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PPF Banka - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Czechia | May 13, 2024
Excel Sheet

PPF Banka's non-performing loans reached 0.563% of total loans at the end of 2023, down from 0.986% compared to the previous year. Historically, the NPL ratio hit an all time high of 12.9% in 2018 and an all time low of 0.310% in 2006.

Provision coverage amounted to 408% at the end of 2023, up from 211% compared to a year earlier.

The bank created loan loss provisions worth of 1.01% of average loans in 2023. That's compared to 1.33% of loans the bank put aside to its cost on average in the last five years.

Comparing PPF Banka with its closest peers, Ceska Sporitelna operated at the end of 2023 with NPL ratio of 1.80% and provision coverage of 111%, CSOB with 1.51% and 45.2% respectively and Komercni Banka had 1.85% of bad loans covered with 47.1% by provisions at the end of 2023.

You can see all the bank’s data at PPF Banka Profile, or you can download a report on the bank in the report section.