Russian Agricultural Bank's net interest margin amounted to 2.25% in 2018, down from 2.36% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 11.4% in 2003 and an all time low of 1.12% in 2015. The average margin in the last five years amounted to 2.29%.
Average asset yield was 7.73% in 2018, down from 8.79% when compared to previous year. On the other hand, cost of funding amounted to 5.82% in 2018, down from 6.89%.
Comparing Russian Agricultural Bank with its closest peers, Sberbank operated in 2018 with a net interest margin of 5.00% in 2018, VTB Bank reached 3.37% and Alfa Bank some 4.43%.
You can see all the bank’s data at Russian Agricultural Bank Profile, or you can download a report on the bank in the report section.
| Net Interest Margin | Unit | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| AK BARS Bank | % | 2.13% | 2.28% | 1.93% | 0.277% | 1.73% | ... | ||
| Alfa Bank | % | 4.42% | 4.86% | 4.80% | 3.46% | 3.84% | |||
| B&N Bank | % | ... | 2.53% | 3.13% | 3.79% | 2.87% | 1.37% | ... | |
| Bank Of Moscow | % | 3.36% | 4.09% | 3.32% | ... | ... | ... | ... | |
| Bank Saint Petersburg | % | 3.52% | 3.52% | 3.98% | 3.22% | 3.88% | |||
| Credit Bank of Moscow | % | 4.52% | 4.56% | 4.98% | 3.27% | 2.90% | |||
| Gazprombank | % | 2.30% | 2.61% | 2.30% | 1.94% | 2.44% | |||
| Otkritie Financial Corporation Bank | % | 4.02% | 3.57% | 3.30% | 1.68% | 1.15% | |||
| OTP Bank Russia | % | 19.3% | 19.1% | 16.5% | 13.2% | 13.8% | ... | ||
| Promsvyazbank | % | 4.12% | 4.15% | 3.64% | 2.40% | 2.27% | |||
| Raiffeisenbank Russia | % | 4.02% | 4.32% | 5.38% | 4.95% | 5.27% | |||
| Rosbank | % | 5.94% | 5.76% | 4.84% | 3.48% | 4.12% | ... | ||
| Rusfinance Bank | % | 12.0% | 10.2% | 9.15% | 8.54% | 8.56% | |||
| Russian Agricultural Bank | % | 4.16% | 4.22% | 3.34% | 1.12% | 2.35% | |||
| Sberbank | % | 5.44% | 5.18% | 4.70% | 3.76% | 5.17% | |||
| Sovcombank | % | 9.71% | 9.77% | 10.8% | 5.47% | 5.54% | |||
| Tinkoff Group | % | 32.6% | 32.6% | 29.6% | 19.8% | 21.6% | |||
| UniCredit Bank Russia | % | 3.33% | 3.28% | 3.17% | 2.92% | 3.50% | |||
| VTB Bank | % | 3.46% | 3.99% | 3.31% | 2.24% | 3.16% | |||
| AVERAGE | % | 7.64% | 6.89% | 6.90% | 6.47% | 4.70% | 5.15% | 5.10% | 4.76% |
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