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Interest Rate on Bank Loans (Local Currency) in Indonesia

Source: Bank Indonesia
Last Updated: May 1, 2021

Interest rate on bank loans reached 10.4 % in 2019 in Indonesia, according to the National Central Bank. This is 1.62 % less than in the previous year.

Historically, interest rate on bank loans in Indonesia reached an all time high of 32.2 % in 1998 and an all time low of 10.4 % in 2019. When compared to Indonesia's main peers, interest rate on bank loans in Australia amounted to 5.10 %, 4.88 % in Malaysia, 7.10 % in Philippines and 5.25 % in Singapore in 2019.

Indonesia has been ranked 44th within the group of 92 countries we follow in terms of interest rate on bank loans, 3 places above the position seen 10 years ago.

The lending interest rate is the rate charged by banks on loans to prime customers.

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