Bank Of Moscow - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Russia | February 22, 2018
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Excel Sheet

Bank Of Moscow's non-performing loans reached 2.87% of total loans at the end of 2014, up from 2.27% compared to the previous year. Historically, the NPL ratio hit an all time high of 21.9% in 2010 and an all time low of 2.27% in 2013.

Provision coverage amounted to 710% at the end of 2014, down from 836% compared to a year earlier.

The bank created loan loss provisions worth of 3.75% of average loans in 2014. That's compared to 8.67% of loans the bank put aside to its cost on average in the last five years.

Comparing Bank Of Moscow with its closest peers, Sberbank operated at the end of 2014 with NPL ratio of 3.20% and provision coverage of 146%, VTB Bank with 5.77% and 116% respectively and Alfa Bank had 7.51% of bad loans covered with 77.7% by provisions at the end of 2014.

You can see all the bank’s data at Bank Of Moscow Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit 2011 2012 2013 2014 2015 2016 2017 2018
AK BARS Bank % ... 7.20% 6.90% 5.50% 5.80% 3.00% ...
Alfa Bank % 5.96% 5.71% 7.51% 12.7% 8.53%
B&N Bank % ... 3.30% 3.60% 3.80% 4.40% 7.89% ...
Bank Of Moscow % 4.34% 2.27% 2.87% ... ... ... ...
Bank Saint Petersburg % 4.54% 6.64% 4.37% 5.12% 5.45%
Credit Bank of Moscow % 0.955% 1.32% 2.30% 5.15% 2.29%
Gazprombank % 1.16% 0.905% 1.20% 2.24% 2.74%
Otkritie Financial Corporation Bank % 3.98% 2.88% 2.63% 5.05% 8.57%
OTP Bank Russia % 20.6% 19.2% 14.8% 19.4% 21.5% ...
Promsvyazbank % 4.35% 3.61% 2.90% 4.03% 19.3%
Raiffeisenbank Russia % 3.69% 3.34% 3.98% 5.60% 4.12%
Rosbank % 10.9% 11.8% 11.6% 16.1% 10.2% ...
Russian Agricultural Bank % 27.0% 25.9% 26.0% 22.9% 20.5%
Sberbank % 3.20% 2.90% 3.20% 5.00% 4.40%
Sovcombank % 7.05% 7.89% 7.83% 4.80% 2.42%
Tinkoff Group % 4.68% 7.02% 14.5% 12.3% 10.2%
UniCredit Bank Russia % 4.62% 4.16% 3.71% 6.43% 8.43%
VTB Bank % 6.98% 6.37% 5.77% 6.30% 6.40%
AVERAGE % 6.74% 6.92% 6.80% 6.91% 8.43% 8.59% 11.6% 9.75%