Based on a comparison of 21 banks in the Czech Republic in 3Q2018, PPF Banka operated with the lowest loan to deposit ratio, followed by Fio banka and Expobank Czech Republic.

PPF Banka's loan to deposit ratio reached 13.1% at the end of 3Q2018, down from 13.4% when compared to the previous quarter and down from 15.3% when compared to the same period of last year. Historically, the bank’s loans to deposits hit an all time high of 62.4% in 1Q2011 and an all time low of 12.0% in 1Q2018.

When compared to the nearest peers, Fio banka ended the year 3Q2018 with loans to deposits at 13.1%, Expobank Czech Republic with 41.1% and Banka Creditas some 41.3% of loans to deposits at the end of 3Q2018.