Who Achieved the Highest Interest Margin Among Erste Bank Group in 2017?

Top Banks by Net Interest Margin (%)
Banking | February 13, 2019
$3.99
Excel Sheet

Based on a comparison of 12 banks among Erste Bank Group in 2017, Erste Bank Serbia operated with the highest net interest margin, followed by Erste & Steiermarkische Bank and Erste Bank Hungary.

Erste Bank Serbia's net interest margin amounted to 4.02% in 2017, down from 4.46% when compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 6.49% in 2008 and an all time low of 4.02% in 2017. The average margin in the last five years amounted to 4.60%.

Average asset yield was 4.89% in 2017, down from 5.45% when compared to previous year. On the other hand, cost of funding amounted to 1.00% in 2017, down from 1.14%.

Comparing Erste Bank Serbia with its closest peers, Erste & Steiermarkische Bank operated in 2017 with a net interest margin of 3.15% Erste Bank Hungary reached 3.07% and Slovenska Sporitelna some 2.82%.

You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Erste Bank Group banks in the reports section.

Net Interest Margin Unit 2011 2012 2013 2014 2015 2016 2017 2018
Erste Group Bank % 2.47% 2.26% 2.27% 2.24% 2.15%
Ceska Sporitelna % 3.27% 2.95% 2.85% 2.78% 2.52%
Stavebni Sporitelna Ceske Sporitelny % 1.45% 1.13% 1.27% 1.37% 1.15% ...
Erste & Steiermarkische Bank % 3.26% 3.01% 3.08% 3.11% 3.08% ...
Erste Bank Hungary % 3.44% 3.63% 3.98% 3.25% 2.86% ...
Slovenska Sporitelna % 3.87% 3.82% 3.76% 3.48% 3.21% ...
Erste Bank Serbia % 5.46% 5.01% 4.69% 4.82% 4.46% ...
Banca Commerciala Romana % 3.86% 3.96% 3.57% 3.21% 2.75% ...
Erste Savings Banks % 1.70% 1.46% 1.58% 1.62% 1.64% ...
Erste Bank Core Austria % 1.45% 1.32% 1.44% 1.53% 1.61% ...
Erste Bank Austria % 1.15% 1.33% 1.43% 1.50% 1.49% ...
Steiermarkische Sparkasse % 1.72% 1.67% 1.74% 1.73% 1.67% ...
Sparkasse Oberosterreich % 1.30% 1.45% 1.47% 1.53% 1.53% ...
Salzburger Sparkasse % 1.26% 1.38% 1.59% 1.57% 1.64% ...
Kärntner Sparkasse % 1.63% 1.60% 1.79% 1.81% 1.84% ...
AVERAGE % 2.73% 2.49% 2.40% 2.43% 2.37% 2.24% 2.14% 2.01%