Komercni Banka's non-performing loans reached 2.13% of total loans at the end of 2019, down from 2.71% compared to the previous year. Historically, the NPL ratio hit an all time high of 33.7% in 2000 and an all time low of 2.13% in 2019.
Provision coverage amounted to 58.5% at the end of 2019, down from 59.4% compared to a year earlier.
The bank created loan loss provisions worth of -0.090% of average loans in 2019. That's compared to 0.055% of loans the bank put aside to its cost on average in the last five years.
You can see all the bank’s data at Komercni Banka Profile, or you can download a report on the bank in the report section.
| NPLs (As % Of Loans) | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| Air Bank | % | 5.03% | 5.55% | 4.67% | 4.17% | 2.98% | ... | ||
| Banka Creditas | % | 20.1% | 20.0% | 13.3% | 11.9% | 9.76% | ... | ||
| Ceska Sporitelna | % | 4.87% | 4.43% | 3.82% | 3.12% | 2.10% | ... | ||
| Ceskomoravska Stavebni Sporitelna | % | 2.90% | 2.66% | 2.67% | 2.31% | 2.24% | ... | ||
| CSOB | % | 4.79% | 4.19% | 3.73% | 3.03% | 2.04% | ... | ||
| Equa Bank | % | 2.04% | 2.53% | 3.01% | 1.15% | 1.47% | ... | ||
| Expobank Czech Republic | % | 11.9% | 3.44% | 5.55% | 6.47% | 4.48% | ... | ||
| Fio banka | % | 15.7% | 13.5% | 11.4% | 9.94% | 7.92% | ... | ||
| Hypotecni Banka | % | 3.76% | 5.24% | 3.12% | 2.32% | 1.66% | ... | ||
| J&T Banka | % | 8.99% | 4.72% | 10.2% | 10.0% | 10.7% | ... | ... | |
| Komercni Banka | % | 5.60% | 5.21% | 4.20% | 3.80% | 3.06% | |||
| Modra Pyramida Stavebni Sporitelna | % | 3.99% | 4.55% | 4.99% | 4.17% | 2.61% | ... | ||
| MONETA Money Bank | % | 14.8% | 12.9% | 11.7% | 5.97% | 4.10% | |||
| Moravsky Penezni Ustav | % | 32.7% | 39.0% | 39.4% | 24.4% | 26.4% | ... | ... | |
| PPF Banka | % | 0.642% | 8.26% | 8.95% | 7.63% | 10.4% | ... | ||
| Raiffeisen Stavebni Sporitelna | % | 3.36% | 3.50% | 3.90% | 3.48% | 2.95% | ... | ... | |
| Raiffeisenbank Czech Republic | % | 6.74% | 5.98% | 4.68% | 3.60% | 2.46% | ... | ||
| Sberbank Czech Republic | % | 7.94% | 5.95% | 5.19% | 5.74% | 5.43% | ... | ||
| Stavebni Sporitelna Ceske Sporitelny | % | 4.81% | 4.60% | 2.59% | 2.43% | 2.03% | ... | ... | |
| UniCredit Czech Republic | % | 4.83% | 5.88% | 5.06% | 4.13% | 3.42% | ... | ||
| Wustenrot Hypotecni banka | % | 4.32% | 4.62% | 3.50% | 3.77% | 2.46% | ... | ||
| Wustenrot Stavebni Sporitelna | % | 2.61% | 3.16% | 3.29% | 3.65% | 3.99% | ... | ||
| AVERAGE | % | 7.64% | 7.84% | 7.72% | 7.22% | 5.78% | 5.21% | 3.93% | 1.97% |
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