By Helgi Library - August 3, 2023
Erste Group Bank made a net profit of EUR 1,180 mil under revenues of EUR 2,662 mil in the second quarter of 2023, up 39% and ...
By Helgi Library - August 3, 2023
Erste Group Bank made a net profit of EUR 1,180 mil in the second quarter of 2023, up 39% when compared to the same period of las...
By Helgi Library - August 23, 2023
Erste Group Bank's customer deposits reached EUR 137,939 mil in 2016-12-31, up 2.98% compared to the previous year. Austrian ba...
| Profit Statement | 2020 | 2021 | 2022 | |
| Net Interest Income | EUR mil | 4,795 | 4,976 | 5,951 |
| Net Fee Income | EUR mil | 1,977 | 2,304 | 2,452 |
| Other Income | EUR mil | 757 | 463 | 168 |
| Total Revenues | EUR mil | 7,529 | 7,742 | 8,571 |
| Staff Cost | EUR mil | 2,521 | 2,578 | 2,668 |
| Operating Profit | EUR mil | 3,034 | 3,436 | 3,996 |
| Provisions | EUR mil | 1,295 | 159 | 300 |
| Net Profit | EUR mil | 786 | 2,408 | 2,666 |
| Balance Sheet | 2020 | 2021 | 2022 | |
| Interbank Loans | EUR mil | 21,466 | 21,001 | 18,435 |
| Customer Loans | EUR mil | 160,582 | 180,268 | 202,109 |
| Investments | EUR mil | 49,303 | 53,211 | 59,833 |
| Total Assets | EUR mil | 277,394 | 307,428 | 323,865 |
| Shareholders' Equity | EUR mil | 22,410 | 23,513 | 25,305 |
| Interbank Borrowing | EUR mil | 25,877 | 31,886 | 28,821 |
| Customer Deposits | EUR mil | 191,070 | 210,523 | 223,973 |
| Issued Debt Securities | EUR mil | 31,236 | 32,130 | 35,904 |
| Ratios | 2020 | 2021 | 2022 | |
| ROE | % | 3.67 | 10.5 | 10.9 |
| ROA | % | 0.301 | 0.824 | 0.845 |
| Costs (As % Of Assets) | % | 1.72 | 1.47 | 1.45 |
| Costs (As % Of Income) | % | 59.7 | 55.6 | 53.4 |
| Capital Adequacy Ratio | % | 19.7 | 19.5 | 18.2 |
| Net Interest Margin | % | 1.83 | 1.70 | 1.89 |
| Loans (As % Of Deposits) | % | 84.0 | 85.6 | 90.2 |
| NPLs (As % Of Loans) | % | 6.13 | 5.26 | 5.44 |
| Provisions (As % Of NPLs) | % | 39.7 | 38.8 | 34.4 |
| Valuation | 2020 | 2021 | 2022 | |
| Market Capitalisation | USD mil | 13,104 | 20,036 | 14,531 |
| Number Of Shares | mil | 430 | 426 | 427 |
| Share Price | EUR | 24.9 | 41.4 | 29.9 |
| Price/Earnings (P/E) | 13.6 | 9.16 | 5.90 | |
| Price/Book Value (P/BV) | 0.618 | 0.979 | 0.661 | |
| Dividend Yield | % | 2.00 | 3.87 | 6.35 |
| Earnings Per Share (EPS) | EUR | 1.83 | 4.51 | 5.06 |
| Book Value Per Share | EUR | 40.3 | 42.2 | 45.3 |
| Dividend Per Share | EUR | 0.500 | 1.60 | 1.90 |
Get all company financials in excel:
| summary | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| income statement | |||||||||||||||||||||||||
| Net Interest Income | EUR mil | 4,420 | 4,397 | 4,611 | 4,775 | 4,795 | |||||||||||||||||||
| Total Revenues | EUR mil | 7,255 | 7,378 | 7,377 | 7,710 | 7,529 | |||||||||||||||||||
| Operating Profit | EUR mil | 2,837 | 2,864 | 3,095 | 3,146 | 3,034 | |||||||||||||||||||
| Net Profit | EUR mil | 1,473 | 1,460 | 1,946 | 1,772 | 786 | |||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||
| Interbank Loans | EUR mil | 3,469 | 9,126 | 19,103 | 23,055 | 21,466 | |||||||||||||||||||
| Customer Loans | EUR mil | 130,654 | 139,532 | 144,240 | 154,827 | 160,582 | |||||||||||||||||||
| Investments | EUR mil | 44,134 | 40,531 | 45,815 | 46,790 | 49,303 | |||||||||||||||||||
| Total Assets | EUR mil | 208,227 | 220,659 | 236,792 | 245,693 | 277,394 | |||||||||||||||||||
| Shareholders' Equity | EUR mil | 16,602 | 18,288 | 18,869 | 20,477 | 22,410 | |||||||||||||||||||
| Interbank Borrowing | EUR mil | 15,365 | 17,905 | 20,135 | 15,638 | 25,877 | |||||||||||||||||||
| Customer Deposits | EUR mil | 137,857 | 149,903 | 161,155 | 171,826 | 191,070 | |||||||||||||||||||
| Issued Debt Securities | EUR mil | 28,028 | 26,194 | 29,738 | 30,886 | 31,236 | |||||||||||||||||||
| ratios | |||||||||||||||||||||||||
| ROE | % | ... | 9.38 | 8.37 | 10.5 | 9.01 | 3.67 | ||||||||||||||||||
| ROA | % | ... | 0.722 | 0.681 | 0.851 | 0.735 | 0.301 | ||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.17 | 2.11 | 1.87 | 1.89 | 1.72 | ||||||||||||||||||
| Costs (As % Of Income) | % | 60.9 | 61.2 | 58.0 | 59.2 | 59.7 | |||||||||||||||||||
| Capital Adequacy Ratio | % | 18.5 | 18.5 | 18.2 | 18.6 | 19.7 | |||||||||||||||||||
| Net Interest Margin | % | ... | 2.17 | 2.05 | 2.02 | 1.98 | 1.83 | ||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 60.9 | 59.6 | 62.5 | 61.9 | 63.7 | |||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | 24.6 | 25.1 | 25.9 | 25.9 | 26.3 | ||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 53.0 | 52.9 | 57.8 | 55.6 | 56.1 | |||||||||||||||||||
| Equity (As % Of Assets) | % | 7.97 | 8.29 | 7.97 | 8.33 | 8.08 | |||||||||||||||||||
| Loans (As % Of Deposits) | % | 94.8 | 93.1 | 89.5 | 90.1 | 84.0 | |||||||||||||||||||
| Loans (As % Assets) | % | 62.7 | 63.2 | 60.9 | 63.0 | 57.9 | |||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | 6.47 | 5.56 | 7.45 | 6.63 | 6.13 | ||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | 52.7 | 49.8 | 32.4 | 30.3 | 39.7 | ||||||||||||||||||
| valuation | |||||||||||||||||||||||||
| Market Capitalisation | USD mil | 12,018 | 17,762 | 13,594 | 15,380 | 13,104 | |||||||||||||||||||
| Number Of Shares | mil | 427 | 427 | 427 | 427 | 430 | |||||||||||||||||||
| Share Price | EUR | 27.8 | 36.1 | 29.1 | 33.6 | 24.9 | |||||||||||||||||||
| Earnings Per Share (EPS) | EUR | 3.42 | 3.28 | 4.38 | 3.94 | 1.83 | |||||||||||||||||||
| Book Value Per Share | EUR | 29.2 | 32.5 | 33.7 | 36.6 | 40.3 | |||||||||||||||||||
| Dividend Per Share | EUR | 1.00 | 1.20 | 1.40 | 0.750 | 0.500 | |||||||||||||||||||
| Price/Earnings (P/E) | ... | ... | 8.14 | 11.0 | 6.64 | 8.52 | 13.6 | ||||||||||||||||||
| Price/Book Value (P/BV) | 0.953 | 1.11 | 0.862 | 0.916 | 0.618 | ||||||||||||||||||||
| Dividend Yield | % | 3.59 | 3.32 | 4.82 | 2.23 | 2.00 | |||||||||||||||||||
| Earnings Per Share Growth | % | ... | 24.3 | -4.11 | 33.6 | -10.0 | -53.5 | ||||||||||||||||||
| Book Value Per Share Growth | % | ... | 13.2 | 11.3 | 3.62 | 8.70 | 10.2 |
| income statement | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| income statement | |||||||||||||||||||||||||
| Interest Income | EUR mil | 5,955 | 5,668 | 6,976 | 7,227 | 6,590 | |||||||||||||||||||
| Interest Cost | EUR mil | 1,536 | 1,271 | 2,365 | 2,452 | 1,795 | |||||||||||||||||||
| Net Interest Income | EUR mil | 4,420 | 4,397 | 4,611 | 4,775 | 4,795 | |||||||||||||||||||
| Net Fee Income | EUR mil | ... | ... | ... | 1,783 | 1,852 | 1,908 | 2,000 | 1,977 | ||||||||||||||||
| Fee Income | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,226 | 2,329 | 2,377 | 2,374 | 2,355 | ||||||
| Fee Expense | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 443 | 478 | 469 | 373 | 378 | |||
| Other Income | EUR mil | ... | ... | ... | 1,052 | 1,130 | 857 | 935 | 757 | ||||||||||||||||
| Insurance Premium Earned | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Total Revenues | EUR mil | 7,255 | 7,378 | 7,377 | 7,710 | 7,529 | |||||||||||||||||||
| Staff Cost | EUR mil | 2,339 | 2,389 | 2,474 | 2,537 | 2,521 | |||||||||||||||||||
| Depreciation | EUR mil | 282 | 284 | 279 | 344 | ... | |||||||||||||||||||
| Other Cost | EUR mil | 1,797 | 1,843 | 1,529 | 1,683 | ... | |||||||||||||||||||
| Operating Cost | EUR mil | 4,418 | 4,515 | 4,282 | 4,564 | 4,495 | |||||||||||||||||||
| Operating Profit | EUR mil | 2,837 | 2,864 | 3,095 | 3,146 | 3,034 | |||||||||||||||||||
| Provisions | EUR mil | 196 | 132 | -59.3 | 113 | 1,295 | |||||||||||||||||||
| Extra and Other Cost | EUR mil | 434 | 462 | 455 | 356 | 367 | |||||||||||||||||||
| Pre-Tax Profit | EUR mil | 2,208 | 2,270 | 2,698 | 2,678 | 1,372 | |||||||||||||||||||
| Tax | EUR mil | 463 | 458 | 383 | 464 | 344 | |||||||||||||||||||
| Minorities | EUR mil | 272 | 352 | 369 | 441 | 242 | |||||||||||||||||||
| Net Profit | EUR mil | 1,473 | 1,460 | 1,946 | 1,772 | 786 | |||||||||||||||||||
| Net Profit Avail. to Common | EUR mil | 1,457 | 1,399 | 1,869 | 1,680 | 786 | |||||||||||||||||||
| Dividends | EUR mil | 409 | 491 | 572 | 306 | 215 | |||||||||||||||||||
| growth rates | |||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | -1.67 | -0.516 | 4.87 | 3.55 | 0.420 | ||||||||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | 3.85 | 3.07 | 4.80 | -1.17 | |||||||||||||||
| Total Revenue Growth | % | ... | 5.69 | 1.70 | -0.020 | 4.52 | -2.35 | ||||||||||||||||||
| Operating Cost Growth | % | ... | 4.18 | 2.19 | -5.15 | 6.57 | -1.51 | ||||||||||||||||||
| Operating Profit Growth | % | ... | 8.14 | 0.941 | 8.07 | 1.67 | -3.56 | ||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | 15.5 | 2.81 | 18.9 | -0.772 | -48.8 | ||||||||||||||||||
| Net Profit Growth | % | ... | 25.6 | -0.866 | 33.3 | -8.93 | -55.6 | ||||||||||||||||||
| market share | |||||||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Bank Cards | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Debit Cards | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Credit Cards | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| balance sheet | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| balance sheet | |||||||||||||||||||||||||
| Cash & Cash Equivalents | EUR mil | 18,353 | 21,796 | 17,549 | 10,693 | 35,839 | |||||||||||||||||||
| Interbank Loans | EUR mil | 3,469 | 9,126 | 19,103 | 23,055 | 21,466 | |||||||||||||||||||
| Customer Loans | EUR mil | 130,654 | 139,532 | 144,240 | 154,827 | 160,582 | |||||||||||||||||||
| Retail Loans | EUR mil | ... | ... | 65,909 | 70,169 | 74,623 | 79,146 | ... | |||||||||||||||||
| Mortgage Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Consumer Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Corporate Loans | EUR mil | ... | ... | 61,916 | 66,292 | 65,562 | 71,386 | ... | |||||||||||||||||
| Investments | EUR mil | 44,134 | 40,531 | 45,815 | 46,790 | 49,303 | |||||||||||||||||||
| Property and Equipment | EUR mil | 2,477 | 2,387 | 2,293 | 2,629 | 2,552 | |||||||||||||||||||
| Intangible Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,390 | 1,524 | 1,507 | 1,368 | 1,359 | ||||||
| Goodwill | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 710 | 712 | 712 | 547 | ... | ... | ... | ||||
| Total Assets | EUR mil | 208,227 | 220,659 | 236,792 | 245,693 | 277,394 | |||||||||||||||||||
| Shareholders' Equity | EUR mil | 16,602 | 18,288 | 18,869 | 20,477 | 22,410 | |||||||||||||||||||
| Of Which Minority Interest | EUR mil | 4,142 | 4,416 | 4,494 | 4,857 | 5,073 | |||||||||||||||||||
| Liabilities | EUR mil | 191,625 | 202,371 | 217,923 | 225,216 | 254,983 | |||||||||||||||||||
| Interbank Borrowing | EUR mil | 15,365 | 17,905 | 20,135 | 15,638 | 25,877 | |||||||||||||||||||
| Customer Deposits | EUR mil | 137,857 | 149,903 | 161,155 | 171,826 | 191,070 | |||||||||||||||||||
| Retail Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 97,829 | 78,138 | 83,853 | 88,992 | 97,710 | |||||||||
| Corporate Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||
| Sight Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 63,834 | 74,785 | 82,508 | 105,435 | ... | ... | ... | |||
| Term Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 73,949 | 75,070 | 78,435 | 66,126 | ... | ... | ... | ||||
| Issued Debt Securities | EUR mil | 28,028 | 26,194 | 29,738 | 30,886 | 31,236 | |||||||||||||||||||
| Subordinated Debt | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Other Liabilities | EUR mil | 10,376 | 8,369 | 6,895 | 6,866 | 6,800 | |||||||||||||||||||
| asset quality | |||||||||||||||||||||||||
| Non-Performing Loans | EUR mil | ... | 8,750 | 7,983 | 11,011 | 10,480 | 10,085 | ||||||||||||||||||
| Gross Loans | EUR mil | ... | 135,267 | 143,509 | 147,803 | 158,001 | 164,584 | ||||||||||||||||||
| Risk-Weighted Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 101,808 | 110,029 | 114,599 | 118,105 | 120,200 | ||||||
| Total Provisions | EUR mil | ... | 4,613 | 3,977 | 3,563 | 3,174 | 4,002 | ||||||||||||||||||
| growth rates | |||||||||||||||||||||||||
| Customer Loan Growth | % | ... | 3.78 | 6.79 | 3.37 | 7.34 | 3.72 | ||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | 4.37 | 6.46 | 6.35 | 6.06 | ... | ... | ||||||||||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Corporate Loan Growth | % | ... | ... | ... | ... | 1.27 | 7.07 | -1.10 | 8.88 | ... | ... | ||||||||||||||
| Total Asset Growth | % | ... | 4.25 | 5.97 | 7.31 | 3.76 | 12.9 | ||||||||||||||||||
| Shareholders' Equity Growth | % | ... | 12.1 | 10.2 | 3.17 | 8.53 | 9.44 | ||||||||||||||||||
| Customer Deposit Growth | % | ... | 8.09 | 8.74 | 7.51 | 6.62 | 11.2 | ||||||||||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.39 | -20.1 | 7.31 | 6.13 | 9.80 | |||||||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||
| market share | |||||||||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Total Assets | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| ratios | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| ROE | % | ... | 9.38 | 8.37 | 10.5 | 9.01 | 3.67 | ||||||||||||||||||
| ROTE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10.3 | 9.13 | 11.4 | 9.72 | 3.92 | |||||
| ROE (@ 15% of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.81 | 9.19 | 11.6 | 10.2 | 4.40 | |||||
| ROA | % | ... | 0.722 | 0.681 | 0.851 | 0.735 | 0.301 | ||||||||||||||||||
| Return on Loans | % | ... | 1.15 | 1.08 | 1.37 | 1.19 | 0.499 | ||||||||||||||||||
| Operating Profit (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.84 | 2.70 | 2.76 | 2.70 | 2.55 | |||||
| Costs (As % Of Assets) | % | ... | 2.17 | 2.11 | 1.87 | 1.89 | 1.72 | ||||||||||||||||||
| Costs (As % Of Income) | % | 60.9 | 61.2 | 58.0 | 59.2 | 59.7 | |||||||||||||||||||
| Costs (As % Of Loans) | % | ... | 3.44 | 3.34 | 3.02 | 3.05 | 2.85 | ||||||||||||||||||
| Costs (As % Of Loans & Deposits) | % | ... | 1.69 | 1.62 | 1.44 | 1.44 | 1.33 | ||||||||||||||||||
| Capital Adequacy Ratio | % | 18.5 | 18.5 | 18.2 | 18.6 | 19.7 | |||||||||||||||||||
| Tier 1 Ratio | % | 13.4 | 14.0 | 14.4 | 15.0 | 16.5 | |||||||||||||||||||
| Net Interest Margin | % | ... | 2.17 | 2.05 | 2.02 | 1.98 | 1.83 | ||||||||||||||||||
| Interest Spread | % | ... | 2.10 | 2.00 | 1.92 | 1.89 | 1.77 | ||||||||||||||||||
| Asset Yield | % | ... | 2.92 | 2.64 | 3.05 | 3.00 | 2.52 | ||||||||||||||||||
| Revenues (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.25 | 6.97 | 6.57 | 6.63 | 6.32 | |||||
| Cost Of Liabilities | % | ... | 0.816 | 0.645 | 1.13 | 1.11 | 0.748 | ||||||||||||||||||
| Payout Ratio | % | 27.8 | 33.6 | 29.4 | 17.3 | 27.3 | |||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 60.9 | 59.6 | 62.5 | 61.9 | 63.7 | |||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | 24.6 | 25.1 | 25.9 | 25.9 | 26.3 | ||||||||||||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | 14.5 | 15.3 | 11.6 | 12.1 | 10.1 | ||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 53.0 | 52.9 | 57.8 | 55.6 | 56.1 | |||||||||||||||||||
| Equity (As % Of Assets) | % | 7.97 | 8.29 | 7.97 | 8.33 | 8.08 | |||||||||||||||||||
| Equity (As % Of Loans) | % | 12.7 | 13.1 | 13.1 | 13.2 | 14.0 | |||||||||||||||||||
| Loans (As % Of Deposits) | % | 94.8 | 93.1 | 89.5 | 90.1 | 84.0 | |||||||||||||||||||
| Loans (As % Assets) | % | 62.7 | 63.2 | 60.9 | 63.0 | 57.9 | |||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | 6.47 | 5.56 | 7.45 | 6.63 | 6.13 | ||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | 52.7 | 49.8 | 32.4 | 30.3 | 39.7 | ||||||||||||||||||
| Provisions (As % Of Loans) | % | ... | 3.53 | 2.85 | 2.47 | 2.05 | 2.49 | ||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 0.153 | 0.098 | -0.042 | 0.075 | 0.821 |
| other data | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,648 | 2,565 | 2,507 | 2,373 | 2,193 | |||||||
| ATMs | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| ATMs (As % of Bank Branches) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | 47,034 | 47,702 | 47,397 | 47,284 | 45,690 | |||||||||||
| Employees Per Bank Branch | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.8 | 18.6 | 18.9 | 19.9 | 20.8 | |||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,444 | 4,685 | 5,095 | 5,067 | 5,210 | ||||||||||
| Cost Per Employee (Local Currency) | EUR per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,145 | 4,173 | 4,350 | 4,471 | 4,598 | ||||||||||
| Employee Turnover | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.6 | 12.2 | 12.1 | ... | ... | ... |
| Women (As % of Workforce) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 65.4 | 62.8 | 62.4 | 62.1 | ... | ... | ... |
| Women (As % of Management) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 29.0 | 31.0 | 30.0 | 27.4 | ... | ... | ... | |||
| Revenues From Abroad | EUR mil | ... | ... | ... | 3,405 | 3,450 | 3,682 | 3,849 | 3,663 | ||||||||||||||||
| Profit From Abroad | EUR mil | ... | ... | ... | 1,511 | 1,346 | 1,600 | 1,570 | 887 | ||||||||||||||||
| Revenues From Abroad (As % Of Total) | % | ... | ... | ... | 46.9 | 46.8 | 49.9 | 49.9 | 48.7 | ||||||||||||||||
| Profit From Abroad (As % Of Total) | % | ... | ... | ... | 68.4 | 59.3 | 59.3 | 58.6 | 64.7 | ||||||||||||||||
| Insurance Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Insurance Fee Income (As % of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| customer breakdown | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Customers | mil | ... | 15.9 | 16.1 | 16.1 | 16.1 | 16.1 | ||||||||||||||||||
| Number of Accounts | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Number of Primary Customers | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Payment Cards | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Debit Cards | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Credit Cards | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Number of Mortgages | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Number of Consumer Loans | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Average Size of Deposit | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Average Size of Mortgage Loan | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Average Size of Consumer Loan | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Accounts (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Primary (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Mortgages (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Consumer Loans (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Payments Cards (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Debit Cards (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Credit Cards (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Market Value per Customer (Local Currency) | EUR | ... | 716 | 920 | 737 | 852 | 726 | ||||||||||||||||||
| Revenue per Customer (Local Currency) | EUR | ... | 456 | 458 | 458 | 479 | 468 | ||||||||||||||||||
| Net Profit per Customer (Local Currency) | EUR | ... | 92.6 | 90.7 | 121 | 110 | 48.8 | ||||||||||||||||||
| Loan per Customer (Local Currency) | EUR | ... | 8,217 | 8,667 | 8,959 | 9,617 | 9,974 | ||||||||||||||||||
| Deposit per Customer (Local Currency) | EUR | ... | 8,670 | 9,311 | 10,010 | 10,672 | 11,868 | ||||||||||||||||||
| Market Value per Customer | USD | ... | 756 | 1,103 | 844 | 955 | 814 | ||||||||||||||||||
| Revenue per Customer | USD | ... | 489 | 515 | 537 | 543 | 530 | ||||||||||||||||||
| Net Profit per Customer | USD | ... | 99.3 | 102 | 142 | 125 | 55.3 | ||||||||||||||||||
| Loan per Customer | USD | ... | 8,677 | 10,389 | 10,258 | 10,787 | 11,188 | ||||||||||||||||||
| Deposit per Customer | USD | ... | 9,156 | 11,161 | 11,461 | 11,971 | 13,312 |
| austria | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 2,018 | 1,985 | 2,050 | 2,101 | 2,159 | |||||||||||||
| Fee Income in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 962 | 1,017 | 1,071 | 1,130 | 1,176 | |||||||||||||
| Other Income in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 205 | 253 | 113 | 217 | 162 | |||||||||||||
| Total Revenues in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 3,185 | 3,255 | 3,234 | 3,448 | 3,496 | |||||||||||||
| Operating Cost in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 2,044 | 2,105 | 2,122 | 2,215 | 2,185 | |||||||||||||
| Operating Profit in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 1,141 | 1,150 | 1,112 | 1,232 | 1,312 | |||||||||||||
| Provisions in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 107 | 14.4 | -106 | 12.2 | 605 | |||||||||||||
| Other Cost in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 49.8 | 48.9 | 2.36 | -54.4 | 27.9 | |||||||||||||
| Pre-Tax Profit in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 984 | 1,087 | 1,216 | 1,275 | 678 | |||||||||||||
| Net Profit in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 698 | 818 | 952 | 994 | 583 | |||||||||||||
| Net Profit Avail. to Common in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 510 | 534 | 645 | 606 | 367 | |||||||||||||
| Total Assets in Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 138,778 | 143,757 | 156,325 | 158,921 | 182,528 | |||||
| Loans in Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 71,185 | 86,900 | 91,413 | 97,639 | 84,886 | |||||||||||
| Deposits in Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 75,811 | 80,811 | 88,970 | 94,532 | 104,553 | |||||||||||
| Equity in Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24,573 | 25,494 | 29,553 | 32,737 | 36,456 | |||||
| Risk-Weighted Assets in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 46,970 | 47,237 | 50,053 | 51,812 | 52,187 | |||||||||||||
| Allocated Capital in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 4,976 | 5,067 | 6,194 | 7,331 | 6,692 | |||||||||||||
| Net Interest Margin in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.49 | 1.41 | 1.37 | 1.33 | 1.26 | |||||
| Costs (As % Of Income) in Austria | % | ... | ... | ... | ... | ... | ... | 64.2 | 64.7 | 65.6 | 64.3 | 62.5 | |||||||||||||
| Loans (As % Of Deposits) in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | 93.9 | 108 | 103 | 103 | 81.2 | |||||||||||
| ROE in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.87 | 3.27 | 3.46 | 3.19 | 1.69 | |||||
| Return on Allocated Equity in Austria | % | ... | ... | ... | ... | ... | ... | 10.3 | 10.6 | 11.5 | 8.97 | 5.23 | |||||||||||||
| Provisions (As % Of NPLs) in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 56.6 | 56.2 | 60.8 | 63.0 | 66.2 | ||||||||||
| NPLs (As % Of Loans) in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.15 | 3.58 | 2.88 | 2.24 | 2.02 | ||||||||||
| Cost of Provisions (As % Of Loans) in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.153 | 0.018 | -0.119 | 0.013 | 0.663 | |||||||||||
| Revenues in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 43.9 | 44.1 | 43.8 | 44.7 | 46.4 | |||||||||||||
| Operating Profit in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 40.2 | 40.2 | 35.9 | 39.2 | 43.2 | |||||||||||||
| Net Profit in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 34.7 | 36.6 | 33.1 | 34.2 | 46.7 | |||||||||||||
| Assets in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 66.6 | 65.1 | 66.0 | 64.7 | 65.8 | |||||
| RWA in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 56.6 | 54.4 | 53.7 | 53.5 | 53.0 | |||||||||||
| Loans in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 54.5 | 62.3 | 63.4 | 63.1 | 52.9 | |||||||||||
| Deposits in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 55.0 | 53.9 | 55.2 | 55.0 | 54.7 |
| erste austria & subsidiaries | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 660 | 631 | 644 | 642 | 638 | |||||||||||||
| Fee Income in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 335 | 354 | 386 | 399 | 407 | |||||||||||||
| Other Income in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 62.4 | 68.7 | 57.4 | 77.0 | 81.3 | |||||||||||||
| Total Revenues in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 1,057 | 1,054 | 1,088 | 1,118 | 1,126 | |||||||||||||
| Operating Cost in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 667 | 680 | 679 | 717 | 711 | |||||||||||||
| Operating Profit in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 391 | 374 | 409 | 401 | 415 | |||||||||||||
| Provisions in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 29.3 | -27.8 | -14.5 | 7.12 | 136 | |||||||||||||
| Other Cost in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 18.5 | 29.2 | 39.8 | 17.8 | 9.53 | |||||||||||||
| Pre-Tax Profit in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 343 | 373 | 384 | 376 | 269 | |||||||||||||
| Net Profit in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 248 | 271 | 296 | 287 | 258 | |||||||||||||
| Net Profit Avail. to Common in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 228 | 253 | 278 | 263 | 222 | |||||||||||||
| Total Assets in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41,484 | 43,141 | 44,948 | 46,504 | 52,572 | |||||
| Loans in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 39,025 | 31,787 | 33,256 | 34,645 | 35,634 | |||||||||||
| Deposits in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 31,821 | 33,732 | 35,450 | 37,280 | 42,088 | |||||||||||
| Equity in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,747 | 1,881 | 1,936 | 2,184 | 2,209 | |||||
| Risk-Weighted Assets in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 11,523 | 11,621 | 12,162 | 12,536 | 12,578 | |||||||||||||
| Allocated Capital in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 1,326 | 1,356 | 1,555 | 1,795 | 1,569 | |||||||||||||
| Net Interest Margin in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.61 | 1.49 | 1.46 | 1.40 | 1.29 | |||||
| Costs (As % Of Income) in Erste Austria | % | ... | ... | ... | ... | ... | ... | 63.1 | 64.5 | 62.4 | 64.1 | 63.2 | |||||||||||||
| Loans (As % Of Deposits) in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | 123 | 94.2 | 93.8 | 92.9 | 84.7 | |||||||||||
| ROE in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.2 | 14.9 | 15.5 | 14.0 | 11.7 | |||||
| Return on Allocated Equity in Erste Austria | % | ... | ... | ... | ... | ... | ... | 17.7 | 18.9 | 19.1 | 15.7 | 13.2 | |||||||||||||
| Provisions (As % Of NPLs) in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 61.0 | 57.1 | 61.4 | 58.0 | 63.4 | ||||||||||
| NPLs (As % Of Loans) in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.12 | 1.99 | 1.81 | 1.44 | 1.62 | ||||||||||
| Cost of Provisions (As % Of Loans) in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.076 | -0.079 | -0.045 | 0.021 | 0.386 | |||||||||||
| Revenues in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 14.6 | 14.3 | 14.7 | 14.5 | 15.0 | |||||||||||||
| Operating Profit in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 13.8 | 13.1 | 13.2 | 12.7 | 13.7 | |||||||||||||
| Net Profit in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 15.5 | 17.3 | 14.3 | 14.9 | 28.2 | |||||||||||||
| Assets in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19.9 | 19.6 | 19.0 | 18.9 | 19.0 | |||||
| RWA in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 13.9 | 13.4 | 13.0 | 12.9 | 12.8 | |||||||||||
| Loans in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 29.9 | 22.8 | 23.1 | 22.4 | 22.2 | |||||||||||
| Deposits in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 23.1 | 22.5 | 22.0 | 21.7 | 22.0 |
| savings banks | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 956 | 982 | 1,016 | 1,052 | 1,069 | |||||||||||||
| Fee Income in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 430 | 446 | 460 | 491 | 520 | |||||||||||||
| Other Income in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 60.5 | 64.7 | 21.2 | 97.5 | 59.6 | |||||||||||||
| Total Revenues in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 1,446 | 1,493 | 1,497 | 1,640 | 1,649 | |||||||||||||
| Operating Cost in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 1,022 | 1,051 | 1,073 | 1,120 | 1,106 | |||||||||||||
| Operating Profit in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 424 | 442 | 424 | 520 | 542 | |||||||||||||
| Provisions in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 54.2 | -5.24 | -20.2 | -1.81 | 267 | |||||||||||||
| Other Cost in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 56.8 | 30.6 | 4.94 | -25.2 | 3.97 | |||||||||||||
| Pre-Tax Profit in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 313 | 416 | 439 | 547 | 271 | |||||||||||||
| Net Profit in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 197 | 315 | 333 | 419 | 217 | |||||||||||||
| Net Profit Avail. to Common in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 34.1 | 51.9 | 53.6 | 64.8 | 41.6 | |||||||||||||
| Total Assets in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 58,357 | 60,108 | 63,364 | 67,360 | 73,219 | |||||
| Loans in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 40,611 | 42,122 | 44,647 | 47,823 | 50,393 | |||||||||||
| Deposits in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 39,922 | 42,561 | 46,350 | 50,787 | 56,636 | |||||||||||
| Equity in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,319 | 4,621 | 4,716 | 5,084 | 5,236 | |||||
| Risk-Weighted Assets in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 20,930 | 21,625 | 23,334 | 24,670 | 24,185 | |||||||||||||
| Allocated Capital in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 2,193 | 2,231 | 2,825 | 3,306 | 2,988 | |||||||||||||
| Net Interest Margin in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.64 | 1.66 | 1.65 | 1.61 | 1.52 | |||||
| Costs (As % Of Income) in Savings Banks | % | ... | ... | ... | ... | ... | ... | 70.7 | 70.4 | 71.7 | 68.3 | 67.1 | |||||||||||||
| Loans (As % Of Deposits) in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | 102 | 99.0 | 96.3 | 94.2 | 89.0 | |||||||||||
| ROE in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.67 | 7.05 | 7.14 | 8.56 | 4.20 | |||||
| Return on Allocated Equity in Savings Banks | % | ... | ... | ... | ... | ... | ... | 1.59 | 2.35 | 2.12 | 2.11 | 1.32 | |||||||||||||
| Provisions (As % Of NPLs) in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 58.1 | 58.3 | 61.4 | 63.9 | 70.2 | ||||||||||
| NPLs (As % Of Loans) in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.88 | 4.17 | 3.55 | 2.82 | 2.77 | ||||||||||
| Cost of Provisions (As % Of Loans) in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.136 | -0.013 | -0.047 | -0.004 | 0.544 | |||||||||||
| Revenues in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | 19.9 | 20.2 | 20.3 | 21.3 | 21.9 | |||||||||||||
| Operating Profit in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | 15.0 | 15.4 | 13.7 | 16.5 | 17.9 | |||||||||||||
| Net Profit in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | 2.31 | 3.56 | 2.75 | 3.65 | 5.30 | |||||||||||||
| Assets in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 28.0 | 27.2 | 26.8 | 27.4 | 26.4 | |||||
| RWA in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 25.2 | 24.9 | 25.0 | 25.5 | 24.6 | |||||||||||
| Loans in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 31.1 | 30.2 | 31.0 | 30.9 | 31.4 | |||||||||||
| Deposits in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 29.0 | 28.4 | 28.8 | 29.6 | 29.6 |
| other austria | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 402 | 372 | 389 | 407 | 451 | ||||
| Fee Income in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 198 | 217 | 225 | 241 | 250 | ||||
| Other Income in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 82.3 | 119 | 34.8 | 42.0 | 20.8 | ||||
| Total Revenues in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 682 | 708 | 648 | 690 | 722 | ||||
| Operating Cost in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 356 | 374 | 369 | 378 | 367 | ||||
| Operating Profit in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 326 | 334 | 279 | 312 | 355 | ||||
| Provisions in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 23.5 | 47.5 | -71.2 | 6.88 | 202 | ||||
| Other Cost in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -25.6 | -11.0 | -42.4 | -47.0 | 14.4 | ||||
| Pre-Tax Profit in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 328 | 298 | 393 | 352 | 138 | ||||
| Net Profit in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 253 | 232 | 322 | 287 | 108 | ||||
| Net Profit Avail. to Common in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 248 | 229 | 313 | 278 | 103 | ||||
| Total Assets in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 38,936 | 40,509 | 48,012 | 45,057 | 56,737 | |||||
| Loans in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12,529 | 12,991 | 13,511 | 15,172 | 15,349 | |||||
| Deposits in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,068 | 4,518 | 7,170 | 6,465 | 5,829 | |||||
| Equity in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,068 | 18,992 | 22,901 | 25,469 | 29,011 | |||||
| Risk-Weighted Assets in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14,517 | 13,992 | 14,557 | 14,607 | 15,424 | |||||
| Allocated Capital in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,457 | 1,480 | 1,813 | 2,230 | 2,135 | |||||
| Net Interest Margin in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.10 | 0.937 | 0.879 | 0.874 | 0.886 | ||||
| Costs (As % Of Income) in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 52.2 | 52.8 | 57.0 | 54.8 | 50.9 | ||||
| Loans (As % Of Deposits) in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 308 | 288 | 188 | 235 | 263 | |||||
| ROE in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.51 | 2.02 | 1.54 | 1.19 | 0.398 | ||||
| Return on Allocated Equity in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.3 | 15.6 | 19.0 | 13.8 | 4.73 | ||||
| Provisions (As % Of NPLs) in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 63.9 | 50.2 | 57.9 | 66.8 | 78.1 | |||||
| NPLs (As % Of Loans) in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.48 | 5.56 | 3.32 | 2.25 | 2.79 | |||||
| Cost of Provisions (As % Of Loans) in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.186 | 0.372 | -0.538 | 0.048 | 1.33 | ||||
| Revenues in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.40 | 9.60 | 8.79 | 8.95 | 9.59 | ||||
| Operating Profit in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.5 | 11.7 | 9.01 | 9.90 | 11.7 | ||||
| Net Profit in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.8 | 15.7 | 16.1 | 15.7 | 13.1 | ||||
| Assets in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.7 | 18.4 | 20.3 | 18.3 | 20.5 | |||||
| RWA in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.5 | 16.1 | 15.6 | 15.1 | 15.7 | |||||
| Loans in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.59 | 9.31 | 9.37 | 9.80 | 9.56 | |||||
| Deposits in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.95 | 3.01 | 4.45 | 3.76 | 3.05 |
| cee | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 2,227 | 2,262 | 2,419 | 2,550 | 2,475 | |||||||||||||
| Fee Income in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 865 | 865 | 896 | 956 | 895 | |||||||||||||
| Other Income in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 313 | 322 | 341 | 344 | 293 | |||||||||||||
| Total Revenues in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 3,405 | 3,450 | 3,656 | 3,849 | 3,663 | |||||||||||||
| Operating Cost in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 1,726 | 1,784 | 1,823 | 1,900 | 1,843 | |||||||||||||
| Operating Profit in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 1,679 | 1,666 | 1,833 | 1,949 | 1,820 | |||||||||||||
| Provisions in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 17.2 | 204 | 111 | 38.8 | 720 | |||||||||||||
| Other Cost in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 151 | 116 | 122 | 340 | 213 | |||||||||||||
| Pre-Tax Profit in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 1,511 | 1,346 | 1,600 | 1,570 | 887 | |||||||||||||
| Net Profit in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 1,246 | 1,079 | 1,318 | 1,262 | 699 | |||||||||||||
| Net Profit Avail. to Common in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 1,185 | 1,039 | 1,270 | 1,217 | 677 | |||||||||||||
| Total Assets in CEE | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 85,624 | 101,036 | 107,377 | 112,600 | 119,760 | |||||
| Loans in CEE | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 83,329 | 56,396 | 61,172 | 65,709 | 68,404 | |||||||||||
| Deposits in CEE | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 62,175 | 70,109 | 75,623 | 80,573 | 87,067 | |||||||||||
| Equity in CEE | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9,649 | 10,220 | 10,587 | 11,589 | 12,203 | |||||
| Risk-Weighted Assets in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 34,061 | 37,909 | 40,914 | 43,021 | 43,346 | |||||||||||||
| Allocated Capital in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 4,586 | 5,180 | 6,585 | 7,117 | 7,353 | |||||||||||||
| Net Interest Margin in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.70 | 2.42 | 2.32 | 2.32 | 2.13 | |||||
| Costs (As % Of Income) in CEE | % | ... | ... | ... | ... | ... | ... | 50.7 | 51.7 | 49.9 | 49.4 | 50.3 | |||||||||||||
| Loans (As % Of Deposits) in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | 134 | 80.4 | 80.9 | 81.6 | 78.6 | |||||||||||
| ROE in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.6 | 10.9 | 12.7 | 11.4 | 5.88 | |||||
| Return on Allocated Equity in CEE | % | ... | ... | ... | ... | ... | ... | 25.7 | 21.3 | 21.6 | 17.8 | 9.36 | |||||||||||||
| Provisions (As % Of NPLs) in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 79.1 | 83.9 | 88.6 | 92.7 | 110 | ||||||||||
| NPLs (As % Of Loans) in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.27 | 4.68 | 3.62 | 2.95 | 3.09 | ||||||||||
| Cost of Provisions (As % Of Loans) in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.021 | 0.292 | 0.189 | 0.061 | 1.07 | |||||||||||
| Revenues in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | 46.9 | 46.8 | 49.6 | 49.9 | 48.7 | |||||||||||||
| Operating Profit in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | 59.2 | 58.2 | 59.2 | 61.9 | 60.0 | |||||||||||||
| Net Profit in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | 80.4 | 71.2 | 65.3 | 68.7 | 86.1 | |||||||||||||
| Assets in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41.1 | 45.8 | 45.3 | 45.8 | 43.2 | |||||
| RWA in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 41.0 | 43.7 | 43.9 | 44.4 | 44.0 | |||||||||||
| Loans in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 63.8 | 40.4 | 42.4 | 42.4 | 42.6 | |||||||||||
| Deposits in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 45.1 | 46.8 | 46.9 | 46.9 | 45.6 |
| czechia | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 914 | 942 | 1,062 | 1,141 | 1,049 | |||||||||||||
| Fee Income in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 344 | 334 | 333 | 335 | 312 | |||||||||||||
| Other Income in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 126 | 117 | 106 | 125 | 106 | |||||||||||||
| Total Revenues in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 1,385 | 1,393 | 1,501 | 1,601 | 1,467 | |||||||||||||
| Operating Cost in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 671 | 693 | 714 | 754 | 722 | |||||||||||||
| Operating Profit in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 713 | 701 | 787 | 847 | 744 | |||||||||||||
| Provisions in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 70.5 | 31.5 | 36.8 | -4.81 | 301 | |||||||||||||
| Other Cost in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | -27.7 | 4.89 | 23.9 | 26.2 | 24.6 | |||||||||||||
| Pre-Tax Profit in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 671 | 664 | 726 | 825 | 419 | |||||||||||||
| Net Profit in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 548 | 538 | 582 | 667 | 335 | |||||||||||||
| Net Profit Avail. to Common in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 542 | 533 | 583 | 666 | 335 | |||||||||||||
| Total Assets in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 39,470 | 52,055 | 55,455 | 57,412 | 58,600 | |||||
| Loans in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 22,367 | 25,592 | 26,936 | 28,606 | 28,819 | |||||||||||
| Deposits in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 29,195 | 34,589 | 37,103 | 39,358 | 41,935 | |||||||||||
| Equity in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,505 | 4,738 | 4,771 | 5,408 | 5,691 | |||||
| Risk-Weighted Assets in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 15,285 | 17,615 | 18,373 | 17,815 | 17,666 | |||||||||||||
| Allocated Capital in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 1,825 | 2,130 | 2,410 | 2,554 | 2,599 | |||||||||||||
| Net Interest Margin in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.44 | 2.06 | 1.98 | 2.02 | 1.81 | |||||
| Costs (As % Of Income) in Czechia | % | ... | ... | ... | ... | ... | ... | 48.5 | 49.7 | 47.6 | 47.1 | 49.3 | |||||||||||||
| Loans (As % Of Deposits) in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | 76.6 | 74.0 | 72.6 | 72.7 | 68.7 | |||||||||||
| ROE in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.4 | 11.7 | 12.2 | 13.1 | 6.03 | |||||
| Return on Allocated Equity in Czechia | % | ... | ... | ... | ... | ... | ... | 30.2 | 26.9 | 25.7 | 26.9 | 13.0 | |||||||||||||
| Provisions (As % Of NPLs) in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 73.9 | 76.2 | 86.7 | 84.8 | 115 | ||||||||||
| NPLs (As % Of Loans) in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.82 | 2.86 | 2.33 | 2.22 | 2.20 | ||||||||||
| Cost of Provisions (As % Of Loans) in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.324 | 0.131 | 0.140 | -0.017 | 1.05 | |||||||||||
| Revenues in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 19.1 | 18.9 | 20.4 | 20.8 | 19.5 | |||||||||||||
| Operating Profit in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 25.1 | 24.5 | 25.4 | 26.9 | 24.5 | |||||||||||||
| Net Profit in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 36.8 | 36.5 | 29.9 | 37.6 | 42.6 | |||||||||||||
| Assets in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19.0 | 23.6 | 23.4 | 23.4 | 21.1 | |||||
| RWA in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 18.4 | 20.3 | 19.7 | 18.4 | 17.9 | |||||||||||
| Loans in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 17.1 | 18.3 | 18.7 | 18.5 | 17.9 | |||||||||||
| Deposits in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 21.2 | 23.1 | 23.0 | 22.9 | 21.9 |
| romania | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 375 | 366 | 394 | 428 | 436 | |||||||||||
| Fee Income in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 158 | 153 | 152 | 164 | 147 | |||||||||||
| Other Income in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 83.0 | 92.6 | 114 | 95.5 | 96.2 | |||||||||||
| Total Revenues in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 616 | 611 | 661 | 688 | 679 | |||||||||||
| Operating Cost in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 350 | 338 | 355 | 359 | 345 | |||||||||||
| Operating Profit in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 266 | 273 | 306 | 329 | 334 | |||||||||||
| Provisions in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | -62.4 | 45.4 | 49.0 | 9.35 | 115 | |||||||||||
| Other Cost in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 90.7 | 50.6 | -4.55 | 178 | 52.8 | |||||||||||
| Pre-Tax Profit in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 238 | 178 | 262 | 141 | 166 | |||||||||||
| Net Profit in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 213 | 129 | 220 | 85.1 | 123 | |||||||||||
| Net Profit Avail. to Common in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 199 | 121 | 220 | 85.0 | 122 | |||||||||||
| Total Assets in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14,875 | 15,228 | 15,340 | 15,673 | 16,841 | |||||
| Loans in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 8,463 | 8,251 | 8,762 | 9,734 | 9,316 | |||||||||||
| Deposits in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 10,627 | 11,269 | 11,815 | 12,151 | 13,326 | |||||||||||
| Equity in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,500 | 1,597 | 1,794 | 1,771 | 1,920 | |||||
| Risk-Weighted Assets in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | 5,369 | 5,409 | 5,954 | 6,521 | 6,786 | ||||||||||||
| Allocated Capital in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | 990 | 1,018 | 1,355 | 1,457 | 1,507 | ||||||||||||
| Net Interest Margin in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.62 | 2.43 | 2.58 | 2.76 | 2.68 | |||||
| Costs (As % Of Income) in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | 56.8 | 55.3 | 53.7 | 52.2 | 50.8 | |||||||||||
| Loans (As % Of Deposits) in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | 79.6 | 73.2 | 74.2 | 80.1 | 69.9 | |||||||||||
| ROE in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.2 | 8.33 | 13.0 | 4.77 | 6.64 | |||||
| Return on Allocated Equity in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | 19.3 | 12.0 | 18.5 | 6.04 | 8.26 | |||||||||||
| Provisions (As % Of NPLs) in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 84.9 | 89.8 | 97.0 | 118 | 123 | ||||||||||
| NPLs (As % Of Loans) in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.7 | 8.08 | 5.56 | 3.66 | 4.49 | ||||||||||
| Cost of Provisions (As % Of Loans) in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | -0.704 | 0.543 | 0.576 | 0.101 | 1.21 | |||||||||||
| Revenues in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 8.49 | 8.29 | 8.95 | 8.92 | 9.01 | |||||||||||
| Operating Profit in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 9.38 | 9.55 | 9.89 | 10.5 | 11.0 | |||||||||||
| Net Profit in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 13.5 | 8.27 | 11.3 | 4.79 | 15.6 | |||||||||||
| Assets in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.14 | 6.90 | 6.48 | 6.38 | 6.07 | |||||
| RWA in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 6.46 | 6.23 | 6.39 | 6.73 | 6.89 | |||||||||||
| Loans in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 6.48 | 5.91 | 6.07 | 6.29 | 5.80 | |||||||||||
| Deposits in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 7.71 | 7.52 | 7.33 | 7.07 | 6.97 |
| slovakia | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 453 | 434 | 439 | 434 | 438 | |||||||||||||
| Fee Income in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 122 | 113 | 129 | 145 | 147 | |||||||||||||
| Other Income in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 20.7 | 21.7 | 18.6 | 27.0 | 15.6 | |||||||||||||
| Total Revenues in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 595 | 569 | 586 | 606 | 601 | |||||||||||||
| Operating Cost in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 275 | 281 | 280 | 289 | 287 | |||||||||||||
| Operating Profit in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 320 | 288 | 307 | 317 | 314 | |||||||||||||
| Provisions in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 48.2 | 38.7 | 24.2 | 41.8 | 107 | |||||||||||||
| Other Cost in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | -11.0 | 30.8 | 39.6 | 40.0 | 50.2 | |||||||||||||
| Pre-Tax Profit in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 283 | 218 | 243 | 235 | 157 | |||||||||||||
| Net Profit in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 213 | 166 | 189 | 188 | 116 | |||||||||||||
| Net Profit Avail. to Common in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 213 | 166 | 189 | 188 | 116 | |||||||||||||
| Total Assets in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14,819 | 16,338 | 17,435 | 18,614 | 20,705 | |||||
| Loans in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 11,180 | 12,699 | 14,171 | 15,142 | 15,289 | |||||||||||
| Deposits in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 11,384 | 12,478 | 13,653 | 14,411 | 14,869 | |||||||||||
| Equity in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,556 | 1,531 | 1,506 | 1,615 | 1,791 | |||||
| Risk-Weighted Assets in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 4,737 | 5,560 | 6,310 | 7,209 | 7,624 | |||||||||||||
| Allocated Capital in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 582 | 718 | 983 | 1,086 | 1,088 | |||||||||||||
| Net Interest Margin in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.15 | 2.79 | 2.60 | 2.41 | 2.23 | |||||
| Costs (As % Of Income) in Slovakia | % | ... | ... | ... | ... | ... | ... | 46.2 | 49.4 | 47.7 | 47.7 | 47.8 | |||||||||||||
| Loans (As % Of Deposits) in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | 98.2 | 102 | 104 | 105 | 103 | |||||||||||
| ROE in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.8 | 10.8 | 12.5 | 12.0 | 6.80 | |||||
| Return on Allocated Equity in Slovakia | % | ... | ... | ... | ... | ... | ... | 34.2 | 25.6 | 22.3 | 18.2 | 10.7 | |||||||||||||
| Provisions (As % Of NPLs) in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 69.1 | 76.4 | 80.4 | 80.5 | 107 | ||||||||||
| NPLs (As % Of Loans) in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.18 | 4.30 | 3.55 | 2.85 | 2.38 | ||||||||||
| Cost of Provisions (As % Of Loans) in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.450 | 0.324 | 0.180 | 0.285 | 0.703 | |||||||||||
| Revenues in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 8.21 | 7.71 | 7.95 | 7.86 | 7.98 | |||||||||||||
| Operating Profit in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 11.3 | 10.0 | 9.91 | 10.1 | 10.4 | |||||||||||||
| Net Profit in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 14.5 | 11.4 | 9.73 | 10.6 | 14.7 | |||||||||||||
| Assets in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.12 | 7.40 | 7.36 | 7.58 | 7.46 | |||||
| RWA in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 5.70 | 6.41 | 6.77 | 7.44 | 7.74 | |||||||||||
| Loans in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 8.56 | 9.10 | 9.82 | 9.78 | 9.52 | |||||||||||
| Deposits in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 8.26 | 8.32 | 8.47 | 8.39 | 7.78 |
| hungary | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 173 | 198 | 199 | 213 | 218 | |||||||||||||
| Fee Income in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 142 | 157 | 170 | 188 | 181 | |||||||||||||
| Other Income in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 25.1 | 39.2 | 49.4 | 44.0 | 32.4 | |||||||||||||
| Total Revenues in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 340 | 395 | 418 | 446 | 431 | |||||||||||||
| Operating Cost in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 196 | 221 | 212 | 217 | 213 | |||||||||||||
| Operating Profit in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 145 | 174 | 206 | 229 | 218 | |||||||||||||
| Provisions in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | -91.7 | -28.7 | -32.2 | -16.8 | 78.8 | |||||||||||||
| Other Cost in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 93.4 | 22.1 | 63.1 | 59.8 | 64.7 | |||||||||||||
| Pre-Tax Profit in Hungary | EUR mil | ... | ... | ... | ... |
