Based on a comparison of 20 banks in Austria in 2016, BAWAG Group was the most cost efficient bank, followed by Oberbank and Steiermarkische Sparkasse.
BAWAG Group's cost to income ratio reached 44.8% in 2016, down from 44.5% when compared to the last year. Historically, the bank’s costs reached an all time high of 49.7% in 2014 and an all time low of 44.5% in 2015.
When compared to total assets, bank's cost amounted to 1.39% in 2016, down from 1.23% a year earlier.
Comparing BAWAG Group with its closest peers, Oberbank operated in 2016 with a cost to income ratio of 50.2%, Steiermarkische Sparkasse reached 54.5% and Erste Group Bank some 60.1%.
The average cost to income ratio reached 71.4% in the Austrian banking sector in 2016.
You can see all the banks cost efficiency data on the Costs (As % Of Income) indicator page or you can download a report on the Austrian banks in the report section.
| Costs (As % Of Income) | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| Bank Austria Group | % | 54.6% | 54.4% | 59.9% | 54.2% | 119% | ... | ||
| BAWAG Group | % | ... | ... | ... | 49.7% | 44.5% | 44.8% | ... | |
| Erste Bank Austria | % | 66.3% | 64.1% | 62.4% | 62.1% | 64.2% | ... | ||
| Erste Bank Core Austria | % | 64.5% | 64.3% | 61.8% | 61.6% | 63.1% | ... | ||
| Erste Group Bank | % | 61.5% | 69.2% | 80.3% | 65.5% | 60.1% | |||
| Erste Savings Banks | % | 68.7% | 71.0% | 67.6% | 67.3% | 70.7% | ... | ||
| Kärntner Sparkasse | % | 69.4% | 68.5% | 68.9% | 70.7% | 69.5% | ... | ||
| Oberbank | % | 35.9% | 52.8% | 47.6% | 46.5% | 50.2% | ... | ||
| Raiffeisen Bank Int. | % | 60.5% | 63.7% | 70.1% | 59.9% | 63.6% | |||
| Raiffeisenlandesbank Burgenland | % | 77.1% | 73.3% | 68.1% | 69.0% | 62.5% | ... | ||
| Raiffeisenlandesbank Karnten | % | ... | ... | ... | ... | 81.5% | 80.9% | ... | |
| Raiffeisenlandesbank Niederosterreich-Wien | % | 79.5% | 97.3% | 80.7% | 82.3% | 85.1% | ... | ||
| Raiffeisenlandesbank Oberosterreich | % | 68.8% | 81.1% | 85.5% | 69.1% | 80.5% | ... | ||
| Raiffeisenlandesbank Steiermark | % | 68.4% | 129% | 71.3% | 64.8% | 91.5% | ... | ||
| Raiffeisenlandesbank Tirol | % | 60.9% | 63.3% | 60.8% | 67.9% | 68.8% | ... | ||
| Raiffeisenlandesbank Vorarlberg | % | 58.6% | 58.1% | 55.6% | 64.5% | 70.0% | ... | ||
| Raiffeisenverband Salzburg | % | 74.4% | 72.5% | 73.9% | 79.4% | 77.0% | ... | ||
| Salzburger Sparkasse | % | 79.6% | 71.9% | 78.3% | 62.1% | 67.6% | ... | ||
| Sparkasse Oberosterreich | % | 58.0% | 60.3% | 57.8% | 58.4% | 62.7% | ... | ||
| Steiermarkische Sparkasse | % | 56.5% | 59.1% | 56.6% | 65.5% | 54.5% | ... | ||
| AVERAGE | % | 64.1% | 64.6% | 70.8% | 66.2% | 64.8% | 70.3% | 68.4% | 59.0% |
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