Based on a comparison of 23 banks in Croatia in 2017, Jadranska Banka operated with the lowest loan to deposit ratio, followed by PBZ Stambena Stedionica and Istarska Kreditna Banka Umag.
Jadranska Banka's loan to deposit ratio reached 26.4% at the end of 2017, down from 31.7% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 83.6% in 2009 and an all time low of 26.4% in 2017.
Comparing Jadranska Banka with its closest peers, PBZ Stambena Stedionica ended the year 2017 with loans to deposits at 46.8%, Istarska Kreditna Banka Umag with 53.2% and Croatia Banka some 55.1% of loans to deposits at the end of 2017.
Overall, total loans of the Croatian banking sector amounted to 78.0% of deposits at the end of 2017.