By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int.'s non-performing loans reached 2.72% of total loans at the end of 2020-12-31, down from 2.87% compared to th...
By Helgi Analytics - March 7, 2022
Raiffeisen Bank Int.'s customer deposits reached in, down 0% compared to the previous year. Austrian banking sector accepted c...
By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int.'s net interest margin amounted to 1.86% in the fourth quarter of 2020, down from 1.89% when compared to the...
| Profit Statement | 2018 | 2019 | 2020 | |
| Net Interest Income | EUR mil | 3,413 | 3,443 | 3,263 |
| Net Fee Income | EUR mil | 1,791 | 1,797 | 1,738 |
| Other Income | EUR mil | 847 | 904 | 947 |
| Total Revenues | EUR mil | 6,051 | 6,144 | 5,949 |
| Staff Cost | EUR mil | 1,580 | 1,610 | 1,566 |
| Operating Profit | EUR mil | 2,996 | 3,074 | 2,990 |
| Provisions | EUR mil | 166 | 234 | 630 |
| Net Profit | EUR mil | 1,419 | 1,250 | 881 |
| Balance Sheet | 2018 | 2019 | 2020 | |
| Interbank Loans | EUR mil | ... | ... | 2,974 |
| Customer Loans | EUR mil | 90,594 | 100,312 | 102,225 |
| Investments | EUR mil | 22,297 | 21,989 | 21,845 |
| Total Assets | EUR mil | 140,115 | 152,200 | 165,959 |
| Shareholders' Equity | EUR mil | 12,413 | 13,765 | 14,288 |
| Interbank Borrowing | EUR mil | 5,987 | 6,855 | 6,684 |
| Customer Deposits | EUR mil | 109,698 | 118,427 | 130,251 |
| Issued Debt Securities | EUR mil | 8,490 | 9,271 | 10,780 |
| Ratios | 2018 | 2019 | 2020 | |
| ROE | % | 12.0 | 9.55 | 6.28 |
| ROA | % | 1.03 | 0.855 | 0.554 |
| Costs (As % Of Assets) | % | 2.22 | 2.10 | 1.86 |
| Costs (As % Of Income) | % | 50.5 | 50.0 | 49.7 |
| Capital Adequacy Ratio | % | 18.3 | 18.0 | 18.3 |
| Net Interest Margin | % | 2.48 | 2.36 | 2.05 |
| Loans (As % Of Deposits) | % | 82.6 | 84.7 | 78.5 |
| NPLs (As % Of Loans) | % | 3.43 | 2.87 | 2.72 |
| Provisions (As % Of NPLs) | % | 77.7 | 78.5 | 89.6 |
| Valuation | 2018 | 2019 | 2020 | |
| Market Capitalisation | USD mil | 8,355 | 8,262 | 6,701 |
| Number Of Shares | mil | 329 | 329 | 329 |
| Share Price | EUR | 22.2 | 22.4 | 16.7 |
| Price/Earnings (P/E) | 5.37 | 6.20 | 6.80 | |
| Price/Book Value (P/BV) | 0.588 | 0.535 | 0.384 | |
| Dividend Yield | % | 4.19 | 0 | 2.88 |
| Earnings Per Share (EPS) | EUR | 4.13 | 3.61 | 2.45 |
| Book Value Per Share | EUR | 37.8 | 41.9 | 43.5 |
| Dividend Per Share | EUR | 0.930 | 0 | 0.480 |
Get all company financials in excel:
| summary | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| income statement | |||||||||||||||||||||
| Net Interest Income | EUR mil | 3,789 | 3,327 | 2,935 | 3,260 | 3,413 | |||||||||||||||
| Total Revenues | EUR mil | 5,100 | 5,394 | 4,980 | 5,826 | 6,051 | |||||||||||||||
| Operating Profit | EUR mil | 2,468 | 2,435 | 2,051 | 2,829 | 2,996 | |||||||||||||||
| Net Profit | EUR mil | -216 | 375 | 396 | 1,150 | 1,419 | |||||||||||||||
| balance sheet | |||||||||||||||||||||
| Interbank Loans | EUR mil | 15,573 | 10,837 | 9,900 | ... | ... | ... | ||||||||||||||
| Customer Loans | EUR mil | 71,822 | 63,866 | 65,559 | 88,473 | 90,594 | |||||||||||||||
| Investments | EUR mil | 22,385 | 21,058 | 19,626 | 24,416 | 22,297 | |||||||||||||||
| Total Assets | EUR mil | 121,500 | 114,427 | 111,864 | 135,146 | 140,115 | |||||||||||||||
| Shareholders' Equity | EUR mil | 8,178 | 8,501 | 9,232 | 11,241 | 12,413 | |||||||||||||||
| Interbank Borrowing | EUR mil | 29,286 | 5,092 | 5,120 | 4,788 | 5,987 | |||||||||||||||
| Customer Deposits | EUR mil | 66,094 | 68,991 | 71,538 | 106,362 | 109,698 | |||||||||||||||
| Issued Debt Securities | EUR mil | 14,778 | 28,035 | 23,665 | 8,059 | 8,490 | |||||||||||||||
| ratios | |||||||||||||||||||||
| ROE | % | ... | -2.33 | 4.49 | 4.47 | 11.2 | 12.0 | ||||||||||||||
| ROA | % | ... | -0.171 | 0.318 | 0.350 | 0.931 | 1.03 | ||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.09 | 2.51 | 2.59 | 2.43 | 2.22 | ||||||||||||||
| Costs (As % Of Income) | % | 51.6 | 54.9 | 58.8 | 51.4 | 50.5 | |||||||||||||||
| Capital Adequacy Ratio | % | 16.0 | 17.4 | 19.2 | 17.9 | 18.3 | |||||||||||||||
| Net Interest Margin | % | ... | 3.01 | 2.82 | 2.59 | 2.64 | 2.48 | ||||||||||||||
| Interest Income (As % Of Revenues) | % | 74.3 | 61.7 | 58.9 | 56.0 | 56.4 | |||||||||||||||
| Fee Income (As % Of Revenues) | % | 31.1 | 28.2 | 30.1 | 29.5 | 29.6 | |||||||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | 55.0 | 46.9 | 48.1 | 51.9 | 51.7 | ||||||||||||||
| Equity (As % Of Assets) | % | 6.73 | 7.43 | 8.25 | 8.32 | 8.86 | |||||||||||||||
| Loans (As % Of Deposits) | % | 109 | 92.6 | 91.6 | 83.2 | 82.6 | |||||||||||||||
| Loans (As % Assets) | % | 59.1 | 55.8 | 58.6 | 65.5 | 64.7 | |||||||||||||||
| NPLs (As % Of Loans) | % | ... | 11.6 | 12.1 | 9.31 | 5.05 | 3.43 | ||||||||||||||
| Provisions (As % Of NPLs) | % | ... | 67.8 | 71.6 | 75.5 | 67.1 | 77.7 | ||||||||||||||
| valuation | |||||||||||||||||||||
| Market Capitalisation | USD mil | ... | 4,435 | 4,323 | 5,361 | 11,931 | 8,355 | ||||||||||||||
| Number Of Shares | mil | ... | 285 | 292 | 292 | 329 | 329 | ||||||||||||||
| Share Price | EUR | ... | 12.5 | 13.6 | 17.4 | 30.2 | 22.2 | ||||||||||||||
| Earnings Per Share (EPS) | EUR | ... | -0.758 | 1.29 | 1.35 | 3.44 | 4.13 | ||||||||||||||
| Book Value Per Share | EUR | ... | 28.7 | 29.1 | 31.6 | 34.2 | 37.8 | ||||||||||||||
| Dividend Per Share | EUR | ... | 0 | 0 | 0 | 0 | 0.930 | ||||||||||||||
| Price/Earnings (P/E) | ... | ... | 10.6 | 12.9 | 8.78 | 5.37 | |||||||||||||||
| Price/Book Value (P/BV) | ... | 0.437 | 0.468 | 0.551 | 0.883 | 0.588 | |||||||||||||||
| Dividend Yield | % | ... | 0 | 0 | 0 | 0 | 4.19 | ||||||||||||||
| Earnings Per Share Growth | % | ... | ... | -142 | -270 | 4.98 | 155 | 20.1 | |||||||||||||
| Book Value Per Share Growth | % | ... | ... | -43.6 | 1.28 | 8.59 | 8.40 | 10.4 |
| income statement | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| income statement | |||||||||||||||||||||
| Interest Income | EUR mil | 5,616 | 4,916 | 4,044 | 4,709 | 4,840 | |||||||||||||||
| Interest Cost | EUR mil | 1,827 | 1,590 | 1,108 | 1,449 | 1,427 | |||||||||||||||
| Net Interest Income | EUR mil | 3,789 | 3,327 | 2,935 | 3,260 | 3,413 | |||||||||||||||
| Net Fee Income | EUR mil | 1,586 | 1,519 | 1,497 | 1,719 | 1,791 | |||||||||||||||
| Fee Income | EUR mil | ... | 2,007 | 1,987 | 1,997 | 2,446 | 2,545 | ||||||||||||||
| Fee Expense | EUR mil | ... | 421 | 468 | 501 | 727 | 754 | ||||||||||||||
| Other Income | EUR mil | -275 | 549 | 547 | 847 | 847 | |||||||||||||||
| Total Revenues | EUR mil | 5,100 | 5,394 | 4,980 | 5,826 | 6,051 | |||||||||||||||
| Staff Cost | EUR mil | ... | 1,449 | 1,388 | 1,409 | 1,554 | 1,580 | ||||||||||||||
| Depreciation | EUR mil | ... | ... | ... | ... | ... | ... | 203 | 181 | 154 | 153 | 137 | |||||||||
| Other Cost | EUR mil | ... | ... | ... | ... | ... | ... | 980 | 1,391 | 1,366 | 1,290 | 1,339 | |||||||||
| Operating Cost | EUR mil | 2,632 | 2,959 | 2,929 | 2,996 | 3,056 | |||||||||||||||
| Operating Profit | EUR mil | 2,468 | 2,435 | 2,051 | 2,829 | 2,996 | |||||||||||||||
| Provisions | EUR mil | 1,750 | 1,264 | 754 | 312 | 166 | |||||||||||||||
| Extra and Other Cost | EUR mil | 421 | 468 | 501 | 860 | 880 | |||||||||||||||
| Pre-Tax Profit | EUR mil | 297 | 703 | 796 | 1,657 | 1,949 | |||||||||||||||
| Tax | EUR mil | 483 | 272 | 290 | 377 | 402 | |||||||||||||||
| Minorities | EUR mil | 29.7 | 56.1 | 111 | 130 | 128 | |||||||||||||||
| Net Profit | EUR mil | -216 | 375 | 396 | 1,150 | 1,419 | |||||||||||||||
| Net Profit Avail. to Common | EUR mil | -216 | 375 | 396 | 1,130 | 1,358 | |||||||||||||||
| Dividends | EUR mil | 0 | 0 | 0 | 0 | 306 | |||||||||||||||
| growth rates | |||||||||||||||||||||
| Net Interest Income Growth | % | ... | 1.61 | -12.2 | -11.8 | 11.1 | 4.70 | ||||||||||||||
| Net Fee Income Growth | % | ... | -2.48 | -4.21 | -1.47 | 14.8 | 4.21 | ||||||||||||||
| Total Revenue Growth | % | ... | -4.31 | 5.77 | -7.69 | 17.0 | 3.88 | ||||||||||||||
| Operating Cost Growth | % | ... | -21.1 | 12.4 | -1.04 | 2.31 | 1.99 | ||||||||||||||
| Operating Profit Growth | % | ... | 23.9 | -1.34 | -15.8 | 38.0 | 5.87 | ||||||||||||||
| Pre-Tax Profit Growth | % | ... | -64.8 | 137 | 13.2 | 108 | 17.6 | ||||||||||||||
| Net Profit Growth | % | ... | -138 | -274 | 5.63 | 190 | 23.4 |
| balance sheet | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| balance sheet | |||||||||||||||||||||
| Cash & Cash Equivalents | EUR mil | 6,769 | 13,212 | 12,242 | 16,906 | 22,558 | |||||||||||||||
| Interbank Loans | EUR mil | 15,573 | 10,837 | 9,900 | ... | ... | ... | ||||||||||||||
| Customer Loans | EUR mil | 71,822 | 63,866 | 65,559 | 88,473 | 90,594 | |||||||||||||||
| Retail Loans | EUR mil | ... | 22,317 | 21,878 | 23,393 | 30,964 | 32,120 | ||||||||||||||
| Corporate Loans | EUR mil | ... | 54,157 | 47,229 | 46,462 | 59,755 | 55,174 | ||||||||||||||
| Investments | EUR mil | 22,385 | 21,058 | 19,626 | 24,416 | 22,297 | |||||||||||||||
| Property and Equipment | EUR mil | 1,408 | 1,473 | 1,393 | 1,540 | 1,384 | |||||||||||||||
| Intangible Assets | EUR mil | ... | 666 | 621 | 598 | 721 | 693 | ||||||||||||||
| Goodwill | EUR mil | ... | 47.0 | 39.6 | 39.6 | 95.9 | 95.6 | ||||||||||||||
| Total Assets | EUR mil | 121,500 | 114,427 | 111,864 | 135,146 | 140,115 | |||||||||||||||
| Shareholders' Equity | EUR mil | 8,178 | 8,501 | 9,232 | 11,241 | 12,413 | |||||||||||||||
| Of Which Minority Interest | EUR mil | 495 | 535 | 581 | 660 | 701 | |||||||||||||||
| Liabilities | EUR mil | 113,322 | 105,926 | 102,632 | 123,905 | 127,702 | |||||||||||||||
| Interbank Borrowing | EUR mil | 29,286 | 5,092 | 5,120 | 4,788 | 5,987 | |||||||||||||||
| Customer Deposits | EUR mil | 66,094 | 68,991 | 71,538 | 106,362 | 109,698 | |||||||||||||||
| Sight Deposits | EUR mil | ... | 33,348 | 37,488 | 44,461 | 67,041 | 68,699 | ||||||||||||||
| Term Deposits | EUR mil | ... | 32,746 | 31,503 | 27,077 | 39,321 | 40,999 | ||||||||||||||
| Issued Debt Securities | EUR mil | 14,778 | 28,035 | 23,665 | 8,059 | 8,490 | |||||||||||||||
| Other Liabilities | EUR mil | 3,164 | 3,808 | 2,308 | 4,696 | 3,526 | |||||||||||||||
| asset quality | |||||||||||||||||||||
| Non-Performing Loans | EUR mil | ... | 9,006 | 8,456 | 6,563 | 4,621 | 3,193 | ||||||||||||||
| Gross Loans | EUR mil | 77,925 | 69,921 | 70,514 | 91,575 | 93,073 | |||||||||||||||
| Risk-Weighted Assets | EUR mil | 68,721 | 63,272 | 60,061 | 71,902 | 72,672 | |||||||||||||||
| Total Provisions | EUR mil | 6,103 | 6,055 | 4,955 | 3,102 | 2,480 | |||||||||||||||
| growth rates | |||||||||||||||||||||
| Customer Loan Growth | % | ... | -4.27 | -11.1 | 2.65 | 35.0 | 2.40 | ||||||||||||||
| Retail Loan Growth | % | ... | ... | -6.06 | -1.97 | 6.92 | 32.4 | 3.73 | |||||||||||||
| Corporate Loan Growth | % | ... | ... | -1.94 | -12.8 | -1.62 | 28.6 | -7.67 | |||||||||||||
| Total Asset Growth | % | ... | -7.00 | -5.82 | -2.24 | 20.8 | 3.68 | ||||||||||||||
| Shareholders' Equity Growth | % | ... | -21.1 | 3.95 | 8.60 | 21.8 | 10.4 | ||||||||||||||
| Customer Deposit Growth | % | ... | -0.515 | 4.38 | 3.69 | 48.7 | 3.14 |
| ratios | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| ROE | % | ... | -2.33 | 4.49 | 4.47 | 11.2 | 12.0 | ||||||||||||||
| ROTE | % | ... | ... | -2.60 | 4.87 | 4.79 | 12.0 | 12.8 | |||||||||||||
| ROE (@ 15% of RWA) | % | ... | -1.94 | 3.79 | 4.28 | 11.6 | 13.1 | ||||||||||||||
| ROA | % | ... | -0.171 | 0.318 | 0.350 | 0.931 | 1.03 | ||||||||||||||
| Return on Loans | % | ... | -0.294 | 0.552 | 0.612 | 1.49 | 1.58 | ||||||||||||||
| Operating Profit (As % of RWA) | % | ... | 3.32 | 3.69 | 3.33 | 4.29 | 4.14 | ||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.09 | 2.51 | 2.59 | 2.43 | 2.22 | ||||||||||||||
| Costs (As % Of Income) | % | 51.6 | 54.9 | 58.8 | 51.4 | 50.5 | |||||||||||||||
| Costs (As % Of Loans) | % | ... | 3.58 | 4.36 | 4.53 | 3.89 | 3.41 | ||||||||||||||
| Costs (As % Of Loans & Deposits) | % | ... | 1.88 | 2.19 | 2.17 | 1.81 | 1.55 | ||||||||||||||
| Capital Adequacy Ratio | % | 16.0 | 17.4 | 19.2 | 17.9 | 18.3 | |||||||||||||||
| Tier 1 Ratio | % | 10.8 | 12.1 | 13.9 | 13.7 | 15.0 | |||||||||||||||
| Net Interest Margin | % | ... | 3.01 | 2.82 | 2.59 | 2.64 | 2.48 | ||||||||||||||
| Interest Spread | % | ... | 2.89 | 2.72 | 2.51 | 2.53 | 2.38 | ||||||||||||||
| Asset Yield | % | ... | 4.45 | 4.17 | 3.57 | 3.81 | 3.52 | ||||||||||||||
| Revenues (As % of RWA) | % | ... | 6.86 | 8.17 | 8.08 | 8.83 | 8.37 | ||||||||||||||
| Cost Of Liabilities | % | ... | 1.56 | 1.45 | 1.06 | 1.28 | 1.13 | ||||||||||||||
| Payout Ratio | % | 0 | 0 | 0 | 0 | 21.5 | |||||||||||||||
| Interest Income (As % Of Revenues) | % | 74.3 | 61.7 | 58.9 | 56.0 | 56.4 | |||||||||||||||
| Fee Income (As % Of Revenues) | % | 31.1 | 28.2 | 30.1 | 29.5 | 29.6 | |||||||||||||||
| Other Income (As % Of Revenues) | % | -5.39 | 10.2 | 11.0 | 14.5 | 14.0 | |||||||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | 55.0 | 46.9 | 48.1 | 51.9 | 51.7 | ||||||||||||||
| Equity (As % Of Assets) | % | 6.73 | 7.43 | 8.25 | 8.32 | 8.86 | |||||||||||||||
| Equity (As % Of Loans) | % | 11.4 | 13.3 | 14.1 | 12.7 | 13.7 | |||||||||||||||
| Loans (As % Of Deposits) | % | 109 | 92.6 | 91.6 | 83.2 | 82.6 | |||||||||||||||
| Loans (As % Assets) | % | 59.1 | 55.8 | 58.6 | 65.5 | 64.7 | |||||||||||||||
| NPLs (As % Of Loans) | % | ... | 11.6 | 12.1 | 9.31 | 5.05 | 3.43 | ||||||||||||||
| Provisions (As % Of NPLs) | % | ... | 67.8 | 71.6 | 75.5 | 67.1 | 77.7 | ||||||||||||||
| Provisions (As % Of Loans) | % | 8.50 | 9.48 | 7.56 | 3.51 | 2.74 | |||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 2.38 | 1.86 | 1.17 | 0.405 | 0.185 |
| other data | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| Branches | 2,866 | 2,705 | 2,506 | 2,409 | 2,159 | ||||||||||||||||
| Employees | ... | 54,730 | 51,492 | 48,556 | 49,700 | 47,079 | |||||||||||||||
| Employees Per Bank Branch | ... | 19.1 | 19.0 | 19.4 | 20.6 | 21.8 | |||||||||||||||
| Cost Per Employee | USD per month | ... | 2,843 | 2,574 | 2,592 | 2,925 | 3,275 | ||||||||||||||
| Cost Per Employee (Local Currency) | EUR per month | ... | 2,206 | 2,246 | 2,418 | 2,605 | 2,796 | ||||||||||||||
| Women (As % of Workforce) | % | ... | ... | ... | ... | ... | ... | 67.0 | 67.0 | 67.0 | 67.0 | 66.0 | ... | ||||||||
| Women (As % of Management) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 45.0 | 46.0 | ... |
| customer breakdown | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| Customers | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.8 | 14.9 | 17.0 | 16.5 | 16.1 | ... | ... | |||
| Market Value per Customer (Local Currency) | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 248 | 266 | 299 | 603 | 454 | ... | ... | |||
| Revenue per Customer (Local Currency) | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 345 | 362 | 293 | 353 | 377 | ... | ... | |||
| Net Profit per Customer (Local Currency) | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -14.6 | 25.2 | 23.3 | 69.6 | 88.3 | ... | ... | |||
| Loan per Customer (Local Currency) | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,853 | 4,286 | 3,858 | 5,358 | 5,640 | ... | ... | |||
| Deposit per Customer (Local Currency) | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,466 | 4,630 | 4,210 | 6,441 | 6,829 | ... | ... | |||
| Market Value per Customer | USD | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 300 | 290 | 315 | 723 | 520 | ... | ... | |||
| Revenue per Customer | USD | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 444 | 415 | 314 | 396 | 441 | ... | ... | |||
| Net Profit per Customer | USD | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -18.8 | 28.8 | 25.0 | 78.2 | 103 | ... | ... | |||
| Loan per Customer | USD | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,874 | 4,667 | 4,074 | 6,423 | 6,457 | ... | ... | |||
| Deposit per Customer | USD | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,405 | 5,041 | 4,445 | 7,721 | 7,819 | ... | ... |
Get all company financials in excel:
By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int. employed 45,414 persons in 2020-12-31, down 1.43% when compared to the previous year. Historically, the bank's workforce hit an all time high of 63,376 persons in 2008-12-31 and an all time low of 45,414 in 2020-12-31. Average cost reached USD...
By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int.'s capital adequacy ratio reached 18.3% at the end of fourth quarter of 2020, up from 17.3% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 19.2% in 4Q2016 and an all time low of 8.40% in 3Q2...
By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int.'s cost to income ratio reached 56.2% in the fourth quarter of 2020, up from 46.8% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 90.8% of income in 4Q2012 and an all time low of 39.0% in...
By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int.'s cost to income ratio reached 56.2% in the fourth quarter of 2020, up from 46.8% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 90.8% of income in 4Q2012 and an all time low of 39.0% in...
By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int. made a net profit of EUR 175 mil in the fourth quarter of 2020, down 53% when compared to the same period of last year. This implies a return on equity of 4.95%. Historically, the bank’s net profit reached an all time high of EUR 643 mil in 4...
By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int. made a net profit of EUR 175 mil under revenues of EUR 1,401 mil in the fourth quarter of 2020, down 53% and 16.1% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of EU...
By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int. generated total banking revenues of in, down 0% compared to the previous year. Austrian banking sector banking sector generated total revenues of EUR mil in, down 0% when compared to the last year. As a result, Raiffeisen ...
By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int.'s customer loans reached in, down 0% compared to the previous year. Austrian banking sector provided customer loans of EUR bil in, down 0% when compared to the last year. Raiffeisen Bank Int. accounted for of all customer loans iss...
By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int. stock traded at per share at the end first quarter of 1970 implying a market capitalization of. Since the end of 1Q1965, the stock has A PHP Error was encountered Severity: Warning Message: A non-numeric value encountered Filename: src/Environment.php(41...
By Helgi Analytics - March 25, 2021
Raiffeisen Bank Int. stock traded at per share at the end of first quarter of 1970 implying a market capitalization of. Over the last five years, the stock has A PHP Error was encountered Severity: Warning Message: A non-numeric value encountered Filename: src/Environment.ph...
Raiffeisen Bank International AG (RBI) is an Austrian bank that focuses on corporate and retail banking sector. From a relatively small bank in a country of 8 million people, the bank has grown into one of the biggest players in the region of Central and Eastern Europe (CEE) and the Commonwealth of Independent States (CIS). The bank now operates in 17 different countries, employes about 60,000 people and services approximatelly 14.9 million customers through more than 3,100 branches. The Bank's products include financing, leasing, investing, hedging, trade & export finance, investment banking, cash management, payment services, custody & fund services, and cards, among others. RBI's shares are listed on the Vienna Stock Exchange and are majority-owned by RZB, which is a central institution of the Austrian Raiffeisen Banking Group, the country's largest banking group
Raiffeisen Bank Int. has been growing its revenues and asset by 0.395% and 2.38% a year on average in the last 10 years. Its loans and deposits have grown by 3.73% and 8.50% a year during that time and loans to deposits ratio reached 78.5% at the end of 2020. The company achieved an average return on equity of 6.89% in the last decade with net profit growing -2.24% a year on average. In terms of operating efficiency, its cost to income ratio reached 49.7% in 2020, compared to 54.2% average in the last decade.
Equity represented 8.61% of total assets or -87,937% of loans at the end of 2020. Raiffeisen Bank Int.'s non-performing loans were 2.72% of total loans while provisions covered some 89.6% of NPLs at the end of 2020.
Raiffeisen Bank Int. stock traded at per share at the end of 2020 resulting in a market capitalization of . Over the previous three years, stock price rose by 0% or 0% a year on average. That’s compared to an average ROE of 9.27% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 6.80x and price to book value (PBV) of 0.384x in 2020.
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