What Banks in Serbia Had the Lowest Loan to Deposit Ratio in 2016?

Top Banks by Loans (As % Of Deposits)
Banking | Serbia | October 1, 2018
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Based on a comparison of 18 banks in Serbia in 2016, Banka Postanska Stedionica operated with the lowest loan to deposit ratio, followed by Komercijalna Banka Beograd and Raiffeisenbank Serbia.

Banka Postanska Stedionica's loan to deposit ratio reached 28.5% at the end of 2016, down from 39.8% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 79.2% in 2010 and an all time low of 28.5% in 2016.

Comparing Banka Postanska Stedionica with its closest peers, Komercijalna Banka Beograd ended the year 2016 with loans to deposits at 46.6%, Raiffeisenbank Serbia with 65.0% and AIK Banka some 69.6% of loans to deposits at the end of 2016.

Overall, total loans of the Serbian banking sector amounted to 131% of deposits at the end of 2016.

You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Serbian banks in the report section.

Loans (As % Of Deposits) Unit 2010 2011 2012 2013 2014 2015 2016 2017
Addiko Bank Serbia % 147% 134% 170% 121% 105%
AIK Banka % 79.1% 75.1% 75.7% 66.8% 72.4%
Alpha Bank Serbia % 85.6% 77.2% 95.2% 107% ... ... ...
Bank Intesa Serbia % 119% 106% 92.1% 82.6% 77.8%
Banka Postanska Stedionica % 68.9% 46.1% 40.0% 40.8% 39.8%
Credit Agricole Serbia % ... ... 131% 141% 128% 131%
Erste Bank Serbia % 108% 147% 88.3% 104% 116%
Eurobank Serbia % 115% 112% 92.6% 92.8% 98.3%
Halbank Serbia % ... ... ... ... 95.7% 82.1%
Komercijalna Banka Beograd % 77.0% 77.6% 69.1% 63.5% 59.8%
NLB Serbia % ... ... ... ... ... ...
OTP Bank Serbia % 192% 132% 127% 96.2% 102%
Piraeus Bank Serbia % ... ... ... ... 145% 103%
Procredit Bank Serbia % ... ... ... 131% 138% 130%
Raiffeisenbank Serbia % 87.5% 91.7% 90.4% 82.6% 67.2%
Sberbank Serbia % 291% 237% 190% 191% 126%
Societe Generale Serbia % 128% 138% 136% 123% 116%
UniCredit Bank Serbia % 165% 145% 138% 123% 116%
AVERAGE % 136% 128% 118% 112% 106% 96.4% 96.6% 99.8%