Ceska Sporitelna's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.014% in the first quarter of 2024, down from 0.080% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 1.22% in 4Q2009 and an all time low of -0.840% in 3Q2003. The average cost of risk in the last six quarters amounted to 0.054%.
On the other hand, average asset yield was 5.76% in 1Q2024, up from 5.27% when compared to the same period last year. Cost of funding amounted to 4.06% in 1Q2024, up from 3.70%.
When compared to bank's main peers, Komercni Banka operated in the first quarter of 2024 with a cost of risk of 0.120% and MONETA Money Bank reached 0.115%.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.
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