Based on a comparison of 20 banks among Indonesian Financials in 2019, BCA Finance was the most cost efficient bank, followed by Clipan Finance Indonesia and Federal International Finance.

BCA Finance's cost to income ratio reached 31.7% in 2019, down from 31.7% when compared to the last year. Historically, the bank’s costs reached an all time high of 34.4% in 2016 and an all time low of 25.8% in 2013.

When compared to total assets, bank's cost amounted to 1.39% in 2019, down from 12.4% a year earlier.