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HDBank - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Vietnam | March 1, 2020
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Excel Sheet

HDBank's non-performing loans reached 1.36% of total loans at the end of 2019, down from 1.53% compared to the previous year. Historically, the NPL ratio hit an all time high of 3.53% in 2013 and an all time low of 0.831% in 2010.

Provision coverage amounted to 81.4% at the end of 2019, up from 71.1% compared to a year earlier.

The bank created loan loss provisions worth of 0.967% of average loans in 2019. That's compared to 1.26% of loans the bank put aside to its cost on average in the last five years.

You can see all the bank’s data at HDBank Profile, or you can download a report on the bank in the report section.