Isbank's non-performing loans reached 2.16% of total loans at the end of 2017, down from 2.34% when compared to the previous year. Historically, the NPL ratio hit an all time high of 17.3% in 2002 and an all time low of 1.60% in 2014.
Provision coverage amounted to 104% at the end of 2017, up from 94.1% compared to a year earlier.
The bank created loan loss provisions worth of 0.601% of average loans in 2017. That's compared to 0.797% of loans the bank put aside to its cost on average in the last five years.