Ceska Sporitelna's capital adequacy ratio reached 18.7% at the end of 2017, down from 20.1% when compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 21.3% in 2015 and an all time low of 9.40% in 2007.
The Tier 1 ratio amounted to 18.1% at the end of 2017, down from 19.5% compared to a year earlier.
Bank's loan to deposit ratio reached 72.3% at the end of 2017, down from 73.2% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 69.6%.
When compared to bank's main peers, CSOB ended the year 2017 with a capital adequacy ratio at 17.2% and loans to deposits of 77.7%, Komercni Banka with 18.6% and 78.5% respectively and MONETA Money Bank some 17.4% in terms of capital adequacy and 87.4% of loans to deposits at the end of 2017.