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Interest Rate on Bank Loans (Local Currency) in China

Source: The People's Bank of China, China Banking Regulatory Commission
Last Updated: July 24, 2023

Interest rate on bank loans reached 4.60% in third quarter of 2015 in China, according to the National Central Bank. This is 5.15% less than in the previous quarter.

Historically, interest rate on bank loans in China reached an all time high of 12.1% in 3Q1995 and an all time low of 4.60% in 3Q2015.

China has been ranked 86th within the group of 100 countries we follow in terms of interest rate on bank loans.

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