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Risk Premium on Lending in USA

Source: World Bank
Last Updated: February 1, 2023

Risk premium on lending reached 3.21% in 2021 in the USA, according to the National Central Bank. This is 1.38% more than in the previous year.

Historically, risk premium on lending in the USA reached an all time high of 4.79% in 1981 and an all time low of 0.587% in 1965.

USA has been ranked 31st within the group of 46 countries we follow in terms of risk premium on lending.

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