Ceska Sporitelna's capital adequacy ratio reached 20.2% at the end of 2022, down from 23.8% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 25.6% in 2020 and an all time low of 9.40% in 2007.
The Tier 1 ratio amounted to 19.7% at the end of 2022, down from 23.3% compared to a year earlier.
Bank's loan to deposit ratio reached 73.5% at the end of 2022, up from 70.0% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 66.8%.
Comparing Ceska Sporitelna with its closest peers, CSOB ended the year 2022 with a capital adequacy ratio at 20.2% and loans to deposits of 69.9%, Komercni Banka with 19.5% and 82.2% respectively and MONETA Money Bank some 18.0% in terms of capital adequacy and 80.4% of loans to deposits at the end of 2022.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.
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