Air Bank's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.495% in the third quarter of 2023, up from 0.382% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 1.54% in 4Q2014 and an all time low of -0.452% in 4Q2017. The average cost of risk in the last six quarters amounted to 0.434%.
On the other hand, average asset yield was 4.35% in 3Q2023, down from 5.54% when compared to the same period last year. Cost of funding amounted to 1.42% in 3Q2023, down from 2.17%.
When compared to bank's main peers, Ceska Sporitelna operated in the third quarter of 2023 with a cost of risk of 0.035% CSOB reached 0.014% and Komercni Banka some -0.037%.
You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.
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