Raiffeisen Bank Hungary - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Hungary | September 28, 2018
$2.99
Excel Sheet

Raiffeisen Bank Hungary's non-performing loans reached 7.02% of total loans at the end of 2017, down from 13.9% compared to the previous year. Historically, the NPL ratio hit an all time high of 29.3% in 2013 and an all time low of 3.24% in 2007.

Provision coverage amounted to 80.0% at the end of 2017, up from 75.9% compared to a year earlier.

The bank created loan loss provisions worth of -1.08% of average loans in 2017. That's compared to 2.62% of loans the bank put aside to its cost on average in the last five years.

Comparing Raiffeisen Bank Hungary with its closest peers, OTP Group operated at the end of 2017 with NPL ratio of 9.20% and provision coverage of 99.3%, K&H Bank with 5.17% and 47.3% respectively and MKB Bank had 6.10% of bad loans covered with 72.1% by provisions at the end of 2017.

You can see all the bank’s data at Raiffeisen Bank Hungary Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 (E)
Budapest Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 18.8% 18.9% 17.2% ...
CIB Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 25.1% 35.6% 37.3% 33.3% 28.6% ...
Erste Bank Hungary % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 18.0% 21.3% 26.1% 26.3% 18.5% ...
FHB Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 9.21% 13.6% 21.4% 26.7% 21.8% ...
K&H Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 6.59% 13.6% 17.5% 18.1% 10.2% ...
MKB Bank % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 14.8% 19.0% 29.0% 31.6% 19.8% ...
OTP Bank Hungary % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 13.6% 16.1% 17.4% 17.5% 12.1% ...
OTP Group % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 16.6% 19.1% 16.0% 15.1% 17.0%
Raiffeisen Bank Hungary % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 22.6% 27.5% 29.3% 28.2% 21.4% ...
UniCredit Bank Hungary % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 19.0% 17.6% ...
AVERAGE % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... 6.79% 5.44% 3.37% 3.72% 2.64% 1.93% 1.99% 5.00% 4.75% 4.81% 10.1% 12.8% 15.8% 20.7% 23.6% 23.5% 18.4% 14.8% 9.50% 6.32%