Interest Rate on Bank Loans (Local Currency) in USA

Interest rate on bank loans reached 3.90 % in 2017 in USA, according to the National Central Bank. This is 11.0 % more than in the previous year.

Historically, interest rate on bank loans in USA reached an all time high of 18.9 % in 1981 and an all time low of 3.25 % in 2009. When compared to USA's main peers, interest rate on bank loans in Canada amounted to 2.70 %, 4.35 % in China, 0.994 % in Japan and 7.34 % in Mexico in 2017.

USA has been ranked 102nd within the group of 110 countries we follow in terms of interest rate on bank loans, 2 places above the position seen 10 years ago.

The lending interest rate is the rate charged by banks on loans to prime customers.

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