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What Are the Most Mortgaged Households?

Households with Mortgage Loans (As % of Total Households) (%), 2022 or latest

Real Estate | April 10, 2023

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Based on a comparison of 33 countries in 2022, Norway ranked the highest in number of households with mortgage loans as a percentage of total households with 61.5% followed by Netherlands and Sweden. On the other end of the scale was Macedonia with 0.600%, Albania with 0.900% and Serbia with 0.900%.

Data for more countries are available at Households with Mortgage Loans (As % of Total Households) indicator page.

Households with Mortgage Loans (As % of Total Households)	Unit	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022
Belgium	%	...														41.4%	43.2%	43.4%	42.6%	43.5%
Czechia	%															19.0%	19.8%	22.2%	23.6%	24.5%
Denmark	%	...														47.4%	47.8%	46.5%	46.8%	45.2%		...
Estonia	%	...	...	...	...											19.5%	20.0%	21.7%	22.8%	27.3%		...
Finland	%	...	...													42.0%	42.3%	42.0%	41.5%	40.6%
France	%	...	...	...												31.0%	30.9%	31.8%	31.8%	30.1%		...
Germany	%	...	...	...	...	...	...	...	...							26.2%	25.7%	25.6%	25.8%	31.4%		...
Ireland	%	...														32.4%	31.8%	32.4%	31.3%	34.5%		...
Luxembourg	%	...	...	...	...	...										43.3%	42.7%	41.9%	41.8%	42.6%		...
Netherlands	%	...	...	...												61.0%	60.7%	60.5%	60.4%	60.7%
Norway	%	...														62.2%	60.5%	60.1%	60.5%	61.5%	...	...
Portugal	%	...	...													36.7%	37.3%	36.3%	36.2%	38.9%		...
Spain	%	...	...	...	...	...										30.9%	29.5%	29.4%	28.4%	30.3%		...
Sweden	%	...	...													54.8%	52.2%	51.7%	51.4%	52.1%		...
Switzerland	%	...	...	...	...	...	...	...	...							38.5%	37.4%	38.3%	38.0%	38.2%		...