Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Slovakia

Interest spread, which is the difference between interest rate on loans and deposits reached 5.59 % in 2016 in Slovakia, according to the National Central Bank. This is 17.9 % less than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Slovakia reached an all time high of 11.6 % in 2011 and an all time low of 2.02 % in 2008. When compared to Slovakia's main peers, interest spread, which is the difference between interest rate on loans and deposits in Austria amounted to 4.98 %, 3.53 % in Czech Republic, 1.51 % in Hungary and 1.75 % in Poland in 2016.

Slovakia has been ranked 59th within the group of 130 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 37 places above the position seen 10 years ago.

Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial banks for demand, time, or savings deposits.

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