Erste Group Bank's non-performing loans reached 5.44% of total loans at the end of 2022, up from 5.26% compared to the previous year. Historically, the NPL ratio hit an all time high of 12.4% in 2013 and an all time low of 2.17% in 2000.
Provision coverage amounted to 34.4% at the end of 2022, down from 38.8% compared to a year earlier.
The bank created loan loss provisions worth of 0.157% of average loans in 2022. That's compared to 0.221% of loans the bank put aside to its cost on average in the last five years.
Comparing Erste Group Bank with its closest peers, Raiffeisen Bank Int. operated at the end of 2022 with NPL ratio of 2.94% and provision coverage of 59.0% and PKO BP with 3.69% and 110% respectively.
You can see all the bank’s data at Erste Group Bank Profile, or you can download a report on the bank in the report section.
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