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Erste Group Bank - Quarterly Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Austria | March 25, 2021
$3.99
Excel Sheet

Erste Group Bank's net interest margin amounted to 1.73% in the fourth quarter of 2020, down from 1.78% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 2.29% in 4Q2013 and an all time low of 1.73% in 4Q2020. The average margin in the last six quarters amounted to 1.85%.

Average asset yield was 2.31% in 4Q2020, down from 2.94% when compared to the same period last year. On the other hand, cost of funding amounted to 0.629% in 4Q2020, down from 1.05%.

When compared to bank's main peers, OTP Group operated in the fourth quarter of 2020 with a net interest margin of 3.45% PKO BP reached 2.59% and Sberbank some 4.80%.

You can see all the bank’s data at Erste Group Bank Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit Sep 2008 Dec 2008 Mar 2009 Jun 2009 Sep 2009 Dec 2009 Mar 2010 Jun 2010 Sep 2010 Dec 2010 Mar 2011 Jun 2011 Sep 2011 Dec 2011 Mar 2012 Jun 2012 Sep 2012 Dec 2012 Mar 2013 Jun 2013 Sep 2013 Dec 2013 Mar 2014 Jun 2014 Sep 2014 Dec 2014 Mar 2015 Jun 2015 Sep 2015 Dec 2015 Mar 2016 Jun 2016 Sep 2016 Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020
Erste Group Bank % 1.93% 1.91% 1.98% 1.94% 1.79%
Raiffeisen Bank Int. % 2.32% 2.32% 2.34% 2.31% 2.09%
AVERAGE % 3.21% 3.37% 3.08% 3.12% 3.19% 3.21% 3.54% 3.68% 3.76% 2.99% 2.55% 2.61% 2.65% 2.62% 2.44% 2.33% 2.40% 2.37% 2.41% 2.56% 2.56% 2.60% 2.64% 2.66% 2.59% 2.56% 2.44% 2.52% 2.49% 2.55% 2.33% 2.36% 2.33% 2.39% 2.25% 2.13% 2.14% 2.29% 2.18% 2.19% 2.19% 2.20% 2.13% 2.12% 2.12% 2.16% 2.12% 1.94% 1.83% 1.79%