What Banks in Italy Were the Best Capitalised in 2018?

Top Banks by Capital Adequacy Ratio (%)
Banking | Italy | February 21, 2020
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Based on a comparison of 13 banks in Italy in 2018, Credito Valtellinese was the best capitalised bank, followed by Banca Mediolanum and Mediobanca.

Credito Valtellinese's capital adequacy ratio reached 20.3%, up from 12.5% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 20.6% in 1994 and an all time low of 8.03% in 2004.

Comparing Credito Valtellinese with its closest peers, Banca Mediolanum ended the year 2018 with a capital adequacy ratio at 19.3%, Mediobanca with 18.1% and Intesa Sanpaolo some 17.7% at the end of 2018.

The average capital adequacy reached 16.1% in the Italian banking sector in 2018.

You can see all the banks capital adequacy ratio data on the Capital Adequacy Ratio indicator page or you can download a report on the Italian banks in the report section.

Capital Adequacy Ratio Unit 2012 2013 2014 2015 2016 2017 2018 2019
Banca Mediolanum % 18.0% 18.4% 19.7% 20.0% 22.0%
Banca Nazionale del Lavoro % 11.9% 13.0% 13.4% 13.2% 12.5% ...
Banca Popolare di Sondrio % 10.5% 11.5% 13.4% 13.6% 13.7%
Banco BPM % 13.3% 14.6% 15.9% ... 15.2%
BPER Banca % 11.9% 12.2% 12.5% 15.2% 16.7%
Credit Agricole Italia % 13.4% 13.5% 13.5% 13.3% 15.1% ...
Credito Emiliano % 10.5% 11.5% 13.4% 13.6% 13.7%
Credito Valtellinese % 12.2% 14.0% 15.2% 13.0% 12.5%
Intesa Sanpaolo % 15.1% 17.2% 16.6% 17.0% 17.9%
Mediobanca % 15.6% 13.8% 14.9% 15.3% 16.9%
Monte dei Paschi di Siena % 14.7% 12.8% 16.0% 10.4% 15.0%
UBI Banca % 18.9% 15.3% 13.9% 14.1% 14.1%
UniCredit SpA % 13.6% 13.6% 14.2% 11.7% 18.1%
AVERAGE % 12.9% 13.8% 14.0% 14.8% 14.2% 15.6% 16.1% 17.9%