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Ceska Sporitelna - Quarterly Capital & Liquidity

Capital Adequacy Ratio & Loans (As % Of Deposits)
Banking | Czech Republic | March 25, 2021
$2.99
Excel Sheet

Ceska Sporitelna's capital adequacy ratio reached 25.6% at the end of fourth quarter of 2020, up from 24.7% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 25.6% in 4Q2020 and an all time low of 9.40% in 4Q2007.

The Tier 1 ratio amounted to 25.1% at the end of fourth quarter of 2020, up from 21.6% compared to the same period of last year and up from 24.3% when compared to the the previous quarter.

Bank's loan to deposit ratio reached 68.3% at the end of 4Q2020, down from 72.6% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 65.7%.

When compared to bank's main peers, CSOB ended the fourth quarter of 2020 with a capital adequacy ratio at 24.2% and loans to deposits of 86.9%, Komercni Banka with 22.3% and 75.0% respectively and MONETA Money Bank some 18.2% in terms of capital adequacy and 87.3% of loans to deposits at the end of the fourth quarter of 2020.

You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.

Capital Adequacy Ratio Unit Sep 2008 Dec 2008 Mar 2009 Jun 2009 Sep 2009 Dec 2009 Mar 2010 Jun 2010 Sep 2010 Dec 2010 Mar 2011 Jun 2011 Sep 2011 Dec 2011 Mar 2012 Jun 2012 Sep 2012 Dec 2012 Mar 2013 Jun 2013 Sep 2013 Dec 2013 Mar 2014 Jun 2014 Sep 2014 Dec 2014 Mar 2015 Jun 2015 Sep 2015 Dec 2015 Mar 2016 Jun 2016 Sep 2016 Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020
Air Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...
Banka Creditas % 18.1% 18.4% 19.5% 18.2% 18.4% ...
Ceska Sporitelna % 20.6% 20.2% 22.0% 22.8% 25.3%
Ceskomoravska Stavebni Sporitelna % 22.7% ... ... ... ... ... ...
CSOB % 18.7% 18.7% 19.2% 19.9% 21.5%
Equa Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... 16.2% ... ... ... ... ... ...
Expobank Czech Republic % ... ... ... ... ... ... ...
Fio banka % ... ... ... ... ... ... ... ... 15.0% ... ... ... ... ... ...
Hypotecni Banka % 42.2% 42.3% 42.6% 44.2% 46.4% ...
Komercni Banka % 19.0% 19.4% 19.7% 20.8% 21.9%
Modra Pyramida Stavebni Sporitelna % 24.7% ... ... ... ... ... ...
MONETA Money Bank % 17.0% 16.7% 18.1% 18.0% 21.0%
PPF Banka % ... 16.6% ... ... ... ... ... ...
Raiffeisen Stavebni Sporitelna % 14.9% 14.6% 15.6% 15.0% 17.3% ...
Raiffeisenbank Czech Republic % 17.2% 17.0% 18.7% 17.8% 19.9% ...
Sberbank Czech Republic % 16.3% 16.6% 16.6% 16.0% 16.2% ...
Stavebni Sporitelna Ceske Sporitelny % 21.3% 20.7% 23.4% 24.3% 28.2% ...
Trinity Bank % 20.2% 19.8% 20.6% 20.1% 22.7% ...
UniCredit Czech Republic % 18.4% 18.1% 19.9% 18.0% 20.4% ...
Wustenrot Hypotecni banka % 14.9% 14.8% 14.5% 14.5% 14.2% ...
Wustenrot Stavebni Sporitelna % 17.7% 17.4% 15.5% 17.7% 18.0% ...
AVERAGE % 15.9% 15.1% 15.6% 16.2% 15.3% 15.0% 15.8% 15.2% 15.9% 14.9% 15.3% 15.7% 21.1% 18.9% 16.9% 16.9% 17.0% 16.0% 15.7% 16.0% 16.1% 15.7% 15.9% 16.1% 16.5% 16.9% 17.4% 17.6% 17.0% 17.6% 17.0% 17.3% 17.4% 17.6% 17.5% 18.0% 17.7% 18.4% 18.1% 18.2% 17.8% 18.6% 19.2% 19.6% 19.6% 20.4% 20.5% 22.2% 21.9% 22.4%