Moneta Stavebni Sporitelna's non-performing loans reached 1.17% of total loans at the end of 2022, down from 1.35% compared to the previous year. Historically, the NPL ratio hit an all time high of 7.91% in 2018 and an all time low of 1.17% in 2022.
Provision coverage amounted to 77.3% at the end of 2022, down from 114% compared to a year earlier.
The bank created loan loss provisions worth of -0.604% of average loans in 2022. That's compared to -0.200% of loans the bank put aside to its cost on average in the last five years.
Comparing Moneta Stavebni Sporitelna with its closest peers, CSOB Stavebni Sporitelna operated at the end of 2022 with NPL ratio of 1.55% and provision coverage of 85.2%, Raiffeisen Stavebni Sporitelna with 0.899% and 157% respectively and Modra Pyramida Stavebni Sporitelna had 1.04% of bad loans covered with 57.8% by provisions at the end of 2022.
You can see all the bank’s data at Moneta Stavebni Sporitelna Profile, or you can download a report on the bank in the report section.
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