By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale's capital adequacy ratio reached 26.2% at the end of third quarter of 2020, A PHP Error was encountered S...
By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale's non-performing loans reached 4.40% of total loans at the end of 2020-06-30, A PHP Error was encountered ...
By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale employed 7,202 persons in 2020-06-30, down 0% when compared to the previous year. Historically, the ...
| Profit Statement | 2018 | 2019 | 2020 | |
| Net Interest Income | RON mil | 1,989 | 2,158 | 2,087 |
| Net Fee Income | RON mil | ... | ... | ... |
| Other Income | RON mil | ... | ... | ... |
| Total Revenues | RON mil | 3,094 | 3,265 | 3,093 |
| Staff Cost | RON mil | 768 | 826 | 834 |
| Operating Profit | RON mil | 1,753 | 1,885 | 1,507 |
| Provisions | RON mil | -82.7 | 93.7 | 353 |
| Net Profit | RON mil | 1,557 | 1,493 | 963 |
| Balance Sheet | 2018 | 2019 | 2020 | |
| Interbank Loans | RON mil | 4,632 | 3,410 | 5,517 |
| Customer Loans | RON mil | 29,603 | 30,293 | 29,643 |
| Investments | RON mil | 12,942 | 14,201 | 18,447 |
| Total Assets | RON mil | 55,719 | 57,771 | 63,558 |
| Shareholders' Equity | RON mil | 7,657 | 8,184 | 9,772 |
| Interbank Borrowing | RON mil | 639 | 1,048 | 799 |
| Customer Deposits | RON mil | 45,217 | 45,899 | 49,958 |
| Issued Debt Securities | RON mil | 1,307 | 1,696 | 1,742 |
| Ratios | 2018 | 2019 | 2020 | |
| ROE | % | 20.7 | 18.9 | 10.7 |
| ROA | % | 2.81 | 2.63 | 1.59 |
| Costs (As % Of Assets) | % | 2.42 | 2.43 | 2.62 |
| Costs (As % Of Income) | % | 43.3 | 42.2 | 51.3 |
| Capital Adequacy Ratio | % | 20.9 | ... | ... |
| Net Interest Margin | % | 3.59 | 3.80 | 3.44 |
| Loans (As % Of Deposits) | % | 65.5 | 66.0 | 59.3 |
| NPLs (As % Of Loans) | % | 4.23 | ... | ... |
| Provisions (As % Of NPLs) | % | 148 | ... | ... |
| Valuation | 2018 | 2019 | 2020 | |
| Market Capitalisation | USD mil | 1,955 | 2,589 | 2,601 |
| Number Of Shares | mil | 697 | 697 | 697 |
| Share Price | RON | 11.4 | 15.8 | 14.9 |
| Price/Earnings (P/E) | 5.10 | 7.39 | 10.8 | |
| Price/Book Value (P/BV) | 1.04 | 1.35 | 1.06 | |
| Dividend Yield | % | 14.4 | 0 | 0 |
| Earnings Per Share (EPS) | RON | 2.23 | 2.14 | 1.38 |
| Book Value Per Share | RON | 11.0 | 11.7 | 14.0 |
| Dividend Per Share | RON | 1.64 | 0 | 0 |
Get all company financials in excel:
| summary | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| income statement | |||||||||||||||||||||
| Net Interest Income | RON mil | 1,585 | 1,516 | 1,586 | 1,719 | 1,989 | |||||||||||||||
| Total Revenues | RON mil | 2,697 | 2,579 | 2,750 | 2,754 | 3,094 | |||||||||||||||
| Operating Profit | RON mil | 1,281 | 1,195 | 1,367 | 1,291 | 1,753 | |||||||||||||||
| Net Profit | RON mil | 63.1 | 467 | 761 | 1,415 | 1,557 | |||||||||||||||
| balance sheet | |||||||||||||||||||||
| Interbank Loans | RON mil | 1,263 | 2,315 | 1,998 | 2,550 | 4,632 | |||||||||||||||
| Customer Loans | RON mil | 26,777 | 26,746 | 27,839 | 29,608 | 29,603 | |||||||||||||||
| Investments | RON mil | ... | ... | ... | ... | ... | 8,226 | 9,224 | 12,515 | 12,631 | 12,942 | ||||||||||
| Total Assets | RON mil | 46,081 | 50,185 | 51,882 | 54,927 | 55,719 | |||||||||||||||
| Shareholders' Equity | RON mil | 5,750 | 6,257 | 6,674 | 7,369 | 7,657 | |||||||||||||||
| Interbank Borrowing | RON mil | ... | ... | ... | ... | 735 | 781 | 587 | 907 | 639 | |||||||||||
| Customer Deposits | RON mil | 35,954 | 41,099 | 42,193 | 44,220 | 45,217 | |||||||||||||||
| Issued Debt Securities | RON mil | 2,965 | 1,100 | 1,102 | 1,252 | 1,307 | |||||||||||||||
| ratios | |||||||||||||||||||||
| ROE | % | ... | 1.13 | 7.77 | 11.8 | 20.2 | 20.7 | ||||||||||||||
| ROA | % | ... | 0.134 | 0.969 | 1.49 | 2.65 | 2.81 | ||||||||||||||
| Costs (As % Of Assets) | % | ... | 3.01 | 2.88 | 2.71 | 2.74 | 2.42 | ||||||||||||||
| Costs (As % Of Income) | % | 52.5 | 53.7 | 50.3 | 53.1 | 43.3 | |||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 20.1 | 20.9 | ... | ... | ||||
| Net Interest Margin | % | ... | 3.37 | 3.15 | 3.11 | 3.22 | 3.59 | ||||||||||||||
| Interest Income (As % Of Revenues) | % | 58.8 | 58.8 | 57.7 | 62.4 | 64.3 | |||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 27.7 | ... | ... | ... | |||||||||||
| Staff Cost (As % Of Total Cost) | % | 46.3 | 47.3 | 49.7 | 50.5 | 57.3 | |||||||||||||||
| Equity (As % Of Assets) | % | 12.5 | 12.5 | 12.9 | 13.4 | 13.7 | |||||||||||||||
| Loans (As % Of Deposits) | % | 74.5 | 65.1 | 66.0 | 67.0 | 65.5 | |||||||||||||||
| Loans (As % Assets) | % | 58.1 | 53.3 | 53.7 | 53.9 | 53.1 | |||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | 20.3 | 17.0 | 12.8 | 8.13 | 4.23 | ... | ... | |||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | 71.2 | 76.3 | 88.8 | 95.0 | 148 | ... | ... | |||||||
| valuation | |||||||||||||||||||||
| Market Capitalisation | USD mil | 1,645 | 2,027 | 1,922 | 2,315 | 1,955 | |||||||||||||||
| Number Of Shares | mil | ... | 697 | 697 | 697 | 697 | 697 | ||||||||||||||
| Share Price | RON | 8.75 | 12.1 | 11.9 | 12.9 | 11.4 | |||||||||||||||
| Earnings Per Share (EPS) | RON | ... | 0.091 | 0.670 | 1.09 | 2.03 | 2.23 | ||||||||||||||
| Book Value Per Share | RON | ... | 8.25 | 8.98 | 9.58 | 10.6 | 11.0 | ||||||||||||||
| Dividend Per Share | RON | ... | 0 | 0.320 | 0.730 | 1.64 | 1.64 | ||||||||||||||
| Price/Earnings (P/E) | ... | ... | ... | 96.7 | 18.1 | 10.9 | 6.35 | 5.10 | |||||||||||||
| Price/Book Value (P/BV) | ... | 1.06 | 1.35 | 1.24 | 1.22 | 1.04 | |||||||||||||||
| Dividend Yield | % | ... | 0 | 2.64 | 6.14 | 12.7 | 14.4 | ||||||||||||||
| Earnings Per Share Growth | % | ... | ... | -116 | 640 | 63.1 | 85.9 | 10.0 | |||||||||||||
| Book Value Per Share Growth | % | ... | ... | 6.55 | 8.82 | 6.65 | 10.4 | 3.92 |
| income statement | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| income statement | |||||||||||||||||||||
| Interest Income | RON mil | 2,268 | 1,940 | 1,808 | 1,860 | 2,158 | |||||||||||||||
| Interest Cost | RON mil | 683 | 424 | 221 | 141 | 170 | |||||||||||||||
| Net Interest Income | RON mil | 1,585 | 1,516 | 1,586 | 1,719 | 1,989 | |||||||||||||||
| Net Fee Income | RON mil | ... | ... | ... | ... | ... | 763 | ... | ... | ... | |||||||||||
| Fee Income | RON mil | 765 | 750 | 773 | 763 | 797 | |||||||||||||||
| Fee Expense | RON mil | ... | ... | ... | ... | ... | 0 | ... | ... | ... | |||||||||||
| Other Income | RON mil | ... | ... | ... | ... | ... | 271 | ... | ... | ... | |||||||||||
| Total Revenues | RON mil | 2,697 | 2,579 | 2,750 | 2,754 | 3,094 | |||||||||||||||
| Staff Cost | RON mil | 656 | 655 | 688 | 739 | 768 | |||||||||||||||
| Depreciation | RON mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 93.9 | 90.6 | 102 | 95.8 | ... | |
| Other Cost | RON mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 636 | 605 | 621 | 477 | ... | |
| Operating Cost | RON mil | 1,415 | 1,384 | 1,383 | 1,463 | 1,340 | |||||||||||||||
| Operating Profit | RON mil | 1,281 | 1,195 | 1,367 | 1,291 | 1,753 | |||||||||||||||
| Provisions | RON mil | 1,215 | 658 | 484 | -360 | -82.7 | |||||||||||||||
| Extra and Other Cost | RON mil | -14.1 | -16.3 | -27.8 | -32.2 | -21.5 | |||||||||||||||
| Pre-Tax Profit | RON mil | 79.9 | 553 | 911 | 1,683 | 1,858 | |||||||||||||||
| Tax | RON mil | 12.0 | 84.6 | 144 | 259 | 293 | |||||||||||||||
| Minorities | RON mil | 4.77 | 1.42 | 5.97 | 8.22 | 7.40 | |||||||||||||||
| Net Profit | RON mil | 63.1 | 467 | 761 | 1,415 | 1,557 | |||||||||||||||
| Net Profit Avail. to Common | RON mil | 63.1 | 467 | 761 | 1,415 | 1,557 | |||||||||||||||
| Dividends | RON mil | ... | 0 | 223 | 509 | 1,143 | 1,143 | ||||||||||||||
| growth rates | |||||||||||||||||||||
| Net Interest Income Growth | % | ... | -7.50 | -4.37 | 4.64 | 8.38 | 15.7 | ||||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||
| Total Revenue Growth | % | ... | -13.0 | -4.36 | 6.63 | 0.139 | 12.4 | ||||||||||||||
| Operating Cost Growth | % | ... | -1.60 | -2.19 | -0.080 | 5.73 | -8.35 | ||||||||||||||
| Operating Profit Growth | % | ... | -22.8 | -6.76 | 14.4 | -5.52 | 35.8 | ||||||||||||||
| Pre-Tax Profit Growth | % | ... | -112 | 592 | 64.8 | 84.7 | 10.4 | ||||||||||||||
| Net Profit Growth | % | ... | -116 | 640 | 63.1 | 85.9 | 10.0 | ||||||||||||||
| market share | |||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||
| Market Share in Employees | % | ... | ... | 14.3 | 14.9 | 13.7 | 13.7 | ... | ... | ... |
| balance sheet | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| balance sheet | |||||||||||||||||||||
| Cash & Cash Equivalents | RON mil | 7,190 | 8,820 | 7,140 | 7,682 | 6,022 | |||||||||||||||
| Interbank Loans | RON mil | 1,263 | 2,315 | 1,998 | 2,550 | 4,632 | |||||||||||||||
| Customer Loans | RON mil | 26,777 | 26,746 | 27,839 | 29,608 | 29,603 | |||||||||||||||
| Retail Loans | RON mil | ... | 16,947 | 17,889 | 18,783 | 20,374 | 21,746 | ... | |||||||||||||
| Mortgage Loans | RON mil | ... | ... | ... | ... | ... | ... | ... | ... | 8,332 | 9,482 | 10,332 | 11,684 | 12,413 | ... | ||||||
| Consumer Loans | RON mil | ... | ... | ... | ... | ... | ... | ... | ... | 8,615 | 8,407 | 8,451 | 8,691 | 9,333 | ... | ||||||
| Corporate Loans | RON mil | ... | 12,985 | 10,905 | 10,103 | 9,259 | 7,872 | ... | |||||||||||||
| Investments | RON mil | ... | ... | ... | ... | ... | 8,226 | 9,224 | 12,515 | 12,631 | 12,942 | ||||||||||
| Property and Equipment | RON mil | 885 | 851 | 834 | 833 | 802 | |||||||||||||||
| Intangible Assets | RON mil | 135 | 133 | 140 | 157 | 193 | |||||||||||||||
| Goodwill | RON mil | ... | ... | ... | ... | ... | ... | ... | ... | 50.1 | 50.1 | 50.1 | 50.1 | 50.1 | |||||||
| Total Assets | RON mil | 46,081 | 50,185 | 51,882 | 54,927 | 55,719 | |||||||||||||||
| Shareholders' Equity | RON mil | 5,750 | 6,257 | 6,674 | 7,369 | 7,657 | |||||||||||||||
| Of Which Minority Interest | RON mil | 51.7 | 49.3 | 50.4 | 53.4 | 46.6 | |||||||||||||||
| Liabilities | RON mil | 40,331 | 43,927 | 45,208 | 47,559 | 48,062 | |||||||||||||||
| Interbank Borrowing | RON mil | ... | ... | ... | ... | 735 | 781 | 587 | 907 | 639 | |||||||||||
| Customer Deposits | RON mil | 35,954 | 41,099 | 42,193 | 44,220 | 45,217 | |||||||||||||||
| Sight Deposits | RON mil | 15,802 | 22,035 | 24,284 | 27,566 | 29,857 | ... | ||||||||||||||
| Term Deposits | RON mil | 20,153 | 19,063 | 17,909 | 16,654 | 15,360 | ... | ||||||||||||||
| Issued Debt Securities | RON mil | 2,965 | 1,100 | 1,102 | 1,252 | 1,307 | |||||||||||||||
| Subordinated Debt | RON mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 450 | ... | ... | ... | ... | ... | ... | |||
| Other Liabilities | RON mil | ... | ... | ... | ... | 677 | 948 | 1,326 | 1,180 | 899 | |||||||||||
| asset quality | |||||||||||||||||||||
| Non-Performing Loans | RON mil | ... | ... | ... | ... | ... | ... | 6,360 | 5,237 | 4,029 | 2,610 | 1,337 | ... | ... | |||||||
| Gross Loans | RON mil | 31,303 | 30,744 | 31,415 | 32,089 | 31,576 | ... | ||||||||||||||
| Risk-Weighted Assets | RON mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 26,900 | 27,700 | 27,400 | 28,219 | 28,469 | ... | ... | |||
| Total Provisions | RON mil | 4,526 | 3,999 | 3,576 | 2,480 | 1,973 | ... | ||||||||||||||
| growth rates | |||||||||||||||||||||
| Customer Loan Growth | % | ... | -4.57 | -0.118 | 4.09 | 6.36 | -0.017 | ||||||||||||||
| Retail Loan Growth | % | ... | ... | 0.206 | 5.56 | 5.00 | 8.47 | 6.73 | ... | ||||||||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.31 | 13.8 | 8.97 | 13.1 | 6.24 | ... | |||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -6.56 | -2.41 | 0.522 | 2.84 | 7.39 | ... | |||||
| Corporate Loan Growth | % | ... | ... | -16.5 | -16.0 | -7.35 | -8.35 | -15.0 | ... | ||||||||||||
| Total Asset Growth | % | ... | -3.98 | 8.91 | 3.38 | 5.87 | 1.44 | ||||||||||||||
| Shareholders' Equity Growth | % | ... | 6.55 | 8.82 | 6.65 | 10.4 | 3.92 | ||||||||||||||
| Customer Deposit Growth | % | ... | -3.89 | 14.3 | 2.66 | 4.80 | 2.26 | ||||||||||||||
| market share | |||||||||||||||||||||
| Market Share in Customer Loans | % | 12.7 | 12.3 | 12.6 | 12.7 | ... | ... | ... | |||||||||||||
| Market Share in Corporate Loans | % | ... | 12.3 | 10.4 | 9.94 | 8.89 | ... | ... | ... | ||||||||||||
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | 15.0 | 15.0 | 15.5 | 15.6 | ... | ... | ... | |||||
| Market Share in Consumer Loans | % | ... | 16.6 | 16.6 | 16.6 | 16.7 | ... | ... | ... | ||||||||||||
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | 18.7 | 18.3 | 17.7 | 17.7 | ... | ... | ... | |||||
| Market Share in Total Assets | % | 12.7 | 13.3 | 13.2 | 12.9 | ... | ... | ... | |||||||||||||
| Market Share in Customer Deposits | % | 15.4 | 16.2 | 15.4 | 14.6 | ... | ... | ... |
| ratios | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| ROE | % | ... | 1.13 | 7.77 | 11.8 | 20.2 | 20.7 | ||||||||||||||
| ROTE | % | ... | 1.16 | 7.95 | 12.0 | 20.6 | 21.2 | ||||||||||||||
| ROE (@ 15% of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.4 | 18.4 | 33.9 | 36.6 | ... | ... | ||
| ROA | % | ... | 0.134 | 0.969 | 1.49 | 2.65 | 2.81 | ||||||||||||||
| Return on Loans | % | ... | 0.230 | 1.74 | 2.79 | 4.93 | 5.26 | ||||||||||||||
| Operating Profit (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.38 | 4.96 | 4.64 | 6.19 | ... | ... | ||
| Costs (As % Of Assets) | % | ... | 3.01 | 2.88 | 2.71 | 2.74 | 2.42 | ||||||||||||||
| Costs (As % Of Income) | % | 52.5 | 53.7 | 50.3 | 53.1 | 43.3 | |||||||||||||||
| Costs (As % Of Loans) | % | ... | 5.16 | 5.17 | 5.07 | 5.09 | 4.53 | ||||||||||||||
| Costs (As % Of Loans & Deposits) | % | ... | 2.21 | 2.12 | 2.01 | 2.03 | 1.80 | ||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 20.1 | 20.9 | ... | ... | ||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.8 | 19.1 | 18.9 | 20.1 | 20.9 | ... | ... | |
| Net Interest Margin | % | ... | 3.37 | 3.15 | 3.11 | 3.22 | 3.59 | ||||||||||||||
| Interest Spread | % | ... | 3.18 | 3.02 | 3.05 | 3.18 | 3.55 | ||||||||||||||
| Asset Yield | % | ... | 4.82 | 4.03 | 3.54 | 3.48 | 3.90 | ||||||||||||||
| Revenues (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.45 | 9.98 | 9.90 | 10.9 | ... | ... | ||
| Cost Of Liabilities | % | ... | 1.65 | 1.01 | 0.496 | 0.303 | 0.355 | ||||||||||||||
| Payout Ratio | % | ... | 0 | 47.8 | 66.8 | 80.8 | 73.4 | ||||||||||||||
| Interest Income (As % Of Revenues) | % | 58.8 | 58.8 | 57.7 | 62.4 | 64.3 | |||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 27.7 | ... | ... | ... | |||||||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 9.85 | ... | ... | ... | |||||||||||
| Staff Cost (As % Of Total Cost) | % | 46.3 | 47.3 | 49.7 | 50.5 | 57.3 | |||||||||||||||
| Equity (As % Of Assets) | % | 12.5 | 12.5 | 12.9 | 13.4 | 13.7 | |||||||||||||||
| Equity (As % Of Loans) | % | 21.5 | 23.4 | 24.0 | 24.9 | 25.9 | |||||||||||||||
| Loans (As % Of Deposits) | % | 74.5 | 65.1 | 66.0 | 67.0 | 65.5 | |||||||||||||||
| Loans (As % Assets) | % | 58.1 | 53.3 | 53.7 | 53.9 | 53.1 | |||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | 20.3 | 17.0 | 12.8 | 8.13 | 4.23 | ... | ... | |||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | 71.2 | 76.3 | 88.8 | 95.0 | 148 | ... | ... | |||||||
| Provisions (As % Of Loans) | % | 16.9 | 15.0 | 12.8 | 8.38 | 6.67 | ... | ||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 4.43 | 2.46 | 1.77 | -1.25 | -0.279 |
| other data | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 829 | 829 | 810 | 760 | 723 | ... | ... | |
| Employees | 8,271 | 8,312 | 7,605 | 7,568 | 7,471 | ... | |||||||||||||||
| Employees Per Bank Branch | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.98 | 10.0 | 9.39 | 9.96 | 10.3 | ... | ... | |
| Cost Per Employee | USD per month | 1,903 | 1,672 | 1,784 | 1,986 | 2,151 | ... | ||||||||||||||
| Cost Per Employee (Local Currency) | RON per month | 6,608 | 6,563 | 7,537 | 8,139 | 8,565 | ... | ||||||||||||||
| Employee Turnover | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.6 | 18.2 | ... | |
| Women (As % of Workforce) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 75.5 | 75.0 | ... |
| customer breakdown | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
| Customers | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Number of Primary Customers | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Primary (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Market Value per Customer (Local Currency) | RON | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Revenue per Customer (Local Currency) | RON | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Net Profit per Customer (Local Currency) | RON | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Loan per Customer (Local Currency) | RON | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Deposit per Customer (Local Currency) | RON | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Market Value per Customer | USD | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Revenue per Customer | USD | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
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By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale made a net profit of RON 230 mil under revenues of RON 608 mil in the fourth quarter of 2020, down 15.6% and 22% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of ...
By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale made a net profit of RON 230 mil in the fourth quarter of 2020, down 15.6% when compared to the same period of last year. This implies a return on equity of 9.68%. Historically, the bank’s net profit reached an all time high of RON 486...
By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale's loans reached RON 31,702 mil in the second quarter of 2020, down from when compared to the previous quarter and up from RON 31,434 mil when compared to the same period of last year. Historically, the bank’s loans reach...
By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale's net interest margin amounted to 3.38% in the fourth quarter of 2020, down from 3.41% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 5.36% in 3Q2019 and an all time...
By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale stock traded at per share at the end first quarter of 1970 implying a market capitalization of. Since the end of 1Q1965, the stock has A PHP Error was encountered Severity: Warning Message: A non-numeric value encountered Filename: src/Environment...
By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale's Equity reached 15.4% of total assets in the 4Q2020, up from 14.2% for the previous year. As a share of net customer loans, the ratio amounted to 33.0% at the end of the fourth quarter of 2020. ...
By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale stock traded at per share at the end of first quarter of 1970 implying a market capitalization of. Over the last five years, the stock has A PHP Error was encountered Severity: Warning Message: A non-numeric value encountered Filename: src/Environ...
By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale's cost to income ratio reached 52.3% in the second quarter of 2020, down from when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 141% of income in 4Q2016 and an all time low of 1.89%...
By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale's customer loan growth reached -2.15% in 2020-12-31, down from 2.33% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 8.02% in 2017-09-30 and an all time low of -2.25% in 2018-09-30. ...
By Helgi Analytics - March 24, 2021
BRD Groupe Societe Generale generated total banking revenues of RON 767 mil in the first quarter of 2018, up 20% when compared to the same period of last year and 0% when compared to the previous quarter. Historically, the bank’s revenues containing of intere...
BRD – Groupe Société Générale (BRD), is the second largest Romanian bank. French Société Générale holds a majority stake of 59.4% in the bank. BRD was rebranded after SG bought Banca Română pentru Dezvoltare (Romanian Development Bank) from the Romanian State in 1999. BRD offers a traditional set of banking products and services from the area of retail, corporate as well investment banking and insurance serving individuals, small companies as well as large companies. At the end of 2012, the Bank had nearly 2.2 mil retail and some 135,000 corporate clients and operated 915 branches. BRD was founded in 1990 as a commercial bank by taking over assets of the former Investment Bank of Romania
BRD Groupe Societe Generale has been growing its revenues and asset by -1.68% and 2.50% a year on average in the last 10 years. Its loans and deposits have grown by -0.837% and 4.59% a year during that time and loans to deposits ratio reached 59.3% at the end of 2020. The company achieved an average return on equity of 8.75% in the last decade with net profit growing -0.451% a year on average. In terms of operating efficiency, its cost to income ratio reached 51.3% in 2020, compared to 48.7% average in the last decade.
Equity represented 15.4% of total assets or 33.0% of loans at the end of 2020. BRD Groupe Societe Generale's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2020.
BRD Groupe Societe Generale stock traded at per share at the end of 2020 resulting in a market capitalization of . Over the previous three years, stock price rose by 0% or 0% a year on average. That’s compared to an average ROE of 16.8% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 10.8x and price to book value (PBV) of 1.06x in 2020.
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