What Banks in Croatia Had the Lowest Loan to Deposit Ratio in 2017?

Top Banks by Loans (As % Of Deposits)
Banking | Croatia | August 11, 2018
$1.99
Excel Sheet

Based on a comparison of 15 banks in Croatia in 2017, Jadranska Banka operated with the lowest loan to deposit ratio, followed by PBZ Stambena Stedionica and Istarska Kreditna Banka Umag.

Jadranska Banka's loan to deposit ratio reached 26.4 at the end of 2017, down from 31.7 when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 83.6 in 2009 and an all time low of 26.4 in 2017.

Comparing Jadranska Banka with its closest peers, PBZ Stambena Stedionica ended the year 2017 with loans to deposits at 46.8, Istarska Kreditna Banka Umag with 53.2 and Croatia Banka some 55.1 of loans to deposits at the end of 2017.

Overall, total loans of the Croatian banking sector amounted to 78.0% of deposits at the end of 2017.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Croatian banks in the report section.

Loans (As % Of Deposits) Unit 2010 2011 2012 2013 2014 2015 2016 2017
Addiko Bank Croatia % 179% 134% 113% 104% 107%
Croatia Banka % 75.2% 79.4% 83.9% 77.3% 75.5%
Erste & Steiermarkische Bank % 140% 141% 127% 123% 111%
Hrvatska Postanska Banka % 75.1% 82.1% 81.8% 74.4% 71.1%
Imex Banka % 72.7% 79.0% 76.7% 72.6% 68.4%
Istarska Kreditna Banka Umag % 66.4% 63.5% 60.6% 59.1% 57.1%
J&T Banka Croatia % 91.8% 83.7% 68.4% 57.1% 63.2%
Jadranska Banka % 73.1% 72.8% 71.4% 59.8% 53.3%
Karlovacka Banka % ... ... ... ... 68.0% 58.9%
KentBank % 47.9% 51.7% 63.3% 60.9% 70.2%
Kreditna Banka Zagreb % 79.5% 61.9% 45.7% 53.5% 57.6%
OTP Bank Croatia % 83.9% 80.3% 83.3% 82.7% 83.9%
Partner Banka % 120% 109% 93.5% 79.7% 87.1%
PBZ Stambena Stedionica % 94.6% 63.0% 71.6% 46.7% 34.3%
Podravska Banka % 88.1% 80.9% 85.5% 80.8% 79.7%
Privredna Banka Zagreb % 108% 104% 94.5% 92.5% 86.8%
Raiffeisen Stambena Stedionica % 78.3% 79.7% 78.2% 73.0% 71.5%
Raiffeisenbank Croatia % 116% 107% 110% 92.6% 83.0%
Sberbank Croatia % 143% 111% 116% 126% 108%
Slatinska Banka % 63.0% 71.5% 68.9% 66.1% 54.4%
Splitska Banka % 129% 108% 98.0% 85.1% 85.1%
Wustenrot Stambena Stedionica % 88.7% 84.9% 88.3% 76.1% 74.9%
Zagrebacka Banka % 91.5% 91.4% 91.4% 107% 97.5%
AVERAGE % 95.6% 95.7% 88.1% 85.1% 79.0% 75.7% 70.0% 68.9%