Based on a comparison of 10 banks in Slovenia in 2017, UniCredit Bank Slovenia had the highest share of bad loans, followed by Gorenjska Banka and NKBM Group.
UniCredit Bank Slovenia's non-performing loans reached 23.1% of total loans at the end of 2017, up from 16.5% when compared to the previous year. Historically, the NPL ratio hit an all time high of 23.1% in 2017 and an all time low of 0.922% in 2006.
Provision coverage amounted to 15.2% at the end of 2017, down from 21.1% compared to a year earlier.
Comparing UniCredit Bank Slovenia with its closest peers, Gorenjska Banka operated at the end of 2017 with NPL ratio of 15.2% and provision coverage of 55.7%, NKBM Group with 12.0% and 117% and Abanka Group had 11.7% of bad loans covered with 84.8% by provisions at the end of 2017.
Non-performing loans of the whole Slovenia’s banking sector amounted to 3.20% of total loans in 2017, down from 5.07% when compared to the last year.