By Helgi Analytics - February 13, 2020
ABN AMRO Bank's capital adequacy ratio reached 25.9% at the end of fourth quarter of 2019, down from 26.3% when compared to the p...
By Helgi Analytics - February 13, 2020
ABN AMRO Bank made a net profit of EUR 316 mil under revenues of EUR 2,181 mil in the fourth quarter of 2019, up 1.94% and do...
By Helgi Analytics - February 13, 2020
ABN AMRO Bank's net interest margin amounted to 1.64% in the fourth quarter of 2019, up from 1.64% when compared to the previous...
Profit Statement | 2017 | 2018 | 2019 | |
Net Interest Income | EUR mil | 6,456 | 6,593 | 6,468 |
Net Fee Income | EUR mil | 1,747 | 1,699 | 1,632 |
Other Income | EUR mil | 2,349 | 2,230 | 812 |
Total Revenues | EUR mil | 10,552 | 10,522 | 8,912 |
Operating Profit | EUR mil | 4,820 | 5,173 | 3,637 |
Provisions | EUR mil | -63.0 | 655 | 657 |
Net Profit | EUR mil | 2,773 | 2,286 | 2,046 |
Balance Sheet | 2017 | 2018 | 2019 | |
Interbank Loans | EUR mil | 10,665 | 8,124 | 5,011 |
Customer Loans | EUR mil | 274,904 | 270,886 | 268,101 |
Total Assets | EUR mil | 393,171 | 381,295 | 375,054 |
Shareholders' Equity | EUR mil | 21,330 | 21,360 | 21,471 |
Interbank Borrowing | EUR mil | 30,419 | 21,097 | 21,694 |
Customer Deposits | EUR mil | 236,700 | 236,123 | 234,991 |
Issued Debt Securities | EUR mil | 86,332 | 90,589 | 85,316 |
Ratios | 2017 | 2018 | 2019 | |
ROE | % | 13.8 | 10.7 | 9.55 |
ROA | % | 0.704 | 0.590 | 0.541 |
Costs (As % Of Assets) | % | 1.46 | 1.38 | 1.39 |
Costs (As % Of Income) | % | 54.3 | 50.8 | 59.2 |
Capital Adequacy Ratio | % | 21.3 | 22.2 | 25.9 |
Net Interest Margin | % | 1.64 | 1.70 | 1.71 |
Loans (As % Of Deposits) | % | 116 | 115 | 114 |
NPLs (As % Of Loans) | % | 2.56 | 2.26 | ... |
Provisions (As % Of NPLs) | % | 34.6 | 70.0 | ... |
Valuation | 2017 | 2018 | 2019 | |
Price/Earnings (P/E) | 9.12 | 8.45 | 7.45 | |
Price/Book Value (P/BV) | 1.19 | 0.904 | 0.710 | |
Dividend Yield | % | 5.39 | 7.06 | 7.89 |
Earnings Per Share (EPS) | 2.95 | 2.43 | 2.18 | |
Book Value Per Share | 22.7 | 22.7 | 22.8 | |
Dividend Per Share | 1.45 | 1.45 | 1.28 |
Get all company financials in excel:
summary | Unit | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
income statement | ||||||||||||
Net Interest Income | EUR mil | 5,380 | 6,023 | 6,077 | 6,268 | 6,456 | ||||||
Total Revenues | EUR mil | 8,246 | 8,945 | 9,735 | 9,795 | 10,552 | ||||||
Operating Profit | EUR mil | 3,526 | 3,647 | 4,567 | 4,501 | 4,820 | ||||||
Net Profit | EUR mil | 1,162 | 1,134 | 1,919 | 1,805 | 2,773 | ||||||
balance sheet | ||||||||||||
Interbank Loans | EUR mil | 23,967 | 28,198 | 15,680 | 13,485 | 10,665 | ||||||
Customer Loans | EUR mil | 257,028 | 255,392 | 276,373 | 267,679 | 274,904 | ||||||
Debt Securities | EUR mil | 46,473 | 59,977 | 62,310 | 64,693 | 59,209 | ||||||
Total Assets | EUR mil | 372,022 | 386,867 | 407,373 | 394,482 | 393,171 | ||||||
Shareholders' Equity | EUR mil | 13,568 | 14,877 | 17,584 | 18,938 | 21,330 | ||||||
Interbank Borrowing | EUR mil | 16,025 | 19,503 | 26,462 | 25,834 | 30,419 | ||||||
Customer Deposits | EUR mil | 207,584 | 216,011 | 247,352 | 228,757 | 236,700 | ||||||
Issued Debt Securities | EUR mil | 108,865 | 99,377 | 85,915 | 92,449 | 86,332 | ||||||
ratios | ||||||||||||
ROE | % | 8.79 | 7.97 | 11.8 | 9.88 | 13.8 | ||||||
ROA | % | 0.303 | 0.299 | 0.483 | 0.450 | 0.704 | ||||||
Costs (As % Of Assets) | % | 1.23 | 1.40 | 1.30 | 1.32 | 1.46 | ||||||
Costs (As % Of Income) | % | 57.2 | 59.2 | 53.1 | 54.0 | 54.3 | ||||||
Capital Adequacy Ratio | % | ... | 20.2 | 19.7 | 21.7 | 24.6 | 21.3 | |||||
Net Interest Margin | % | 1.41 | 1.59 | 1.53 | 1.56 | 1.64 | ||||||
Interest Income (As % Of Revenues) | % | 65.2 | 67.3 | 62.4 | 64.0 | 61.2 | ||||||
Fee Income (As % Of Revenues) | % | 19.9 | 18.9 | 18.8 | 18.5 | 16.6 | ||||||
Equity (As % Of Assets) | % | 3.65 | 3.85 | 4.32 | 4.80 | 5.43 | ||||||
Loans (As % Of Deposits) | % | 124 | 118 | 112 | 117 | 116 | ||||||
Loans (As % Assets) | % | 69.1 | 66.0 | 67.8 | 67.9 | 69.9 | ||||||
NPLs (As % Of Loans) | % | ... | 2.85 | 2.45 | 1.58 | 3.35 | 2.56 | ... | ||||
Provisions (As % Of NPLs) | % | ... | 66.6 | 74.8 | 98.0 | 40.3 | 34.6 | ... | ||||
valuation | ||||||||||||
Market Capitalisation (End Of Period) | USD mil | ... | ... | ... | ... | ... | ... | 21,153 | 20,895 | 30,312 | ||
Number Of Shares (Average) | mil | ... | 940 | 940 | 940 | 940 | 940 | |||||
Share Price (End Of Period) | ... | ... | ... | ... | ... | ... | 20.7 | 21.1 | 26.9 | |||
Earnings Per Share (EPS) | ... | 1.24 | 1.21 | 2.04 | 1.92 | 2.95 | ||||||
Book Value Per Share | ... | 14.4 | 15.8 | 18.7 | 20.1 | 22.7 | ||||||
Dividend Per Share | ... | 0.100 | 0.426 | 0.810 | 0.840 | 1.45 | ||||||
Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | 10.1 | 11.0 | 9.12 | |||
Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | 1.10 | 1.04 | 1.19 | |||
Dividend Yield | % | ... | ... | ... | ... | ... | ... | 3.92 | 3.99 | 5.39 | ||
Earnings Per Share Growth | % | ... | ... | 8.82 | -2.41 | 69.2 | -5.94 | 53.6 | ||||
Book Value Per Share Growth | % | ... | ... | 13.7 | 9.65 | 18.2 | 7.70 | 12.6 |
income statement | Unit | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
income statement | ||||||||||||
Interest Income | EUR mil | 13,383 | 13,376 | 13,207 | 12,651 | 12,501 | ||||||
Interest Cost | EUR mil | 8,003 | 7,353 | 7,130 | 6,383 | 6,045 | ||||||
Net Interest Income | EUR mil | 5,380 | 6,023 | 6,077 | 6,268 | 6,456 | ||||||
Net Fee Income | EUR mil | 1,643 | 1,689 | 1,828 | 1,809 | 1,747 | ||||||
Other Income | EUR mil | 1,223 | 1,233 | 1,830 | 1,718 | 2,349 | ||||||
Total Revenues | EUR mil | 8,246 | 8,945 | 9,735 | 9,795 | 10,552 | ||||||
Operating Cost | EUR mil | 4,720 | 5,298 | 5,168 | 5,294 | 5,732 | ||||||
Operating Profit | EUR mil | 3,526 | 3,647 | 4,567 | 4,501 | 4,820 | ||||||
Provisions | EUR mil | 983 | 1,171 | 505 | 114 | -63.0 | ||||||
Extra and Other Cost | EUR mil | 972 | 930 | 1,340 | 1,931 | 1,112 | ||||||
Pre-Tax Profit | EUR mil | 1,571 | 1,546 | 2,722 | 2,456 | 3,771 | ||||||
Tax | EUR mil | 411 | 412 | 798 | 650 | 980 | ||||||
Minorities | EUR mil | -2.00 | ... | 5.00 | 1.00 | 18.0 | ||||||
Net Profit | EUR mil | 1,162 | 1,134 | 1,919 | 1,805 | 2,773 | ||||||
Dividends | EUR mil | 94.0 | 400 | 761 | 790 | 1,363 | ||||||
growth rates | ||||||||||||
Net Interest Income Growth | % | ... | 7.00 | 12.0 | 0.897 | 3.14 | 3.00 | |||||
Net Fee Income Growth | % | ... | 5.59 | 2.80 | 8.23 | -1.04 | -3.43 | |||||
Total Revenue Growth | % | ... | -0.579 | 8.48 | 8.83 | 0.616 | 7.73 | |||||
Operating Cost Growth | % | ... | 11.8 | 12.2 | -2.45 | 2.44 | 8.27 | |||||
Operating Profit Growth | % | ... | -13.4 | 3.43 | 25.2 | -1.45 | 7.09 | |||||
Pre-Tax Profit Growth | % | ... | 10.3 | -1.59 | 76.1 | -9.77 | 53.5 | |||||
Net Profit Growth | % | ... | 0.781 | -2.41 | 69.2 | -5.94 | 53.6 |
balance sheet | Unit | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
balance sheet | ||||||||||||
Cash | EUR mil | 9,523 | 706 | 26,195 | 21,861 | 29,783 | ||||||
Interbank Loans | EUR mil | 23,967 | 28,198 | 15,680 | 13,485 | 10,665 | ||||||
Customer Loans | EUR mil | 257,028 | 255,392 | 276,373 | 267,679 | 274,904 | ||||||
Mortgage Loans | EUR mil | 154,024 | 152,536 | 151,866 | 152,328 | 152,825 | ||||||
Consumer Loans | EUR mil | 16,241 | 16,052 | 15,147 | 12,539 | 12,426 | ||||||
Corporate Loans | EUR mil | 88,917 | 91,305 | 107,359 | 99,031 | 103,138 | ||||||
Debt Securities | EUR mil | 46,473 | 59,977 | 62,310 | 64,693 | 59,209 | ||||||
Fixed Assets | EUR mil | 1,621 | 1,667 | 1,629 | 1,669 | 1,643 | ||||||
Total Assets | EUR mil | 372,022 | 386,867 | 407,373 | 394,482 | 393,171 | ||||||
Shareholders' Equity | EUR mil | 13,568 | 14,877 | 17,584 | 18,938 | 21,330 | ||||||
Of Which Minority Interest | EUR mil | 13.0 | 12.0 | 17.0 | 5.00 | 20.0 | ||||||
Liabilities | EUR mil | 358,454 | 371,990 | 389,789 | 375,544 | 371,841 | ||||||
Interbank Borrowing | EUR mil | 16,025 | 19,503 | 26,462 | 25,834 | 30,419 | ||||||
Customer Deposits | EUR mil | 207,584 | 216,011 | 247,352 | 228,757 | 236,700 | ||||||
Sight Deposits | EUR mil | 100,151 | 109,753 | 134,632 | 119,848 | 127,675 | ||||||
Term Deposits | EUR mil | 107,433 | 106,258 | 112,720 | 108,909 | 109,025 | ||||||
Issued Debt Securities | EUR mil | 108,865 | 99,377 | 85,915 | 92,449 | 86,332 | ||||||
Other Liabilities | EUR mil | 25,980 | 37,099 | 30,060 | 28,504 | 18,390 | ||||||
asset quality | ||||||||||||
Non-Performing Loans | EUR mil | ... | 7,468 | 6,366 | 4,445 | 9,097 | 7,106 | ... | ||||
Gross Loans | EUR mil | 262,003 | 260,152 | 280,729 | 271,345 | 277,364 | ||||||
Provisions | EUR mil | 983 | 1,171 | 505 | 114 | -63.0 | ||||||
growth rates | ||||||||||||
Customer Loan Growth | % | ... | -4.67 | -0.637 | 8.22 | -3.15 | 2.70 | |||||
Retail Loan Growth | % | ... | -0.298 | -0.985 | -0.934 | -1.28 | 0.233 | |||||
Mortgage Loan Growth | % | ... | -0.068 | -0.966 | -0.439 | 0.304 | 0.326 | |||||
Consumer Loan Growth | % | ... | -2.43 | -1.16 | -5.64 | -17.2 | -0.901 | |||||
Corporate Loan Growth | % | ... | 3.88 | 2.69 | 17.6 | -7.76 | 4.15 | |||||
Total Asset Growth | % | ... | -5.52 | 3.99 | 5.30 | -3.16 | -0.332 | |||||
Shareholders' Equity Growth | % | ... | 5.32 | 9.65 | 18.2 | 7.70 | 12.6 | |||||
Customer Deposit Growth | % | ... | -4.23 | 4.06 | 14.5 | -7.52 | 3.47 |
ratios | Unit | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
ratios | ||||||||||||
ROE | % | 8.79 | 7.97 | 11.8 | 9.88 | 13.8 | ||||||
ROA | % | 0.303 | 0.299 | 0.483 | 0.450 | 0.704 | ||||||
Costs (As % Of Assets) | % | 1.23 | 1.40 | 1.30 | 1.32 | 1.46 | ||||||
Costs (As % Of Income) | % | 57.2 | 59.2 | 53.1 | 54.0 | 54.3 | ||||||
Capital Adequacy Ratio | % | ... | 20.2 | 19.7 | 21.7 | 24.6 | 21.3 | |||||
Tier 1 Ratio | % | ... | 15.3 | 14.6 | 16.9 | 17.9 | 18.5 | |||||
Net Interest Margin | % | 1.41 | 1.59 | 1.53 | 1.56 | 1.64 | ||||||
Interest Spread | % | ... | 1.33 | 1.51 | 1.45 | 1.49 | 1.56 | |||||
Asset Yield | % | 3.50 | 3.53 | 3.33 | 3.16 | 3.17 | ||||||
Cost Of Liabilities | % | ... | 2.16 | 2.01 | 1.87 | 1.67 | 1.62 | |||||
Payout Ratio | % | 8.09 | 35.3 | 39.7 | 43.7 | 49.2 | ||||||
Interest Income (As % Of Revenues) | % | 65.2 | 67.3 | 62.4 | 64.0 | 61.2 | ||||||
Fee Income (As % Of Revenues) | % | 19.9 | 18.9 | 18.8 | 18.5 | 16.6 | ||||||
Other Income (As % Of Revenues) | % | 14.8 | 13.8 | 18.8 | 17.5 | 22.3 | ||||||
Equity (As % Of Assets) | % | 3.65 | 3.85 | 4.32 | 4.80 | 5.43 | ||||||
Loans (As % Of Deposits) | % | 124 | 118 | 112 | 117 | 116 | ||||||
Loans (As % Assets) | % | 69.1 | 66.0 | 67.8 | 67.9 | 69.9 | ||||||
NPLs (As % Of Loans) | % | ... | 2.85 | 2.45 | 1.58 | 3.35 | 2.56 | ... | ||||
Provisions (As % Of NPLs) | % | ... | 66.6 | 74.8 | 98.0 | 40.3 | 34.6 | ... | ||||
Provisions (As % Of Loans) | % | 1.94 | 1.86 | 1.58 | 1.37 | 0.895 | ||||||
Cost of Provisions (As % Of Loans) | % | 0.373 | 0.457 | 0.190 | 0.042 | -0.023 |
other data | Unit | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
other data | ||||||||||||
Employees | 22,289 | 22,215 | 22,048 | 21,664 | 19,954 | ... | ||||||
Sight (As % Of Customer Deposits) | % | 48.2 | 50.8 | 54.4 | 52.4 | 53.9 |
Get all company financials in excel:
By Helgi Analytics - February 13, 2020
ABN AMRO Bank stock traded at 16.2 per share at the end fourth quarter of 2019 implying a market capitalization of USD 16,602 mil. Since the end of 4Q2014, the stock has appreciated by % implying an annual average growth of 0 %. In absolute terms, the value of the co...
By Helgi Analytics - February 13, 2020
ABN AMRO Bank's loans reached EUR 270,527 mil in the fourth quarter of 2019, down from EUR 278,071 mil when compared to the previous quarter and down from EUR 275,247 mil when compared to the same period of last year. Historically, the bank’s loans ...
By Helgi Analytics - February 13, 2020
ABN AMRO Bank generated total banking revenues of EUR 2,181 mil in the fourth quarter of 2019, down 14.3% when compared to the same period of last year and 13.2% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, ...
By Helgi Analytics - February 13, 2020
ABN AMRO Bank's Equity reached 6.89% of total assets in the 4Q2019, down from 6.91% for the previous year. As a share of net customer loans, the ratio amounted to 15.4% at the end of the fourth quarter of 2019. ...
By Helgi Analytics - February 13, 2020
ABN AMRO Bank's customer loan growth reached -1.03% in 2019-12-31, up from -1.46% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 8.22% in 2015-12-31 and an all time low of -8.29% in 2015-09-30. In the last...
By Helgi Analytics - February 13, 2020
ABN AMRO Bank's capital adequacy ratio reached 25.9% at the end of 2019, up from 22.2% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 25.9% in 2019 and an all time low of 16.6% in 2010. The Tier 1 ratio amounted ...
By Helgi Analytics - February 13, 2020
ABN AMRO Bank's net interest margin amounted to 1.71% in 2019, up from 1.70% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 1.71% in 2019 and an all time low of 1.26% in 2012. The average margin i...
By Helgi Analytics - February 13, 2020
ABN AMRO Bank's loans reached EUR 270,527 mil in the 2019, down from EUR 275,247 mil compared to the previous year. Historically, the bank’s loans reached an all time high of EUR 280,729 mil in 2015 and an all time low of EUR 260,152 mil in 2014. In the...
By Helgi Analytics - February 13, 2020
ABN AMRO Bank made a net profit of EUR 2,046 mil under revenues of EUR 8,912 mil in 2019, up -10.5% and -15.3% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 2,773 mil in 2017 and an all time low of EUR...
By Helgi Analytics - February 13, 2020
ABN AMRO Bank stock traded at 16.2 per share at the end 2019 implying a market capitalization of USD 16,602 mil. Since the end of 2014, the stock has appreciated by % implying an annual average growth of 0 %. In absolute terms, the value of the company rose ...