Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Rwanda

Source: National Central Bank
Last Updated: Mar 1, 2021

Interest spread, which is the difference between interest rate on loans and deposits reached 8.88 % in 2019 in Rwanda, according to the National Central Bank. This is 5.89 % less than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Rwanda reached an all time high of 10.5 % in 1978 and an all time low of 5.69 % in 1989. When compared to Rwanda's main peers, interest spread, which is the difference between interest rate on loans and deposits in Tanzania amounted to 9.87 % and 21.2 % in Dem. Republic of the Congo in 2019.

Rwanda has been ranked 22nd within the group of 87 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 9 places above the position seen 10 years ago.

Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial banks for demand, time, or savings deposits.

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