Based on a comparison of 20 banks in Austria in 2017, Erste Bank Core Austria operated with the lowest loan to deposit ratio, followed by Raiffeisen Bank Int. and Erste Bank Austria.
Erste Bank Core Austria's loan to deposit ratio reached 82.2% at the end of 2017, down from 85.2% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 101% in 2007 and an all time low of 82.2% in 2017.
Comparing Erste Bank Core Austria with its closest peers, Raiffeisen Bank Int. ended the year 2017 with loans to deposits at 83.2%, Erste Bank Austria with 91.7% and Erste Group Bank some 93.1% of loans to deposits at the end of 2017.
Overall, total loans of the Austrian banking sector amounted to 107% of deposits at the end of 2017.