UniCredit Bank Russia - Capital & Liquidity

Capital Adequacy Ratio & Loans (As % Of Deposits)
Banking | Russia | August 19, 2019
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Excel Sheet

UniCredit Bank Russia's capital adequacy ratio reached 16.1% at the end of 2018, down from 18.2% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 19.3% in 2016 and an all time low of 9.30% in 2014.

The Tier 1 ratio amounted to 13.1% at the end of 2018, down from 15.2% compared to a year earlier.

Bank's loan to deposit ratio reached 85.0% at the end of 2018, up from 80.8% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 160%.

Comparing UniCredit Bank Russia with its closest peers, Sberbank ended the year 2018 with a capital adequacy ratio at 12.4% and loans to deposits of 93.7%, VTB Bank with 13.5% and 103% respectively and Alfa Bank some 18.2% in terms of capital adequacy and 92.5% of loans to deposits at the end of 2018.

You can see all the bank’s data at UniCredit Bank Russia Profile, or you can download a report on the bank in the report section.

Capital Adequacy Ratio Unit 2011 2012 2013 2014 2015 2016 2017 2018
AK BARS Bank % 13.6% 14.5% 11.2% 18.4% 14.0% ...
Alfa Bank % 15.6% 16.7% 17.7% 21.7% 18.7%
B&N Bank % ... 11.5% 12.1% 10.9% 10.4% 14.5% ...
Bank Of Moscow % 14.0% 13.1% 10.2% ... ... ... ...
Bank Saint Petersburg % 13.8% 14.3% 13.3% 15.6% 16.2%
Credit Bank of Moscow % 15.8% 16.0% 15.8% 16.5% 14.7%
Gazprombank % 13.9% 13.2% 12.4% 14.2% 13.5%
Otkritie Financial Corporation Bank % 16.3% 14.4% 12.4% 15.7% 17.4%
OTP Bank Russia % 16.2% 14.0% 12.1% 13.3% 15.5% ...
Promsvyazbank % 16.0% 14.4% 13.5% 14.4% 13.4% ...
Raiffeisenbank Russia % 19.3% 19.5% 18.3% 20.6% 26.3%
Rosbank % ... ... 19.4% 19.7% 20.6% 20.9% ...
Russian Agricultural Bank % 16.1% 18.0% 13.0% 11.7% 10.0%
Sberbank % 13.7% 13.4% 12.1% 12.6% 12.0%
Sovcombank % ... ... 16.4% 11.6% 11.4% 16.0%
UniCredit Bank Russia % 15.0% 16.3% 9.30% 12.9% 19.3%
VTB Bank % 14.4% 14.7% 12.0% 14.3% 14.6%
AVERAGE % 16.5% 15.0% 15.3% 13.3% 15.3% 16.1% 16.0% 16.0%