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What Banks in Bulgaria Achieved the Highest Interest Margin in 2017?

Top Banks by Net Interest Margin (%)
Banking | Bulgaria | October 1, 2018
Excel Sheet

Based on a comparison of 28 banks in Bulgaria in 2017, TBI Bank operated with the highest net interest margin, followed by Isbank Bulgaria and Eurobank Bulgaria.

TBI Bank's net interest margin amounted to 12.6% in 2017, up from 10.6% when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 12.6% in 2017 and an all time low of 2.75% in 2011. The average margin in the last five years amounted to 9.89%.

Average asset yield was 13.7% in 2017, up from 11.7% when compared to previous year. On the other hand, cost of funding amounted to 1.48% in 2017, up from 1.38%.

Comparing TBI Bank with its closest peers, Isbank Bulgaria operated in 2017 with a net interest margin of 4.38% Eurobank Bulgaria reached 3.99% and DSK Bank some 3.91%.

The average net interest margin reached 2.80% in the Bulgarian banking sector in 2017 while interest spread amounted to 5.39%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Bulgarian banks in the report section.