Home » Charts » What Banking is the Most Efficient?

What Banking is the Most Efficient?

Bank Cost to Income (%), 2020 or latest

Banking | June 2, 2021

$2.99

Excel Sheet

Based on a comparison of 127 countries in 2020, Lesotho ranked the highest in bank cost to income ratio with 6,557% followed by Myanmar and Cameroon. On the other end of the scale was Algeria with 29.3%, Angola with 30.9% and China with 31.2%.

Data for more countries are available at Bank Cost to Income Ratio indicator page.

Bank Cost to Income Ratio	Unit	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020
Belarus	%									...	...					94.5%	96.2%	95.1%	93.9%	92.0%
Belgium	%															65.8%	63.9%	65.8%	63.0%	74.7%		...
Bosnia and Herzegovina	%															67.6%	69.8%	69.1%	62.4%	74.0%
Cambodia	%	...	...	...	...	...	...	...	...	...	...					55.1%	60.6%	59.7%	70.7%	71.5%
Cameroon	%	...	...	...	...	...	...	...	...	...	...					83.0%	91.2%	89.6%	88.2%	87.3%
Chad	%	...	...	...	...	...	...	...	...	...	...					58.9%	57.1%	61.4%	72.2%	79.9%
Congo	%	...	...	...	...	...	...	...	...	...	...					63.9%	58.8%	60.0%	75.4%	81.3%
Germany	%															69.5%	70.4%	69.3%	71.9%	73.1%		...
Ireland	%															66.2%	68.7%	63.9%	67.3%	68.9%		...
Lesotho	%	...	...	...	...	...	...	...	...	...						5,230%	5,223%	5,466%	6,220%	6,069%
Luxembourg	%															66.5%	67.3%	69.4%	73.6%	77.6%
Montenegro	%	...	...	...	...	...	...	...	...	...	...	...				75.9%	81.4%	76.6%	73.0%	76.3%
Myanmar	%	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	...	64.6%	74.6%	103%	...	...
Netherlands	%															84.4%	77.9%	78.8%	71.7%	72.2%
South Korea	%															73.5%	81.1%	95.3%	91.3%	75.5%		...