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Interest Rate on Bank Loans (Local Currency) in Thailand

Source: Bank of Thailand
Last Updated: May 1, 2021

Interest rate on bank loans reached 4.08 % in 2019 in Thailand, according to the National Central Bank. This is 1.51 % less than in the previous year.

Historically, interest rate on bank loans in Thailand reached an all time high of 17.2 % in 1981 and an all time low of 4.08 % in 2019. When compared to Thailand's main peers, interest rate on bank loans in Malaysia amounted to 4.88 % and 16.0 % in Myanmar in 2019.

Thailand has been ranked 85th within the group of 92 countries we follow in terms of interest rate on bank loans, 48 places above the position seen 10 years ago.

The lending interest rate is the rate charged by banks on loans to prime customers.

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