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Interest Rate on Bank Loans (Local Currency) in Peru

Source: National Central Bank, Superintendencia de Banca y Seguros
Last Updated: Apr 1, 2021

Interest rate on bank loans reached 17.0 % in 2017 in Peru, according to the National Central Bank. This is 3.54 % more than in the previous year.

Historically, interest rate on bank loans in Peru reached an all time high of 4,260 % in 1990 and an all time low of 15.7 % in 2014. When compared to Peru's main peers, interest rate on bank loans in Bolivia amounted to 8.11 %, 46.9 % in Brazil, 4.55 % in Chile and 13.7 % in Colombia in 2017.

Peru has been ranked 20th within the group of 117 countries we follow in terms of interest rate on bank loans, 6 places behind the position seen 10 years ago.

The lending interest rate is the rate charged by banks on loans to prime customers.

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