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PPF Banka - Quarterly Cost of Risk

Cost of Risk vs. Interest Spread (%)
Banking | Czechia | May 13, 2024
Excel Sheet

PPF Banka's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.351% in the fourth quarter of 2023, up from -0.059% when compared to the previous quarter.

Historically, the bank’s cost of risk reached an all time high of 2.73% in 4Q2020 and an all time low of -1.52% in 1Q2021. The average cost of risk in the last six quarters amounted to 0.245%.

On the other hand, average asset yield was 5.68% in 4Q2023, down from 5.71% when compared to the same period last year. Cost of funding amounted to 4.10% in 4Q2023, up from 3.39%.

When compared to bank's main peers, Ceska Sporitelna operated in the fourth quarter of 2023 with a cost of risk of 0.080% CSOB reached 0.580% and Komercni Banka some 0.277%.

You can see all the bank’s data at PPF Banka Profile, or you can download a report on the bank in the report section.