Sberbank's net interest margin amounted to 3.76% in 2015, down from 4.70% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 7.37% in 2002 and an all time low of 3.76% in 2015. The average margin in the last five years amounted to 4.97%.
Average asset yield was 8.68% in 2015, up from 8.47% when compared to previous year. On the other hand, cost of funding amounted to 5.37% in 2015, up from 4.14%.