Non-performing loans as a share of bank loans reached 18.2 % in 2018 in Ghana, according to the National Central Bank. This is 15.8 % less than in the previous year.
Historically, non-performing loans as a share of bank loans in Ghana reached an all time high of 22.7 % in 2002 and an all time low of 6.40 % in 2007.
Ghana has been ranked 9th within the group of 119 countries we follow in terms of non-performing loans as a share of bank loans, 4 places above the position seen 10 years ago.
A non-performing loan is a loan that is in default or close to being in default.