Gorenjska Banka - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Slovenia | February 22, 2018
Excel Sheet

Gorenjska Banka's non-performing loans reached 32.7% of total loans at the end of 2015, down from 39.1% when compared to the previous year. Historically, the NPL ratio hit an all time high of 74.1% in 2006 and an all time low of 10.4% in 2010.

Provision coverage amounted to 51.6% at the end of 2015, up from 47.4% compared to a year earlier.

The bank created loan loss provisions worth of 1.53% of average loans in 2015. That's compared to 5.07% of loans the bank put aside to its cost on average in the last five years.

When compared to bank's main peers, Nova Ljubljanska banka operated at the end of 2015 with NPL ratio of 22.5% and provision coverage of 70.7%, NKBM Group with 13.1% and 195% respectively and SKB Banka had 11.3% of bad loans covered with 81.9% by provisions at the end of 2015.

You can see all the bank’s data at Gorenjska Banka Profile, or you can download a report on the bank in the report section.