Based on a comparison of 12 banks in China in 2018, Qudian had the highest share of bad loans, followed by China Minsheng Banking and Agricultural Bank of China.
Qudian's non-performing loans reached 16.7% of total loans at the end of 2018, up from 4.60% when compared to the previous year. Historically, the NPL ratio hit an all time high of 16.7% in 2018 and an all time low of 0.049% in 2014.
Provision coverage amounted to 2.71% at the end of 2018, up from 2.63% compared to a year earlier.
Comparing Qudian with its closest peers, China Minsheng Banking operated at the end of 2018 with NPL ratio of 2.71% and provision coverage of 85.4%, Agricultural Bank of China with 2.09% and 192% and Huaxia Bank had 2.09% of bad loans covered with 140% by provisions at the end of 2018.
You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Chinese banks in the report section.
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