Based on a comparison of 26 banks in India in 2018, ICICI Bank was the most cost efficient bank, followed by UCO Bank and Bandhan Bank.

ICICI Bank's cost to income ratio reached 14.1% in 2018, down from 22.3% when compared to the last year. Historically, the bank’s costs reached an all time high of 48.5% in 2013 and an all time low of -9.45% in 2002.

When compared to total assets, bank's cost amounted to 1.39% in 2018, down from 1.04% a year earlier.