By Helgi Library - February 20, 2020
Asia United Bank made a net profit of PHP 1,223 mil under revenues of PHP 3,224 mil in the third quarter of 2019, up 72.1% and ...
By Helgi Library - February 20, 2020
Asia United Bank's customer deposits reached PHP 121,484 mil in 2016-09-30, up 0.774% compared to the previous year. Filipino b...
By Helgi Library - February 20, 2020
Asia United Bank's capital adequacy ratio reached 17.8% at the end of third quarter of 2019, up from 16.7% when compared to the p...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | PHP mil | 5,690 | 6,521 | 8,977 |
| Net Fee Income | PHP mil | 808 | 781 | 747 |
| Other Income | PHP mil | 1,071 | 1,133 | 1,018 |
| Total Revenues | PHP mil | 7,569 | 8,435 | 10,741 |
| Staff Cost | PHP mil | 1,274 | 1,347 | 1,510 |
| Operating Profit | PHP mil | 3,661 | 4,199 | 4,929 |
| Provisions | PHP mil | 1,003 | 823 | 797 |
| Net Profit | PHP mil | 2,282 | 2,763 | 3,312 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | PHP mil | 5,668 | 4,826 | 6,360 |
| Customer Loans | PHP mil | 92,513 | 125,348 | 1,624 |
| Total Assets | PHP mil | 165,501 | 199,936 | 237,643 |
| Shareholders' Equity | PHP mil | 23,770 | 26,839 | 29,216 |
| Interbank Borrowing | PHP mil | 2,260 | 1,811 | 4,922 |
| Customer Deposits | PHP mil | 129,705 | 159,386 | 193,084 |
| Issued Debt Securities | PHP mil | 5,749 | 7,009 | 4,971 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 10.5 | 10.9 | 11.8 |
| ROA | % | 1.43 | 1.51 | 1.51 |
| Costs (As % Of Assets) | % | 2.45 | 2.32 | 2.66 |
| Costs (As % Of Income) | % | 51.6 | 50.2 | 54.1 |
| Capital Adequacy Ratio | % | 18.1 | 15.7 | 15.1 |
| Net Interest Margin | % | 3.57 | 3.57 | 4.10 |
| Loans (As % Of Deposits) | % | 71.3 | 78.6 | 0.841 |
| NPLs (As % Of Loans) | % | 0.570 | 0.285 | 60.1 |
| Provisions (As % Of NPLs) | % | 388 | 716 | 84.1 |
| Valuation | 2016 | 2017 | 2018 | |
| Price/Earnings (P/E) | 10.3 | 10.5 | 8.69 | |
| Price/Book Value (P/BV) | 0.979 | 1.08 | 0.985 | |
| Dividend Yield | % | 0 | 2.51 | 2.70 |
| Earnings Per Share (EPS) | PHP | 4.67 | 5.69 | 6.83 |
| Book Value Per Share | PHP | 49.0 | 55.3 | 60.2 |
| Dividend Per Share | PHP | 0 | 1.50 | 1.60 |
Get all company financials in excel:
| summary | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||
| Net Interest Income | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,871 | 2,879 | 4,139 | 4,769 | 5,690 | |||||||
| Total Revenues | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 3,673 | 4,513 | 6,271 | 6,145 | 7,569 | |||||||
| Operating Profit | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,819 | 1,997 | 2,948 | 2,397 | 3,661 | |||||||
| Net Profit | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,428 | 1,459 | 1,682 | 1,516 | 2,282 | |||||||
| balance sheet | |||||||||||||||||||||
| Interbank Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,565 | 1,298 | 2,402 | 4,989 | 5,668 | |||||||
| Customer Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 25,738 | 37,956 | 63,089 | 85,399 | 92,513 | |||||||
| Debt Securities | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 13,657 | 29,373 | 20,084 | 24,374 | 18,430 | |||||||
| Total Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 64,998 | 105,046 | 124,793 | 153,556 | 165,501 | |||||||
| Shareholders' Equity | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 11,577 | 18,052 | 20,193 | 19,871 | 23,770 | |||||||
| Interbank Borrowing | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 2,474 | 8,904 | 4,841 | 6,890 | 2,260 | |||||||
| Customer Deposits | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 47,315 | 73,934 | 95,201 | 117,244 | 129,705 | |||||||
| Issued Debt Securities | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 663 | 5,682 | 5,749 | |||||||
| ratios | |||||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.6 | 9.85 | 8.79 | 7.57 | 10.5 | |||||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.48 | 1.72 | 1.46 | 1.09 | 1.43 | |||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.22 | 2.96 | 2.89 | 2.69 | 2.45 | |||||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | 50.5 | 55.7 | 53.0 | 61.0 | 51.6 | |||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.4 | 18.4 | 15.6 | 13.8 | 18.1 | ||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.25 | 3.39 | 3.60 | 3.43 | 3.57 | |||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 50.9 | 63.8 | 66.0 | 77.6 | 75.2 | |||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 10.1 | 11.1 | 12.2 | 12.3 | 10.7 | |||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | 33.9 | 33.8 | 32.5 | 32.1 | 32.6 | |||||||
| Equity (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | 17.8 | 17.2 | 16.2 | 12.9 | 14.4 | |||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | 54.4 | 51.3 | 66.3 | 72.8 | 71.3 | |||||||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | 39.6 | 36.1 | 50.6 | 55.6 | 55.9 | |||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.74 | 2.73 | 1.40 | 0.920 | 0.570 | |||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 83.5 | 130 | 201 | 281 | 388 | |||||
| valuation | |||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 496 | 499 | 478 | 469 | ||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 360 | 433 | 485 | 485 | 485 | ||
| Share Price (End Of Period) | PHP | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 45.4 | 46.0 | 46.2 | 48.0 | ||
| Earnings Per Share (EPS) | PHP | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.97 | 3.37 | 3.49 | 3.15 | 4.67 | ||
| Book Value Per Share | PHP | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 32.2 | 41.7 | 41.6 | 40.9 | 49.0 | ||
| Dividend Per Share | PHP | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | ||||
| Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.5 | 13.2 | 14.6 | 10.3 | |||
| Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.09 | 1.11 | 1.13 | 0.979 | |||
| Dividend Yield | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | ||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -15.1 | 3.65 | -9.73 | 48.1 | ||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.28 | 29.6 | -0.177 | -1.59 | 19.6 |
| income statement | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||
| Interest Income | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 2,707 | 3,711 | 5,196 | 6,111 | 7,276 | |||||||
| Interest Cost | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 836 | 832 | 1,057 | 1,342 | 1,586 | |||||||
| Net Interest Income | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,871 | 2,879 | 4,139 | 4,769 | 5,690 | |||||||
| Net Fee Income | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 372 | 499 | 767 | 755 | 808 | |||||||
| Other Income | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,430 | 1,135 | 1,364 | 622 | 1,071 | |||||||
| Total Revenues | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 3,673 | 4,513 | 6,271 | 6,145 | 7,569 | |||||||
| Staff Cost | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 628 | 850 | 1,080 | 1,202 | 1,274 | |||||||
| Depreciation | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 597 | ||
| Other Cost | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,037 | ||
| Operating Cost | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,855 | 2,516 | 3,322 | 3,748 | 3,907 | |||||||
| Operating Profit | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,819 | 1,997 | 2,948 | 2,397 | 3,661 | |||||||
| Provisions | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 425 | 311 | 966 | 605 | 1,003 | |||||||
| Extra and Other Cost | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 26.7 | 41.3 | 54.2 | 31.7 | 0.873 | |||||||
| Pre-Tax Profit | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,367 | 1,645 | 1,928 | 1,760 | 2,657 | |||||||
| Tax | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | -70.3 | 170 | 239 | 242 | 353 | |||||||
| Minorities | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 8.82 | 15.8 | 7.49 | 2.53 | 22.2 | |||||||
| Net Profit | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,428 | 1,459 | 1,682 | 1,516 | 2,282 | |||||||
| Dividends | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 485 | ||||
| growth rates | |||||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.28 | 53.8 | 43.8 | 15.2 | 19.3 | |||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 30.7 | 34.1 | 53.7 | -1.59 | 7.02 | |||||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19.9 | 22.8 | 39.0 | -2.00 | 23.2 | |||||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -1.25 | 35.6 | 32.1 | 12.8 | 4.25 | |||||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 53.4 | 9.80 | 47.6 | -18.7 | 52.7 | |||||
| Pre-Tax Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.0 | 20.4 | 17.2 | -8.71 | 51.0 | |||||
| Net Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 26.7 | 2.19 | 15.2 | -9.84 | 50.5 | |||||
| market share | |||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.07 | 1.14 | 1.53 | 1.45 | 1.56 | ... | ||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.41 | 1.22 | 1.44 | 1.32 | 1.80 | ... | ||||
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.61 | ... | ... | ... | ... | ... | ... |
| balance sheet | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | |||||||||||||||||||||
| Cash | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 11,224 | 21,041 | 21,882 | 24,006 | 36,978 | |||||||
| Interbank Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,565 | 1,298 | 2,402 | 4,989 | 5,668 | |||||||
| Customer Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 25,738 | 37,956 | 63,089 | 85,399 | 92,513 | |||||||
| Retail Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,730 | 6,343 | 7,859 | 10,158 | 12,704 | |||||
| Corporate Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21,563 | 32,718 | 56,731 | 77,295 | 81,162 | |||||
| Debt Securities | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 13,657 | 29,373 | 20,084 | 24,374 | 18,430 | |||||||
| Fixed Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 939 | 1,593 | 2,998 | 1,930 | 1,577 | |||||||
| Intangible Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3,384 | 3,407 | 3,915 | 4,062 | 4,079 | |||||
| Goodwill | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,884 | 1,884 | 1,961 | 2,105 | 2,105 | |||||
| Total Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 64,998 | 105,046 | 124,793 | 153,556 | 165,501 | |||||||
| Shareholders' Equity | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 11,577 | 18,052 | 20,193 | 19,871 | 23,770 | |||||||
| Of Which Minority Interest | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 166 | 121 | 139 | 141 | 163 | |||||||
| Liabilities | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 53,422 | 86,994 | 104,600 | 133,685 | 141,732 | |||||||
| Interbank Borrowing | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 2,474 | 8,904 | 4,841 | 6,890 | 2,260 | |||||||
| Customer Deposits | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 47,315 | 73,934 | 95,201 | 117,244 | 129,705 | |||||||
| Sight Deposits | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 18,193 | 27,212 | 37,966 | 48,376 | 60,656 | |||||||
| Term Deposits | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 29,122 | 45,822 | 56,335 | 67,968 | 68,148 | |||||||
| Issued Debt Securities | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 663 | 5,682 | 5,749 | |||||||
| Subordinated Debt | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,962 | 4,965 | ||
| Other Liabilities | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 3,633 | 4,155 | 3,896 | 3,868 | 4,018 | |||||||
| asset quality | |||||||||||||||||||||
| Non-Performing Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,271 | 1,073 | 907 | 807 | 539 | |||||
| Gross Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 26,799 | 39,351 | 64,913 | 87,666 | 94,606 | |||||||
| Total Provisions | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 1,061 | 1,395 | 1,824 | 2,268 | 2,093 | |||||||
| growth rates | |||||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 30.0 | 47.5 | 66.2 | 35.4 | 8.33 | |||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.6 | 34.1 | 23.9 | 29.2 | 25.1 | ||||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 28.5 | 51.7 | 73.4 | 36.2 | 5.00 | ||||
| Total Asset Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 29.3 | 61.6 | 18.8 | 23.0 | 7.78 | |||||
| Shareholders' Equity Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 23.6 | 55.9 | 11.9 | -1.59 | 19.6 | |||||
| Customer Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 23.9 | 56.3 | 28.8 | 23.2 | 10.6 | |||||
| market share | |||||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.749 | 0.929 | 1.24 | 1.47 | 1.37 | ... | ||||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.31 | 1.64 | 2.31 | 2.71 | 2.40 | ... | |||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.27 | ... | ... | ... | ... | ... |
| Market Share in Total Assets | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.959 | 1.22 | 1.27 | 1.43 | 1.36 | ... | ||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.02 | 1.22 | 1.40 | 1.57 | 1.48 | ... |
| ratios | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | |||||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.6 | 9.85 | 8.79 | 7.57 | 10.5 | |||||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.48 | 1.72 | 1.46 | 1.09 | 1.43 | |||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.22 | 2.96 | 2.89 | 2.69 | 2.45 | |||||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | 50.5 | 55.7 | 53.0 | 61.0 | 51.6 | |||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.4 | 18.4 | 15.6 | 13.8 | 18.1 | ||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.0 | 17.9 | 15.1 | 10.2 | 13.6 | ||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.25 | 3.39 | 3.60 | 3.43 | 3.57 | |||||
| Interest Spread | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.93 | 3.18 | 3.42 | 3.26 | 3.41 | |||||
| Asset Yield | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.70 | 4.36 | 4.52 | 4.39 | 4.56 | |||||
| Cost Of Liabilities | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.77 | 1.19 | 1.10 | 1.13 | 1.15 | |||||
| Payout Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 21.3 | ||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 50.9 | 63.8 | 66.0 | 77.6 | 75.2 | |||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 10.1 | 11.1 | 12.2 | 12.3 | 10.7 | |||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | 38.9 | 25.1 | 21.8 | 10.1 | 14.2 | |||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 933 | 942 | 980 | 1,027 | 980 | ... | |
| Cost Per Employee (Local Currency) | PHP per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 39,394 | 39,979 | 43,675 | 47,184 | 47,509 | ... | |
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | 33.9 | 33.8 | 32.5 | 32.1 | 32.6 | |||||||
| Equity (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | 17.8 | 17.2 | 16.2 | 12.9 | 14.4 | |||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | 54.4 | 51.3 | 66.3 | 72.8 | 71.3 | |||||||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | 39.6 | 36.1 | 50.6 | 55.6 | 55.9 | |||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.74 | 2.73 | 1.40 | 0.920 | 0.570 | |||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 83.5 | 130 | 201 | 281 | 388 | |||||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | 4.12 | 3.68 | 2.89 | 2.66 | 2.26 | |||||||
| Cost of Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.87 | 0.976 | 1.91 | 0.815 | 1.13 |
| other data | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | |||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 140 | 178 | 219 | 230 | 239 | ... | |||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,329 | 1,772 | 2,061 | 2,123 | 2,234 | ... | ||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | 38.5 | 36.8 | 39.9 | 41.3 | 46.8 | |||||||
| Risk-Weighted Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 66,673 | 106,103 | 121,214 | 160,345 | 133,742 | |||||
| Return on Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | 6.27 | 4.58 | 3.33 | 2.04 | 2.57 | |||||||
| Operating Profit (As % of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.99 | 6.27 | 5.84 | 3.23 | 4.12 | |||||
| Costs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.15 | 7.90 | 6.58 | 5.05 | 4.39 | |||||
| Equity (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | 45.0 | 47.6 | 32.0 | 23.3 | 25.7 |
Get all company financials in excel:
By Helgi Library - February 21, 2020
Asia United Bank's net interest margin amounted to 3.76% in the third quarter of 2019, up from 3.76% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 5.85% in 4Q2018 and an all time low of 3...
By Helgi Library - February 20, 2020
Asia United Bank stock traded at PHP 56.0 per share at the end third quarter of 2019 implying a market capitalization of USD 524 mil. Since the end of 3Q2014, the stock has appreciated by 12.2 % implying an annual average growth of 2.32 %. In absolute terms, the value...
By Helgi Library - February 20, 2020
Asia United Bank stock traded at PHP 56.0 per share at the end of third quarter of 2019 implying a market capitalization of USD 524 mil. Over the last five years, the stock has appreciated by 12.2 implying an annual average growth of 2.32% In absolute ter...
By Helgi Library - February 20, 2020
Asia United Bank generated total banking revenues of PHP 3,224 mil in the third quarter of 2019, up 36.2% when compared to the same period of last year and down 0.944% when compared to the previous quarter. Historically, the bank’s revenues contai...
By Helgi Library - February 20, 2020
Asia United Bank stock traded at PHP 56.0 per share at the end of third quarter of 2019 implying a market capitalization of USD 524 mil. Over the last five years, the stock has appreciated by 12.2 % implying an annual average growth of 2.32 %. In absolute terms, the v...
By Helgi Library - February 20, 2020
Asia United Bank's Equity reached 12.1% of total assets in the 3Q2019, up from 12.0% for the previous year. As a share of net customer loans, the ratio amounted to 20.7% at the end of the third quarter of 2019. ...
By Helgi Library - February 20, 2020
Asia United Bank's customer loan growth reached 8.52% in 2019-09-30, down from 25.8% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 66.2% in 2014-12-31 and an all time low of -98.7% in 2018-12-31. In the l...
By Helgi Library - February 20, 2020
Asia United Bank employed 2,688 persons in 2019-06-30, up 6.37% when compared to the previous year. Historically, the bank's workforce hit an all time high of 2,688 persons in 2019-06-30 and an all time low of 1,772 in 2013-12-31. Average cost reached USD 1,002 pe...
By Helgi Library - February 20, 2020
Asia United Bank employed 2,688 persons in 2019-06-30, up 6.37% compared to the previous year. Historically, the bank's workforce hit an all time high of 2,688 persons in 2019-06-30 and an all time low of 2,196 in 2016-06-30. The bank operated a network of ...
By Helgi Library - February 21, 2020
Asia United Bank's cost to income ratio reached 42.9% in the second quarter of 2019, down from 46.6% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 70.6% of income in 1Q2014 and an all time low of 42.9% in 2...
Helgi Library 
