Based on a comparison of 21 banks in Czechia in 4Q2016, MONETA Money Bank operated with the highest net interest margin, followed by Banka Creditas and Equa Bank.
MONETA Money Bank's net interest margin amounted to 5.36% in 4Q2016, down from 5.65% when compared to the previous quarter and down from 6.19% when compared to the same period of last year.
Historically, the bank’s net interest margin reached an all time high of 7.49% in 4Q2004 and an all time low of 4.59% in 2Q2010. The average margin in the last five years amounted to 5.84%.
Average asset yield was 5.48% in 4Q2016, down from 6.34% when compared to previous year. On the other hand, cost of funding amounted to 0.152% in 4Q2016, down from 0.184%.
When compared to the nearest peers, Banka Creditas operated in 4Q2016 with a net interest margin of 3.10% Equa Bank reached 2.86% and Trinity Bank some 2.41%.
The average net interest margin reached 1.86% in the Czech banking sector in 4Q2016 while interest spread amounted to 3.61%.
You can see all the banks interest margin data at Net Interest Margin indicator page or you can download a report on the Czech banks in the report section.
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