Ceska Sporitelna - Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Czech Republic | October 5, 2019
$3.99
Excel Sheet

Ceska Sporitelna's net interest margin amounted to 2.02% in 2018, down from 2.12% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 3.61% in 2008 and an all time low of 2.02% in 2018. The average margin in the last five years amounted to 2.46%.

Average asset yield was 2.54% in 2018, up from 2.35% when compared to previous year. On the other hand, cost of funding amounted to 0.572% in 2018, up from 0.260%.

Comparing Ceska Sporitelna with its closest peers, CSOB operated in 2018 with a net interest margin of 1.93% in 2018, Komercni Banka reached 2.20% and MONETA Money Bank some 3.64%.

You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.

Net Interest Margin Unit 2012 2013 2014 2015 2016 2017 2018 2019
Air Bank % 3.90% 5.30% 3.18% 2.51% 2.66% ...
Banka Creditas % 4.12% 3.35% 2.66% 2.79% 1.56% ...
Ceska Sporitelna % 2.95% 2.85% 2.78% 2.52% 2.12% ...
Ceskomoravska Stavebni Sporitelna % 1.54% 1.38% 1.62% 1.63% 1.46% ...
CSOB % 2.38% 2.50% 2.45% 2.18% 1.89% ...
Equa Bank % 1.87% 2.42% 2.65% 2.88% 2.98% ...
Expobank Czech Republic % 1.58% 1.40% 1.43% 1.57% 1.39% ...
Fio banka % 0.962% 0.749% 0.802% 0.624% 0.597% ...
Hypotecni Banka % 2.21% 2.12% 1.93% 1.80% 1.43% ...
J&T Banka % 1.84% 2.39% 2.14% 2.24% 2.70% ... ...
Komercni Banka % 2.57% 2.36% 2.32% 2.32% 2.16%
Modra Pyramida Stavebni Sporitelna % 1.99% 1.90% 1.67% 1.68% 1.61% ...
MONETA Money Bank % 7.24% 6.75% 6.57% 5.74% 4.22%
Moravsky Penezni Ustav % 6.37% 4.27% 3.58% 2.39% 2.62% ... ...
PPF Banka % 2.13% 2.00% 2.50% 1.80% 1.33% ...
Raiffeisen Stavebni Sporitelna % 1.23% 1.11% 0.989% 1.22% 1.35% ... ...
Raiffeisenbank Czech Republic % 2.89% 2.84% 2.56% 2.23% 1.99% ...
Sberbank Czech Republic % 2.18% 2.43% 1.96% 2.07% 2.15% ...
Stavebni Sporitelna Ceske Sporitelny % 1.13% 1.27% 1.37% 1.15% 1.13% ... ...
UniCredit Czech Republic % 1.81% 2.07% 1.90% 1.68% 1.72% ...
Wustenrot Hypotecni banka % 1.52% 1.79% 1.92% 1.54% 1.39% ...
Wustenrot Stavebni Sporitelna % 1.41% 1.21% 1.53% 1.70% 1.72% ...
AVERAGE % 2.38% 2.54% 2.47% 2.29% 2.10% 1.92% 1.99% 2.96%