D Commerce Bank's net interest margin amounted to 2.86% in 2015, up from 2.45% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 5.78% in 2008 and an all time low of 2.14% in 2012. The average margin in the last five years amounted to 2.38%.
Average asset yield was 4.17% in 2015, down from 4.50% when compared to previous year. On the other hand, cost of funding amounted to 1.51% in 2015, down from 2.30%.