By Helgi Analytics - February 23, 2018
Allianz Pojistovna made a net profit of CZK 746 mil under revenues of CZK 15,507 mil in 2016, down 7.82% and down 0.046% res...
By Helgi Analytics - February 23, 2018
Allianz Pojistovna's total assets reached CZK 32,198 mil at the end of 2016, up 5.3% when compared to the previous year. Invest...
By Helgi Analytics - February 23, 2018
Allianz Pojistovna generated total net revenues of CZK 15,507 mil in 2016, up 8.37% when compared to the previous year. Some CZK...
| Profit Statement | 2014 | 2015 | 2016 | |
| Gross Written Premiums | CZK mil | 12,247 | 12,031 | 13,003 |
| Net Written Premiums | CZK mil | 10,855 | 10,822 | 11,757 |
| Total Revenues | CZK mil | 15,953 | 15,514 | 15,507 |
| Expenses For Claims & Benefits | CZK mil | 6,549 | 7,314 | 8,162 |
| Total Cost | CZK mil | 14,673 | 14,534 | 14,642 |
| Pre-Tax Profit | CZK mil | 1,280 | 981 | 865 |
| Net Profit | CZK mil | 1,042 | 810 | 746 |
| Dividends | CZK mil | 800 | 850 | ... |
| Balance Sheet | 2014 | 2015 | 2016 | |
| Total Assets | CZK mil | 30,855 | 30,577 | 32,198 |
| Intangible Assets | CZK mil | 116 | 119 | 199 |
| Investments | CZK mil | 18,761 | 18,874 | 21,254 |
| Reinsurance Assets | CZK mil | 8,829 | 8,298 | 7,717 |
| Shareholders' Equity | CZK mil | 4,693 | 4,615 | 4,500 |
| Liabilities | CZK mil | 26,161 | 25,961 | 27,698 |
| Underwritting Provisions | CZK mil | 25,505 | 24,137 | 26,576 |
| Ratios | 2014 | 2015 | 2016 | |
| ROE | % | 22.7 | 17.4 | 16.4 |
| ROA | % | 3.47 | 2.64 | 2.38 |
| Net Margin | % | 6.53 | 5.22 | 4.81 |
| Investment Yield | % | 23.3 | 21.8 | 15.7 |
| Combined Ratio | % | 68.5 | 70.2 | 76.1 |
| Claims Ratio | % | 58.8 | 62.3 | 67.5 |
| Acquisition Cost (As % Of Premiums) | % | 9.71 | 7.91 | 8.61 |
| Equity (As % Of Assets) | % | 15.2 | 15.1 | 14.0 |
| Growth Rates | 2014 | 2015 | 2016 | |
| Gross Written Premiums Growth | % | 3.17 | -1.76 | 8.08 |
| Pre-Tax Profit Growth | % | 15.8 | -23.4 | -11.8 |
| Net Profit Growth | % | 11.0 | -22.3 | -7.82 |
| Investments Growth | % | 3.25 | 0.599 | 12.6 |
| Reinsurance Assets Growth | % | 9.27 | -6.01 | -7.01 |
| Total Asset Growth | % | 5.47 | -0.901 | 5.30 |
| Shareholders' Equity Growth | % | 4.63 | -1.67 | -2.50 |
| Underwritting Provisions Growth | % | 5.88 | -5.36 | 10.1 |
Get all company financials in excel:
| summary | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 |
| income statement | ||||||||||||||||||
| Gross Written Premiums | CZK mil | 10,651 | 11,044 | 11,568 | 11,871 | 12,247 | ||||||||||||
| Total Revenues | CZK mil | 12,274 | 12,157 | 13,851 | 11,510 | 15,953 | ||||||||||||
| Total Cost | CZK mil | 11,013 | 10,858 | 12,642 | 10,405 | 14,673 | ||||||||||||
| Net Profit | CZK mil | 1,083 | 1,070 | 972 | 939 | 1,042 | ||||||||||||
| balance sheet | ||||||||||||||||||
| Cash & Cash Equivalents | CZK mil | 161 | 255 | 261 | 545 | 1,098 | ||||||||||||
| Investments | CZK mil | 18,541 | 18,476 | 18,110 | 18,171 | 18,761 | ||||||||||||
| Reinsurance Assets | CZK mil | 4,486 | 5,317 | 6,782 | 8,079 | 8,829 | ||||||||||||
| Total Assets | CZK mil | 25,592 | 26,591 | 27,654 | 29,256 | 30,855 | ||||||||||||
| Shareholders' Equity | CZK mil | 4,960 | 5,028 | 4,100 | 4,486 | 4,693 | ||||||||||||
| Liabilities | CZK mil | 20,631 | 21,564 | 23,554 | 24,770 | 26,161 | ||||||||||||
| Underwritting Provisions | CZK mil | 20,614 | 21,086 | 23,106 | 24,089 | 25,505 | ||||||||||||
| ratios | ||||||||||||||||||
| ROE | % | ... | 21.9 | 21.4 | 21.3 | 21.9 | 22.7 | |||||||||||
| ROA | % | 4.34 | 4.10 | 3.58 | 3.30 | 3.47 | ||||||||||||
| Net Margin | % | 8.83 | 8.80 | 7.02 | 8.16 | 6.53 | ||||||||||||
| Investment Yield | % | 10.1 | 11.7 | 13.5 | 1.54 | 23.3 | ||||||||||||
| Combined Ratio | % | 65.8 | 57.7 | 63.1 | 72.4 | 68.5 | ||||||||||||
| Claims Ratio | % | 58.3 | 51.2 | 53.9 | 60.0 | 58.8 | ||||||||||||
| Cost Ratio | % | 19.0 | 24.1 | 25.3 | 30.3 | 28.2 | ||||||||||||
| Acquisition Cost (As % Of Premiums) | % | 7.49 | 6.45 | 9.21 | 12.4 | 9.71 | ||||||||||||
| Administrative Cost (As % Of Assets) | % | 3.68 | 5.78 | 5.98 | 6.06 | 6.21 | ||||||||||||
| Equity (As % Of Assets) | % | 19.4 | 18.9 | 14.8 | 15.3 | 15.2 | ||||||||||||
| Life Insurance (As % Of Total Premium) | % | 34.0 | 33.8 | 37.2 | 37.7 | 33.0 | ||||||||||||
| Non-Life Insurance (As % Of Total Premium) | % | 66.0 | 66.2 | 62.8 | 62.3 | 67.0 |
| income statement | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 |
| income statement | ||||||||||||||||||
| Gross Written Premiums | CZK mil | 10,651 | 11,044 | 11,568 | 11,871 | 12,247 | ||||||||||||
| Premiums Ceded To Reinsurers | CZK mil | 1,612 | 1,835 | 941 | 1,334 | 1,392 | ||||||||||||
| Net Written Premiums | CZK mil | 9,039 | 9,209 | 10,627 | 10,537 | 10,855 | ||||||||||||
| Financial Result | CZK mil | 1,877 | 2,157 | 2,445 | 279 | 4,363 | ||||||||||||
| Other Income | CZK mil | 1,357 | 791 | 780 | 694 | 735 | ||||||||||||
| Total Revenues | CZK mil | 12,274 | 12,157 | 13,851 | 11,510 | 15,953 | ||||||||||||
| Expenses For Claims & Benefits | CZK mil | 6,623 | 6,524 | 7,885 | 6,117 | 6,549 | ||||||||||||
| Of Which Reinsurers' Share | CZK mil | -414 | -864 | -1,649 | 1,002 | 655 | ||||||||||||
| Acquisition Cost | CZK mil | 798 | 712 | 1,066 | 1,473 | 1,190 | ||||||||||||
| Administrative Cost | CZK mil | 919 | 1,509 | 1,622 | 1,723 | 1,868 | ||||||||||||
| Other Cost | CZK mil | 2,673 | 2,112 | 2,068 | 1,092 | 5,067 | ||||||||||||
| Total Cost | CZK mil | 11,013 | 10,858 | 12,642 | 10,405 | 14,673 | ||||||||||||
| Other And Extra Cost | CZK mil | 0 | 0.296 | 0 | 0 | 0 | ||||||||||||
| Pre-Tax Profit | CZK mil | 1,260 | 1,299 | 1,209 | 1,106 | 1,280 | ||||||||||||
| Tax | CZK mil | 177 | 229 | 237 | 167 | 238 | ||||||||||||
| Minorities | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||
| Net Profit | CZK mil | 1,083 | 1,070 | 972 | 939 | 1,042 | ||||||||||||
| Dividends | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,902 | 501 | 800 | 800 | ... | |
| growth rates | ||||||||||||||||||
| Gross Written Premiums Growth | % | ... | 3.97 | 3.69 | 4.75 | 2.62 | 3.17 | |||||||||||
| Net Written Premiums Growth | % | ... | 3.53 | 1.88 | 15.4 | -0.844 | 3.02 | |||||||||||
| Total Revenues Growth | % | ... | -4.77 | -0.953 | 13.9 | -16.9 | 38.6 | |||||||||||
| Gross Claims Growth | % | ... | -6.50 | -8.84 | 10.2 | 14.2 | 1.19 | |||||||||||
| Acquisition Cost Growth | % | ... | 46.5 | -10.7 | 49.6 | 38.2 | -19.2 | |||||||||||
| Administrative Cost Growth | % | ... | -38.5 | 64.1 | 7.54 | 6.23 | 8.39 | |||||||||||
| Operating Cost Growth | % | ... | -6.53 | -1.41 | 16.4 | -17.7 | 41.0 | |||||||||||
| Pre-Tax Profit Growth | % | ... | -23.6 | 3.05 | -6.88 | -8.59 | 15.8 | |||||||||||
| Net Profit Growth | % | ... | -17.3 | -1.23 | -9.16 | -3.43 | 11.0 | |||||||||||
| market share | ||||||||||||||||||
| Market Share in Total Insurance Premium | % | 6.82 | 7.13 | 7.54 | 7.59 | ... | ... | ... | ||||||||||
| Market Share in Life Insurance Premium | % | 5.04 | 5.19 | 5.98 | 6.26 | ... | ... | ... | ||||||||||
| Market Share in Non-Life Insurance Premium | % | 8.33 | 8.81 | 8.92 | 8.71 | ... | ... | ... | ||||||||||
| Market Share in Net Profit | % | 5.08 | 11.0 | 8.05 | 8.35 | ... | ... | ... |
| balance sheet | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 |
| balance sheet | ||||||||||||||||||
| Intangible Assets | CZK mil | 120 | 119 | 114 | 95.7 | 116 | ||||||||||||
| Investments | CZK mil | 18,541 | 18,476 | 18,110 | 18,171 | 18,761 | ||||||||||||
| Reinsurance Assets | CZK mil | 4,486 | 5,317 | 6,782 | 8,079 | 8,829 | ||||||||||||
| Receivables | CZK mil | 1,726 | 1,660 | 1,327 | 1,412 | 1,222 | ||||||||||||
| Cash & Cash Equivalents | CZK mil | 161 | 255 | 261 | 545 | 1,098 | ||||||||||||
| Other Assets | CZK mil | 558 | 764 | 1,060 | 953 | 829 | ||||||||||||
| Total Assets | CZK mil | 25,592 | 26,591 | 27,654 | 29,256 | 30,855 | ||||||||||||
| Equity | CZK mil | 4,960 | 5,028 | 4,100 | 4,486 | 4,693 | ||||||||||||
| Of Which Minority Interest | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||
| Subordinated Liabilities | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||
| Underwritting Provisions | CZK mil | 20,614 | 21,086 | 23,106 | 24,089 | 25,505 | ||||||||||||
| Other Provisions | CZK mil | 197 | 249 | 259 | 200 | 259 | ||||||||||||
| Other Liabilities | CZK mil | 6,115 | 6,992 | 8,112 | 481 | 397 | ||||||||||||
| Liabilities | CZK mil | 20,631 | 21,564 | 23,554 | 24,770 | 26,161 | ||||||||||||
| investment portfolio | ||||||||||||||||||
| Real Estate | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||
| Cash And Deposits | CZK mil | 17,986 | 17,899 | 17,396 | 16,340 | 16,914 | ||||||||||||
| Loans | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||
| Other | CZK mil | 555 | 578 | 714 | 1,831 | 1,848 | ||||||||||||
| Total Portfolio | CZK mil | 18,541 | 18,476 | 18,110 | 18,171 | 18,761 | ||||||||||||
| growth rates | ||||||||||||||||||
| Investments Growth | % | ... | -0.475 | -0.350 | -1.98 | 0.335 | 3.25 | |||||||||||
| Reinsurance Assets Growth | % | ... | ... | ... | 30.2 | 18.5 | 27.5 | 19.1 | 9.27 | |||||||||
| Total Asset Growth | % | ... | 5.23 | 3.91 | 4.00 | 5.79 | 5.47 | |||||||||||
| Shareholders' Equity Growth | % | ... | 0.907 | 1.35 | -18.5 | 9.42 | 4.63 | |||||||||||
| Underwritting Provisions Growth | % | ... | 7.38 | 2.29 | 9.58 | 4.25 | 5.88 | |||||||||||
| market share | ||||||||||||||||||
| Market Share in Assets | % | 5.94 | 6.18 | 5.91 | 6.45 | ... | ... | ... | ||||||||||
| Market Share in Net Profit | % | 5.08 | 11.0 | 8.05 | 8.35 | ... | ... | ... | ||||||||||
| Market Share in Technical Reserves | % | 6.65 | 6.57 | 6.15 | 6.54 | ... | ... | ... | ||||||||||
| Market Share in Life Insurance Reserves | % | 5.33 | 5.45 | 5.22 | 5.78 | ... | ... | ... | ||||||||||
| Market Share in Non-Life Insurance Reserves | % | 9.60 | 9.20 | 8.72 | 8.61 | ... | ... | ... |
| ratios | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 |
| ratios | ||||||||||||||||||
| ROE | % | ... | 21.9 | 21.4 | 21.3 | 21.9 | 22.7 | |||||||||||
| ROA | % | 4.34 | 4.10 | 3.58 | 3.30 | 3.47 | ||||||||||||
| Net Margin | % | 8.83 | 8.80 | 7.02 | 8.16 | 6.53 | ||||||||||||
| Investment Yield | % | 10.1 | 11.7 | 13.5 | 1.54 | 23.3 | ||||||||||||
| Combined Ratio | % | 65.8 | 57.7 | 63.1 | 72.4 | 68.5 | ||||||||||||
| Claims Ratio | % | 58.3 | 51.2 | 53.9 | 60.0 | 58.8 | ||||||||||||
| Cost Ratio | % | 19.0 | 24.1 | 25.3 | 30.3 | 28.2 | ||||||||||||
| Acquisition Cost (As % Of Premiums Written) | % | 7.49 | 6.45 | 9.21 | 12.4 | 9.71 | ||||||||||||
| Administrative Cost (As % Of Assets) | % | 3.68 | 5.78 | 5.98 | 6.06 | 6.21 | ||||||||||||
| Equity (As % Of Assets) | % | 19.4 | 18.9 | 14.8 | 15.3 | 15.2 | ||||||||||||
| Payout Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 178 | 51.5 | 85.2 | 76.8 | ... | |
| Employees | 738 | 778 | 830 | 831 | 818 | |||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3,324 | 3,709 | 3,235 | 2,760 | 2,802 | ... | ... | |
| Cost Per Employee (Local Currency) | CZK per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 63,517 | 65,596 | 63,279 | 54,006 | 59,878 | |||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.11 | 5.64 | 4.99 | 5.18 | 4.01 | |||
| Life Insurance (As % Of Total Premium) | % | 34.0 | 33.8 | 37.2 | 37.7 | 33.0 | ||||||||||||
| Non-Life Insurance (As % Of Total Premium) | % | 66.0 | 66.2 | 62.8 | 62.3 | 67.0 | ||||||||||||
| Life Insurance (As % Of Total Reserves) | % | 55.3 | 58.2 | 62.4 | 64.7 | 65.6 | ||||||||||||
| Non-Life Insurance (As % Of Total Reserves) | % | 44.7 | 41.8 | 37.6 | 35.3 | 34.4 |
| other data | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 |
| other data | ||||||||||||||||||
| Life Insurance Premium | CZK mil | 3,621 | 3,736 | 4,307 | 4,481 | 4,036 | ||||||||||||
| Non-Life Insurance Premium | CZK mil | 7,030 | 7,308 | 7,261 | 7,390 | 8,211 | ||||||||||||
| Pre-Tax Technical Profit From Life Insurance | CZK mil | 240 | 154 | -79.0 | 5.09 | -215 | ... | |||||||||||
| Pre-Tax Technical Profit From Non-Life Insurance | CZK mil | ... | ... | ... | 795 | 983 | 1,013 | 1,023 | 1,284 | ... | ||||||||
| Pre-Tax Profit From Property Insurance | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Technical Insurance Reserves | CZK mil | 20,614 | 21,086 | 23,106 | 24,089 | 25,505 | ||||||||||||
| Life Insurance Reserves | CZK mil | 11,402 | 12,279 | 14,409 | 15,588 | 16,738 | ||||||||||||
| Non-Life Insurance Reserves | CZK mil | 9,212 | 8,807 | 8,697 | 8,501 | 8,767 | ||||||||||||
| Number Of Insurance Policies | mil | 1.60 | 1.74 | 1.78 | 1.83 | 1.97 | ||||||||||||
| Premium Per Insurance Policy | CZK | 6,649 | 6,343 | 6,514 | 6,480 | 6,211 | ||||||||||||
| Number Of Agents | 1,863 | 1,795 | 1,879 | 1,776 | 1,674 |
Get all company financials in excel:
By Helgi Analytics - February 23, 2018
Allianz Pojistovna managed total insurance reserves worth CZK 26,576 mil at the end of 2016, up 10.1% when compared to the previous year. Historically, the firm’s technical reserves reached an all time high of CZK 26,576 mil in 2016 and an all time low of CZK 5,7...
By Helgi Analytics - February 23, 2018
Allianz Pojistovna generated total net revenues of CZK 15,507 mil in 2016, down 0.046% when compared to the previous year. Historically, the firm’s revenues reached an all time high of CZK 15,953 mil in 2014 and an all time low of CZK 4,802 mil in 2000. The aver...
By Helgi Analytics - February 23, 2018
Allianz Pojistovna's total assets reached CZK 32,198 mil at the end of 2016, up 5.30% when compared to the previous year. Assets were funded mostly by under-writting provisions, which amounted to CZK 26,576 mil at the year-end, or 82.5% of assets. In addition, equity...
By Helgi Analytics - February 23, 2018
Allianz Pojistovna's total investments reached CZK 21,254 mil at the end of 2016, up 12.6% when compared to the previous year. Financial investments formed 91.3% of total investment portfolio at the end of 2016. Loans represented 0.000% and real estate...
By Helgi Analytics - February 23, 2018
Allianz Pojistovna sold gross insurance premium worth CZK 13,003 mil in 2016, up 8.08% when compared to the previous year. This represented 83.9% of total firm's revenues. Life premium amounted to CZK 2,968 mil, or 22.8% of total gross premium written while non-lif...
By Helgi Analytics - February 7, 2018
Allianz Pojistovna's cost to assets ratio reached 5.10% in 2016, up from 4.41% when compared to the previous year. Historically, the insurance’s costs reached an all time high of 14.1% in 2000 and an all time low of 3.68% in 2010. The average figure for the last ...
By Helgi Analytics - February 23, 2018
Allianz Pojistovna employed 818 persons in 2014, down 1.56% when compared to the previous year. Historically, the firm's workforce hit an all time high of 831 persons in 2013 and an all time low of 738 in 2010. Average cost reached USD 2,802 per month per employe...
Allianz pojišťovna, a. s. is a Czech Republic-based wholly-owned subsidiary of the leading insurance group Allianz. With nearly 1.8 million of insurance policies sold and over USD 1 bil of technical reserves under management, Allianz is the third largest insurance company in the Czech Republic, holding a 7.5% share on total premium sold in 2012. Allianz Group is a German multinational financial services company headquartered in Munich. Its core business and focus is insurance. As of 2010, it was the world's largest insurance company and the largest financial services company by revenues
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