Komercni Banka - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Czech Republic | February 6, 2020
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Komercni Banka's non-performing loans reached 2.13% of total loans at the end of 2019, down from 2.71% compared to the previous year. Historically, the NPL ratio hit an all time high of 33.7% in 2000 and an all time low of 2.13% in 2019.

Provision coverage amounted to 58.5% at the end of 2019, down from 59.4% compared to a year earlier.

The bank created loan loss provisions worth of -0.090% of average loans in 2019. That's compared to 0.055% of loans the bank put aside to its cost on average in the last five years.

You can see all the bank’s data at Komercni Banka Profile, or you can download a report on the bank in the report section.

NPLs (As % Of Loans) Unit 2012 2013 2014 2015 2016 2017 2018 2019
Air Bank % 5.03% 5.55% 4.67% 4.17% 2.98% ...
Banka Creditas % 20.1% 20.0% 13.3% 11.9% 9.76% ...
Ceska Sporitelna % 4.87% 4.43% 3.82% 3.12% 2.10% ...
Ceskomoravska Stavebni Sporitelna % 2.90% 2.66% 2.67% 2.31% 2.24% ...
CSOB % 4.79% 4.19% 3.73% 3.03% 2.04% ...
Equa Bank % 2.04% 2.53% 3.01% 1.15% 1.47% ...
Expobank Czech Republic % 11.9% 3.44% 5.55% 6.47% 4.48% ...
Fio banka % 15.7% 13.5% 11.4% 9.94% 7.92% ...
Hypotecni Banka % 3.76% 5.24% 3.12% 2.32% 1.66% ...
J&T Banka % 8.99% 4.72% 10.2% 10.0% 10.7% ... ...
Komercni Banka % 5.60% 5.21% 4.20% 3.80% 3.06%
Modra Pyramida Stavebni Sporitelna % 3.99% 4.55% 4.99% 4.17% 2.61% ...
MONETA Money Bank % 14.8% 12.9% 11.7% 5.97% 4.10%
Moravsky Penezni Ustav % 32.7% 39.0% 39.4% 24.4% 26.4% ... ...
PPF Banka % 0.642% 8.26% 8.95% 7.63% 10.4% ...
Raiffeisen Stavebni Sporitelna % 3.36% 3.50% 3.90% 3.48% 2.95% ... ...
Raiffeisenbank Czech Republic % 6.74% 5.98% 4.68% 3.60% 2.46% ...
Sberbank Czech Republic % 7.94% 5.95% 5.19% 5.74% 5.43% ...
Stavebni Sporitelna Ceske Sporitelny % 4.81% 4.60% 2.59% 2.43% 2.03% ... ...
UniCredit Czech Republic % 4.83% 5.88% 5.06% 4.13% 3.42% ...
Wustenrot Hypotecni banka % 4.32% 4.62% 3.50% 3.77% 2.46% ...
Wustenrot Stavebni Sporitelna % 2.61% 3.16% 3.29% 3.65% 3.99% ...
AVERAGE % 7.64% 7.84% 7.72% 7.22% 5.78% 5.21% 3.93% 1.97%