By Helgi Library - August 17, 2019
Russian Agricultural Bank made a net profit of RUB 0.513 bil under revenues of RUB 23.5 bil in the first quarter of 2019, down 48.1% ...
By Helgi Library - August 17, 2019
Russian Agricultural Bank's net interest margin amounted to 2.09% in the first quarter of 2019, up from 1.67% when compared to t...
By Helgi Library - August 23, 2019
Russian Agricultural Bank's Cost of Risk (loan loss provisions as % of total assets) amounted to 1.08% in the first quarter of 2019, ...
| Profit Statement | Sep 2018 | Dec 2018 | Mar 2019 | |
| Net Interest Income | RUB bil | 18.1 | 12.4 | 16.7 |
| Net Fee Income | RUB bil | 6.07 | 5.53 | 4.69 |
| Other Income | RUB bil | 1.86 | 6.87 | 2.09 |
| Total Revenues | RUB bil | 26.0 | 24.8 | 23.5 |
| Operating Profit | RUB bil | 13.4 | 3.30 | 9.65 |
| Provisions | RUB bil | 19.3 | 16.0 | 8.82 |
| Net Profit | RUB bil | -9.80 | 11.1 | 0.513 |
| Balance Sheet | Sep 2018 | Dec 2018 | Mar 2019 | |
| Interbank Loans | RUB bil | 28.3 | 38.7 | 54.7 |
| Customer Loans | RUB bil | 1,908 | 1,958 | 2,014 |
| Total Assets | RUB bil | 2,825 | 3,115 | 3,264 |
| Shareholders' Equity | RUB bil | 110 | 152 | 150 |
| Interbank Borrowing | RUB bil | 143 | 172 | 93.3 |
| Customer Deposits | RUB bil | 2,250 | 2,421 | 2,638 |
| Issued Debt Securities | RUB bil | 295 | 332 | 331 |
| Ratios | Sep 2018 | Dec 2018 | Mar 2019 | |
| ROE | % | -34.3 | 33.8 | 1.36 |
| ROA | % | -1.36 | 1.49 | 0.064 |
| Costs (As % Of Assets) | % | 1.74 | 2.90 | 1.73 |
| Costs (As % Of Income) | % | 48.3 | 86.7 | 58.9 |
| Capital Adequacy Ratio | % | 14.1 | 15.2 | 14.7 |
| Net Interest Margin | % | 2.51 | 1.67 | 2.09 |
| Loans (As % Of Deposits) | % | 84.8 | 80.9 | 76.4 |
| Growth Rates | Sep 2018 | Dec 2018 | Mar 2019 | |
| Total Revenue Growth | % | 10.0 | -7.17 | -4.23 |
| Operating Cost Growth | % | 9.02 | 61.8 | 14.3 |
| Operating Profit Growth | % | 10.9 | -75.5 | -22.3 |
| Net Profit Growth | % | 573 | -253 | -48.1 |
| Customer Loan Growth | % | 7.22 | 10.9 | 12.4 |
| Total Asset Growth | % | 6.36 | 7.81 | 15.3 |
| Customer Deposit Growth | % | 18.3 | 9.87 | 19.3 |
| Shareholders' Equity Growth | % | -38.5 | -20.3 | 39.5 |
Get all company financials in excel:
| summary | Unit | Apr 2024 | Mar 2019 |
| income statement | |||
| Net Interest Income | RUB bil | ... | |
| Total Revenues | RUB bil | ... | |
| Operating Profit | RUB bil | ... | |
| Net Profit | RUB bil | ... | |
| balance sheet | |||
| Interbank Loans | RUB bil | ... | |
| Customer Loans | RUB bil | ... | |
| Debt Securities | RUB bil | ... | |
| Total Assets | RUB bil | ... | |
| Shareholders' Equity | RUB bil | ... | |
| Interbank Borrowing | RUB bil | ... | |
| Customer Deposits | RUB bil | ... | |
| Issued Debt Securities | RUB bil | ... | |
| ratios | |||
| ROE | % | ... | |
| ROA | % | ... | |
| Costs (As % Of Assets) | % | ... | |
| Costs (As % Of Income) | % | ... | |
| Capital Adequacy Ratio | % | ... | |
| Net Interest Margin | % | ... | |
| Interest Income (As % Of Revenues) | % | ... | |
| Fee Income (As % Of Revenues) | % | ... | |
| Equity (As % Of Assets) | % | ... | |
| Loans (As % Of Deposits) | % | ... | |
| Loans (As % Assets) | % | ... | |
| valuation | |||
| Book Value Per Share Growth | % | ... |
| income statement | Unit | Apr 2024 | Mar 2019 |
| income statement | |||
| Interest Income | RUB bil | ... | |
| Interest Cost | RUB bil | ... | |
| Net Interest Income | RUB bil | ... | |
| Net Fee Income | RUB bil | ... | |
| Other Income | RUB bil | ... | |
| Total Revenues | RUB bil | ... | |
| Operating Cost | RUB bil | ... | |
| Operating Profit | RUB bil | ... | |
| Provisions | RUB bil | ... | |
| Extra and Other Cost | RUB bil | ... | |
| Pre-Tax Profit | RUB bil | ... | |
| Tax | RUB bil | ... | |
| Minorities | RUB bil | ... | |
| Net Profit | RUB bil | ... | |
| growth rates | |||
| Net Interest Income Growth | % | ... | |
| Net Fee Income Growth | % | ... | |
| Total Revenue Growth | % | ... | |
| Operating Cost Growth | % | ... | |
| Operating Profit Growth | % | ... | |
| Pre-Tax Profit Growth | % | ... | |
| Net Profit Growth | % | ... |
| balance sheet | Unit | Apr 2024 | Mar 2019 |
| balance sheet | |||
| Cash | RUB bil | ... | |
| Interbank Loans | RUB bil | ... | |
| Customer Loans | RUB bil | ... | |
| Retail Loans | RUB bil | ... | |
| Mortgage Loans | RUB bil | ... | ... |
| Consumer Loans | RUB bil | ... | ... |
| Corporate Loans | RUB bil | ... | |
| Debt Securities | RUB bil | ... | |
| Fixed Assets | RUB bil | ... | |
| Total Assets | RUB bil | ... | |
| Shareholders' Equity | RUB bil | ... | |
| Of Which Minority Interest | RUB bil | ... | |
| Liabilities | RUB bil | ... | |
| Interbank Borrowing | RUB bil | ... | |
| Customer Deposits | RUB bil | ... | |
| Retail Deposits | RUB bil | ... | |
| Corporate Deposits | RUB bil | ... | |
| Sight Deposits | RUB bil | ... | |
| Term Deposits | RUB bil | ... | |
| Issued Debt Securities | RUB bil | ... | |
| Other Liabilities | RUB bil | ... | |
| asset quality | |||
| Gross Loans | RUB bil | ... | |
| Total Provisions | RUB bil | ... | |
| growth rates | |||
| Customer Loan Growth | % | ... | |
| Retail Loan Growth | % | ... | |
| Corporate Loan Growth | % | ... | |
| Total Asset Growth | % | ... | |
| Shareholders' Equity Growth | % | ... | |
| Customer Deposit Growth | % | ... | |
| Retail Deposit Growth | % | ... | |
| Corporate Deposit Growth | % | ... |
| ratios | Unit | Apr 2024 | Mar 2019 |
| ratios | |||
| ROE | % | ... | |
| ROA | % | ... | |
| Costs (As % Of Assets) | % | ... | |
| Costs (As % Of Income) | % | ... | |
| Capital Adequacy Ratio | % | ... | |
| Net Interest Margin | % | ... | |
| Interest Spread | % | ... | |
| Asset Yield | % | ... | |
| Cost Of Liabilities | % | ... | |
| Payout Ratio | % | ||
| Interest Income (As % Of Revenues) | % | ... | |
| Fee Income (As % Of Revenues) | % | ... | |
| Other Income (As % Of Revenues) | % | ... | |
| Equity (As % Of Assets) | % | ... | |
| Loans (As % Of Deposits) | % | ... | |
| Loans (As % Assets) | % | ... | |
| Provisions (As % Of Loans) | % | ... | |
| Cost of Provisions (As % Of Loans) | % | ... |
| other data | Unit | Apr 2024 | Mar 2019 |
| other data | |||
| Sight (As % Of Customer Deposits) | % | ... |
Get all company financials in excel:
By Helgi Library - August 17, 2019
Russian Agricultural Bank's customer loan growth reached 12.4% in 2019-03-31, up from 7.05% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 12.4% in 2019-03-31 and an all time low of 6.47% in 2018-06-30. In...
By Helgi Library - August 17, 2019
Russian Agricultural Bank generated total banking revenues of RUB 23.5 bil in the first quarter of 2019, down 4.23% when compared to the same period of last year and 5.28% when compared to the previous quarter. Historically, the bank’s revenues containing of ...
By Helgi Library - October 7, 2019
Russian Agricultural Bank's Equity reached 13.0% of total assets in the 1Q2019, down from 13.1% for the previous year. As a share of net customer loans, the ratio amounted to 21.0% at the end of the first quarter of 2019. ...
By Helgi Library - August 17, 2019
Russian Agricultural Bank's net interest margin amounted to 2.25% in 2018, down from 2.36% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 11.4% in 2003 and an all time low of 1.12% in 2015. The av...
By Helgi Library - August 17, 2019
Russian Agricultural Bank made a net profit of RUB 1.56 bil under revenues of RUB 101 bil in 2018, up 108% and 4.86% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of RUB 4.35 bil in 2007 and an all time low of ...
By Helgi Library - August 17, 2019
Russian Agricultural Bank's non-performing loans reached 19.2% of total loans at the end of 2018, up from 17.9% compared to the previous year. Historically, the NPL ratio hit an all time high of 27.0% in 2012 and an all time low of 1.78% in 2006. Provision ...
By Helgi Library - August 17, 2019
Russian Agricultural Bank generated total banking revenues of RUB 101 bil in 2018, up 4.86% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of RUB 101 bil in 201...
By Helgi Library - August 17, 2019
Russian Agricultural Bank's capital adequacy ratio reached 15.2% at the end of 2018, down from 15.5% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 18.0% in 2013 and an all time low of 10.0% in 2016. The Tier 1 r...
By Helgi Library - August 17, 2019
Russian Agricultural Bank's customer loan growth reached 10.9% in 2018, up from 9.14% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 253% in 2006 and an all time low of -0.474% in 2016. In the last decade,...
By Helgi Library - September 6, 2018
Russian Agricultural Bank's customer deposits reached RUB 2,204 bil in 2017, up 39.7% compared to the previous year. Russian banking sector accepted customer deposits of RUB 37,471 bil in 2017, up 6.51% when compared to the last year. Russian Agricultural...
Russian Agricultural Bank is a Russia-based state-owned bank. The Bank provides commercial and retail banking services to agribusiness and rural population in the Russian Federation. The products and services include bank accounts, debit cards, currency exchange, deposit boxes, lending and investment services among others. Apart from the traditional banking services, the Bank executes the Russian Government's financial policy in the Russian agricultural industry and implements the State Program on Agribusiness Development. At the end of 2013, the Bank had a branch network of 78 regional branches and approximately 1,500 additional offices and employed more than 36,500 employees. The Bank was founded in 2000 and is based in Moscow, the Russian Federation
Russian Agricultural Bank has been growing its revenues and asset by 4.87% and 15.9% a year on average in the last 10 years. Its loans and deposits have grown by 15.8% and 31.7% a year during that time and loans to deposits ratio reached 80.9% at the end of 2018. The company achieved an average return on equity of -11.1% in the last decade with net profit growing -2.73% a year on average. In terms of operating efficiency, its cost to income ratio reached 57.8% in 2018, compared to 69.9% average in the last decade.
Equity represented 4.87% of total assets or 7.75% of loans at the end of 2018. Russian Agricultural Bank's non-performing loans were 19.2% of total loans while provisions covered some 76.6% of NPLs at the end of 2018.
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