The Nova Kreditna Banka Maribor (or NKBM) is a Slovenia-based universal bank. The Bank with its subsidiaries is one of the largest Slovenian banking and financial groups, offering a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. The Group is composed of the parent company (Nova KBM), and thirteen other members
Read more »summary | Unit |
2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
Net Interest Income | EUR mil |
Total Revenues | EUR mil |
Operating Profit | EUR mil |
Net Profit | EUR mil |
136 | 106 | 74.6 | 111 | 98.1 | ||||||||||
195 | 170 | 199 | 190 | 175 | ||||||||||
53.5 | 49.2 | 67.8 | 82.5 | 65.3 | ||||||||||
-82.4 | -206 | -630 | 21.9 | 16.6 |
Interbank Loans | EUR mil |
Customer Loans | EUR mil |
Debt Securities | EUR mil |
Total Assets | EUR mil |
Shareholders' Equity | EUR mil |
Interbank Borrowing | EUR mil |
Customer Deposits | EUR mil |
Issued Debt Securities | EUR mil |
177 | 162 | 104 | 50.1 | 61.2 | ||||||||||
3,844 | 3,398 | 2,232 | 1,921 | 1,808 | ||||||||||
1,305 | 1,257 | 1,841 | 1,708 | 2,098 | ||||||||||
5,816 | 5,322 | 4,811 | 4,369 | 4,246 | ||||||||||
436 | 253 | 560 | 616 | 623 | ||||||||||
1,271 | 1,168 | 958 | 415 | 346 | ||||||||||
3,765 | 3,619 | 3,079 | 3,077 | 3,095 | ||||||||||
237 | 185 | 136 | 121 | 53.2 |
-18.9% | -59.7% | -155% | 3.72% | 2.67% | ||||||||||
-1.41% | -3.69% | -12.4% | 0.477% | 0.385% | ||||||||||
2.43% | 2.16% | 2.58% | 2.34% | 2.55% | ||||||||||
72.6% | 71.0% | 65.9% | 56.6% | 62.7% | ||||||||||
... | 10.8% | 9.17% | 18.3% | 23.3% | 25.1% | |||||||||
2.32% | 1.90% | 1.47% | 2.41% | 2.28% | ||||||||||
69.5% | 62.4% | 37.5% | 58.3% | 56.1% | ||||||||||
28.9% | 34.7% | 28.5% | 29.4% | 31.1% | ||||||||||
44.7% | 50.8% | 42.1% | 46.3% | 41.3% | ||||||||||
7.49% | 4.76% | 11.6% | 14.1% | 14.7% | ||||||||||
102% | 93.9% | 72.5% | 62.4% | 58.4% | ||||||||||
66.1% | 63.8% | 46.4% | 44.0% | 42.6% | ||||||||||
... | ... | ... | 16.2% | 23.2% | 21.9% | 25.8% | 25.2% | |||||||
... | ... | ... | 46.6% | 68.5% | 95.6% | 94.4% | 101% |
income statement | Unit |
2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
Interest Income | EUR mil |
Interest Cost | EUR mil |
Net Interest Income | EUR mil |
Net Fee Income | EUR mil |
Other Income | EUR mil |
Total Revenues | EUR mil |
Staff Cost | EUR mil |
Depreciation | EUR mil |
Other Cost | EUR mil |
Operating Cost | EUR mil |
Operating Profit | EUR mil |
Provisions | EUR mil |
Extra and Other Cost | EUR mil |
Pre-Tax Profit | EUR mil |
Tax | EUR mil |
Minorities | EUR mil |
Net Profit | EUR mil |
263 | 228 | 173 | 161 | 122 | ||||||||||
127 | 122 | 98.0 | 50.5 | 24.2 | ||||||||||
136 | 106 | 74.6 | 111 | 98.1 | ||||||||||
56.4 | 58.8 | 56.6 | 56.0 | 54.5 | ||||||||||
3.20 | 5.02 | 67.5 | 23.4 | 22.4 | ||||||||||
195 | 170 | 199 | 190 | 175 | ||||||||||
63.4 | 61.2 | 55.2 | 49.8 | 45.4 | ||||||||||
16.6 | 16.4 | 15.6 | 14.5 | 12.7 | ||||||||||
61.7 | 42.8 | 60.1 | 43.4 | 51.7 | ||||||||||
142 | 121 | 131 | 108 | 110 | ||||||||||
53.5 | 49.2 | 67.8 | 82.5 | 65.3 | ||||||||||
175 | 309 | 721 | 44.5 | 39.1 | ||||||||||
-19.3 | -20.7 | 0 | 0 | 0 | ||||||||||
-103 | -240 | -653 | 38.0 | 26.2 | ||||||||||
-21.4 | -12.5 | 32.0 | 14.7 | 9.21 | ||||||||||
1.32 | -0.108 | -54.5 | 1.38 | 0.393 | ||||||||||
-82.4 | -206 | -630 | 21.9 | 16.6 |
Net Interest Income Growth | % |
Net Fee Income Growth | % |
Total Revenue Growth | % |
Operating Cost Growth | % |
Operating Profit Growth | % |
Pre-Tax Profit Growth | % |
Net Profit Growth | % |
... | -7.95% | -21.9% | -29.5% | 48.4% | -11.4% | |||||||||
... | -10.5% | 4.20% | -3.82% | -1.05% | -2.65% | |||||||||
... | -11.8% | -13.1% | 17.1% | -4.34% | -7.90% | |||||||||
... | -1.51% | -15.0% | 8.61% | -17.8% | 2.01% | |||||||||
... | -31.0% | -8.07% | 37.9% | 21.6% | -20.8% | |||||||||
... | -670% | 134% | 172% | -106% | -31.1% | |||||||||
... | -865% | 149% | 207% | -103% | -24.3% |
Market Share in Revenues | % |
Market Share in Net Profit | % |
Market Share in Employees | % |
Market Share in Bank Cards | % |
Market Share in Branches | % |
13.5% | 10.8% | 18.2% | 15.4% | 15.1% | ||||||||||
... | ... | ... | ... | ... | 14.4% | |||||||||
... | ... | ... | ... | 25.3% | 17.6% | 16.5% | 16.4% | 15.2% | ||||||
... | ... | ... | ... | ... | 12.2% | 12.1% | 12.3% | 12.9% | ... | ... | ... | |||
... | ... | ... | 10.8% | 10.5% | 10.8% | 10.8% | 10.5% |
balance sheet | Unit |
2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
Cash | EUR mil |
Interbank Loans | EUR mil |
Customer Loans | EUR mil |
Retail Loans | EUR mil |
Corporate Loans | EUR mil |
Debt Securities | EUR mil |
Fixed Assets | EUR mil |
Total Assets | EUR mil |
Shareholders' Equity | EUR mil |
Of Which Minority Interest | EUR mil |
Liabilities | EUR mil |
Interbank Borrowing | EUR mil |
Customer Deposits | EUR mil |
Retail Deposits | EUR mil |
Corporate Deposits | EUR mil |
Sight Deposits | EUR mil |
Term Deposits | EUR mil |
Issued Debt Securities | EUR mil |
Other Liabilities | EUR mil |
147 | 224 | 461 | 422 | 323 | ||||||||||
177 | 162 | 104 | 50.1 | 61.2 | ||||||||||
3,844 | 3,398 | 2,232 | 1,921 | 1,808 | ||||||||||
... | ... | ... | ... | ... | ... | ... | ... | 1,094 | 1,116 | 1,015 | 931 | 946 | ||
... | ... | ... | ... | ... | ... | ... | ... | 2,750 | 2,282 | 1,217 | 990 | 862 | ||
1,305 | 1,257 | 1,841 | 1,708 | 2,098 | ||||||||||
128 | 124 | 107 | 86.9 | 79.1 | ||||||||||
5,816 | 5,322 | 4,811 | 4,369 | 4,246 | ||||||||||
436 | 253 | 560 | 616 | 623 | ||||||||||
41.5 | 43.0 | -6.64 | 2.92 | 3.12 | ||||||||||
5,381 | 5,069 | 4,251 | 3,753 | 3,623 | ||||||||||
1,271 | 1,168 | 958 | 415 | 346 | ||||||||||
3,765 | 3,619 | 3,079 | 3,077 | 3,095 | ||||||||||
... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,422 | 2,481 | 2,452 | ||
... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 658 | 596 | 643 | ||
... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,093 | 2,055 | 2,233 | ||
... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 982 | 1,019 | 862 | ||
237 | 185 | 136 | 121 | 53.2 | ||||||||||
108 | 96.9 | 77.7 | 139 | 129 |
Non-Performing Loans | EUR mil |
Gross Loans | EUR mil |
Total Provisions | EUR mil |
... | ... | ... | 673 | 937 | 617 | 656 | 612 | |||||||
4,158 | 4,039 | 2,822 | 2,540 | 2,429 | ||||||||||
314 | 641 | 590 | 619 | 621 |
Customer Loan Growth | % |
Retail Loan Growth | % |
Corporate Loan Growth | % |
Total Asset Growth | % |
Shareholders' Equity Growth | % |
Customer Deposit Growth | % |
Retail Deposit Growth | % |
Corporate Deposit Growth | % |
... | -4.73% | -11.6% | -34.3% | -13.9% | -5.86% | |||||||||
... | ... | ... | ... | ... | ... | ... | ... | ... | 1.96% | -9.08% | -8.24% | 1.62% | ||
... | ... | ... | ... | ... | ... | ... | ... | ... | -17.0% | -46.7% | -18.7% | -12.9% | ||
... | -0.860% | -8.50% | -9.60% | -9.18% | -2.81% | |||||||||
... | -0.780% | -41.9% | 121% | 10.1% | 1.09% | |||||||||
... | 1.41% | -3.89% | -14.9% | -0.079% | 0.601% | |||||||||
... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.44% | -1.15% | ||
... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -9.34% | 7.90% |
11.6% | 11.0% | 9.17% | 8.92% | 8.92% | ||||||||||
... | ... | ... | ... | ... | ... | ... | ... | 15.0% | 13.9% | 10.6% | 10.8% | 10.5% | ||
... | ... | ... | ... | ... | ... | ... | ... | 12.1% | 12.6% | 12.0% | 11.2% | 11.2% | ||
11.8% | 11.5% | 11.9% | 11.3% | 11.4% | ||||||||||
15.3% | 15.2% | 13.7% | 12.6% | 12.3% | ||||||||||
... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.9% | 16.4% | 15.8% | ||
... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.7% | 12.8% | 13.8% |
ratios | Unit |
2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
-18.9% | -59.7% | -155% | 3.72% | 2.67% | ||||||||||
-1.41% | -3.69% | -12.4% | 0.477% | 0.385% | ||||||||||
2.43% | 2.16% | 2.58% | 2.34% | 2.55% | ||||||||||
72.6% | 71.0% | 65.9% | 56.6% | 62.7% | ||||||||||
... | 10.8% | 9.17% | 18.3% | 23.3% | 25.1% | |||||||||
... | ... | ... | ... | ... | 7.81% | 8.17% | 18.1% | 23.3% | 25.1% | |||||
2.32% | 1.90% | 1.47% | 2.41% | 2.28% | ||||||||||
... | 2.15% | 1.76% | 1.30% | 2.25% | 2.18% | |||||||||
4.50% | 4.09% | 3.41% | 3.51% | 2.84% | ||||||||||
... | 2.35% | 2.34% | 2.10% | 1.26% | 0.657% | |||||||||
69.5% | 62.4% | 37.5% | 58.3% | 56.1% | ||||||||||
28.9% | 34.7% | 28.5% | 29.4% | 31.1% | ||||||||||
1.64% | 2.96% | 34.0% | 12.3% | 12.8% | ||||||||||
... | ... | ... | ... | 2,455 | 3,232 | 3,288 | 3,054 | 2,724 | ||||||
... | ... | ... | ... | 1,766 | 2,517 | 2,476 | 2,369 | 2,376 | ||||||
44.7% | 50.8% | 42.1% | 46.3% | 41.3% | ||||||||||
7.49% | 4.76% | 11.6% | 14.1% | 14.7% | ||||||||||
102% | 93.9% | 72.5% | 62.4% | 58.4% | ||||||||||
66.1% | 63.8% | 46.4% | 44.0% | 42.6% | ||||||||||
... | ... | ... | 16.2% | 23.2% | 21.9% | 25.8% | 25.2% | |||||||
... | ... | ... | 46.6% | 68.5% | 95.6% | 94.4% | 101% | |||||||
8.16% | 18.9% | 26.4% | 32.2% | 34.3% | ||||||||||
4.45% | 8.55% | 25.6% | 2.14% | 2.10% |
other data | Unit |
2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
... | ... | ... | 74.0 | 73.0 | 68.0 | 64.0 | 62.0 | |||||||
... | ... | ... | ... | 2,991 | 2,027 | 1,856 | 1,751 | 1,591 | ||||||
... | ... | ... | 261 | 265 | 258 | 258 | 265 | |||||||
... | ... | ... | ... | ... | 401 | 399 | 402 | 408 | ... | ... | ... | |||
... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 68.0% | 66.8% | 72.1% |
This Annual Statistical Dossier offers a comparison of 10 Slovenian banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.
You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking
Read more »This Annual Statistical Dossier offers a comparison of 10 Slovenian banks from 1997 to 2017 on an annual basis. The report can be downloaded as an Excel file.
You will find here the key numbers from the banks' balance sheets such as loan and deposit breakdown, or capitalization, income statements for the sector and the main ratios related to the banking business such as asset quality, number and cost of employees or details on banking infrastructure.
The file contains data of following banks:
If you are only interested in particular areas of a bank's business, you can find and download specific indicators from the bank's Corporate Profile, or specific charts from the bank's Chart Section, where you can find a comparison of the bank with its peers.
Alternatively, you can find similar data for the Czech banking sector in the banking Sector Profile.
If you are interested in the banking quarterly figures, please refer to the banking Quarterly Statistical Dossier. Download a sample excel file attached to see more details. On purchase, the hidden cells will be unlocked and all available data wll be visible.
This Annual statistical dossier offers a summary of NKBM Group's performance between 2003 and 2017 on an annual basis. The report can be downloaded as an excel file.
You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital
Read more »This Annual statistical dossier offers a summary of NKBM Group's performance between 2003 and 2017 on an annual basis. The report can be downloaded as an excel file.
You will find here the key numbers from the bank's balance sheet and income statement and the main ratios related to the bank's business such as asset quality, capital ratios, number and cost of employees or a detailed breakdown of some of the bank's business such as its loan portfolio.
In addition, the excel file provides a detailed overview of the bank's market position in comparison with the overall banking sector. You can, for example, track NKBM's market position in mortgage or consumer lending.
If you are only interested in particular areas of the bank's business, you can find and download specific indicators from the bank's corporate profile, or specific charts from the bank's charts section, where you can find a comparison of the bank with its peers.
If you are interested in the bank’s quarterly figures, please refer to the bank’s quarterly statistical dossier.
The Nova Kreditna Banka Maribor (or NKBM) is a Slovenia-based universal bank. The Bank with its subsidiaries is one of the largest Slovenian banking and financial groups, offering a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. The
Read more »The Nova Kreditna Banka Maribor (or NKBM) is a Slovenia-based universal bank. The Bank with its subsidiaries is one of the largest Slovenian banking and financial groups, offering a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. The Group is composed of the parent company (Nova KBM), and thirteen other members that operate in Austria, Croatia, Serbia and Slovenia. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage, investment in mutual funds, leasing services, real estate investment management and financial advice, amongst others. At the end of 2013, the Bank operated 68 branches and 265 ATMs. The Bank was founded in 1862 and is based in Maribor, the Republic of Slovenia.
This report offers a summary of the bank's performance in 2003-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.
In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Slovenia
The Nova Kreditna Banka Maribor (or NKBM) is a Slovenia-based universal bank. The Bank with its subsidiaries is one of the largest Slovenian banking and financial groups, offering a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. The
Read more »The Nova Kreditna Banka Maribor (or NKBM) is a Slovenia-based universal bank. The Bank with its subsidiaries is one of the largest Slovenian banking and financial groups, offering a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. The Group is composed of the parent company (Nova KBM), and thirteen other members that operate in Austria, Croatia, Serbia and Slovenia. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage, investment in mutual funds, leasing services, real estate investment management and financial advice, amongst others. At the end of 2013, the Bank operated 68 branches and 265 ATMs. The Bank was founded in 1862 and is based in Maribor, the Republic of Slovenia.
This excel file offers a summary of the bank's performance in 2003-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.
In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Slovenia
Based on a comparison of 10 banks in Slovenia, Nova Ljubljanska banka produced the highest net profit in 2017, followed by NKBM Group and SKB Banka.
Nova Ljubljanska banka made a net profit of EUR 225 mil, up 105% compared to
Read more »Based on a comparison of 10 banks in Slovenia, Nova Ljubljanska banka produced the highest net profit in 2017, followed by NKBM Group and SKB Banka.
Nova Ljubljanska banka made a net profit of EUR 225 mil, up 105% compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 225 mil in 2017 and an all time low of EUR -1,442 mil in 2013. The average profit in the last five years amounted to EUR -190 mil.
The bank generated an average return on equity of -17.2% for its shareholders in the last five years with a maximum of 14.3% and a minimum of -119%.
Comparing Nova Ljubljanska banka with its closest peers, NKBM Group generated a net profit of EUR 47.8 mil with a ROE of 6.93% in 2017, SKB Banka netted EUR 43.4 mil (ROE of 11.4%) and Abanka Group announced a net profit of EUR 41.6 mil giving a ROE of 6.95%.
The net profit of the Slovenia’s banking sector amounted to EUR 425 mil in 2017, up 28.0% compared to the previous year. Heading up the rankings, Nova Ljubljanska banka accounted for 53.0% of the sector’s net profit in 2017. The top 3 companies held a 74.4% share while the five largest firms some 92.7% in 2017.
You can see all the banks net profit data on the Net Profit indicator page or you can download a report on the Slovenian banks in the report section.
Based on a comparison of 10 banks in Slovenia in 2017, Nova Ljubljanska banka generated the largest revenues, followed by NKBM Group and Abanka Group.
Nova Ljubljanska banka reported total revenues of EUR 489 mil, up 2.71% compared
Read more »Based on a comparison of 10 banks in Slovenia in 2017, Nova Ljubljanska banka generated the largest revenues, followed by NKBM Group and Abanka Group.
Nova Ljubljanska banka reported total revenues of EUR 489 mil, up 2.71% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of EUR 688 mil in 2008 and an all time low of EUR 69.3 mil in 2013. The average revenue in the last five years amounted to EUR 407 mil.
Bank's total revenues accounted for 3.99% of total assets in 2017, up from 3.95% a year earlier.
Comparing Nova Ljubljanska banka with its closest peers, NKBM Group generated total revenues of EUR 143 mil, or 2.90% of assets in 2017, Abanka Group operated with EUR 120 mil total income, or 3.29% revenue margin and SKB Banka produced total income worth EUR 111 mil, or 3.49% of assets.
Slovenian banking sector generated total revenues of EUR 1,074 mil in 2017, down 4.70% when compared to the previous year. As a result, the top ranked company - Nova Ljubljanska banka accounted for 45.5% of the sector’s total income in 2017. The top 3 companies held a 70.0% share while the five largest firms some 86.9% in 2017.
You can see all the banks revenues data on the Total Revenues indicator page or you can download a report on the Slovenian banks in the report section.
Based on a comparison of 10 banks in Slovenia in 2017, Nova Ljubljanska banka generated the largest fee income, followed by NKBM Group and Abanka Group.
Nova Ljubljanska banka reported total fee income of EUR 155 mil, up 6.66%
Read more »Based on a comparison of 10 banks in Slovenia in 2017, Nova Ljubljanska banka generated the largest fee income, followed by NKBM Group and Abanka Group.
Nova Ljubljanska banka reported total fee income of EUR 155 mil, up 6.66% compared to the previous year. Historically, the bank’s fee income reached an all time high of EUR 166 mil in 2008 and an all time low of EUR 66.3 mil in 2000.
Comparing Nova Ljubljanska banka with its closest peers, NKBM Group generated total fee income of EUR 45.5 mil, Abanka Group operated with EUR 40.6 mil fee income and Intesa Sanpaolo Bank Slovenia produced total fees worth EUR 25.0 mil.
You can see all the banks fee income data on the Fee Income indicator page or you can download a report on the Slovenian banks in the report section.
Based on a comparison of 10 banks in Slovenia in 2017, Nova Ljubljanska banka was the largest lender, followed by NKBM Group and SKB Banka.
Nova Ljubljanska banka loans reached EUR 6,995 mil, down 0.041% compared to the previous
Read more »Based on a comparison of 10 banks in Slovenia in 2017, Nova Ljubljanska banka was the largest lender, followed by NKBM Group and SKB Banka.
Nova Ljubljanska banka loans reached EUR 6,995 mil, down 0.041% compared to the previous year. Historically, the bank’s loans reached an all time high of EUR 12,917 mil in 2008 and an all time low of EUR 2,783 mil in 2000.
Comparing Nova Ljubljanska banka with its closest peers, NKBM Group customer loans amounted to EUR 2,366 mil, SKB Banka operated with EUR 2,282 mil loans and Abanka Group had a loan portfolio of EUR 1,967 mil.
Slovenian banking sector provided total customer loans of CZK 21.5 bil in 2017, up 4.82% when compared to the last year. As a result, the top ranked company - Nova Ljubljanska banka accounted for 32.5% of the sector’s loans in 2017. The top 3 companies held a 54.1% share while the five largest firms some 71.8% in 2017.
You can see all the banks loans on the Customer Loans indicator page or you can download a report on the Slovenian banks in the report section.